Johnson Insurance

09/03/2026

In observance of Labor Day, our office will close at 4:00pm on Friday, 9/4 and be closed on Monday, 9/7.

For our after hours answering service, call 800-255-7777. For any non-urgent matters, you may email us at [email protected], and we’ll follow up as soon as we can.

Have a wonderful labor day weekend!

08/31/2026

Your property policy may cover the wind. But what about the water that comes after it?

A recent Midwest derecho brought widespread wind damage, power outages, and flooding, highlighting an insurance gap many property owners do not realize exists.

Wind and hail damage may be covered under a standard property policy. Flood damage, however, typically requires separate coverage.

And being outside a mapped flood zone does **NOT** mean you are outside flood risk.

In our latest blog, we break down:

💨 Why wind and flood losses may fall under different policies
🗺️ Why flood maps do not tell the whole story
⚡ What business owners should know about extended power outages
❓ The questions worth asking your insurance advisor before the next storm

If you own a 🏠 home, 🏢 commercial property, 🌾 farm, or 🔐 self-storage facility, this is a conversation worth having before severe weather hits.

📖 Read the full blog to learn more:

Learn why wind and flood damage may require different insurance coverage and what property owners should review before the next severe storm.

08/24/2026

Thinking about switching poultry insurance because you found a lower premium?

Before you make a change, make sure you are comparing more than the price.

We recently reviewed a real poultry insurance proposal and found several details that could easily be overlooked, from prorated premiums and shared coverage limits to deductibles, exclusions and replacement cost provisions.

We broke it down into 5 questions every poultry grower should ask before switching coverage.

Read more here:
https://gojohnsoninsurance.com/blog/5-questions-to-ask-before-switching-your-poultry-insurance/

A lower premium can be a good thing. The key is understanding exactly what you are getting for it.

07/23/2026

07/21/2026

So, what does it really mean to work with an independent insurance agency?

It means your insurance experience is built around you.

At Johnson Insurance, we are not limited to offering coverage from just one insurance company. We work with multiple trusted carriers, giving us the flexibility to compare options and help you find the right combination of coverage, service and value.

But being independent is about more than having choices.

It means having an experienced advisor who takes the time to understand your needs, explains your options clearly and advocates for you when it matters most.

At Johnson Insurance, we put our expertise, relationships and personalized service to work for you, so you can feel confident that your coverage truly fits your life or business.

More options. Personal guidance. An agency that works for you.

07/10/2026

We’re proud to share that Johnson Insurance has received our Registered Apprenticeship Certificate through ApprenticeshipNC! 🎉

Registered Apprenticeship is the gold standard of work-based learning, combining hands-on training, classroom instruction, wage progression, and nationally recognized credentials.

This certificate reflects our commitment to developing talent, creating career pathways, and investing in the future of our team.

We’re excited to be part of a program that helps strengthen businesses, support employees, and build North Carolina’s future workforce.

07/07/2026

Opening your farm to the public can be an exciting way to create new revenue, build community, and offer memorable experiences, but it also introduces a different kind of risk.

A standard farm policy is typically built around agricultural operations. When you add activities like corn mazes, hayrides, petting zoos, U-pick experiences, farm stays, or on-site events, you may be creating visitor exposures that traditional farm coverage was not designed to address.

Agritainment and agritourism operations can look very different from one farm to the next, which means the right insurance solution may need to account for things like guest liability, event structures, seasonal operations, and other unique risks.

Before the busy season begins, it is worth taking a closer look at whether your coverage has kept up with the way your farm is operating today.
If your farm is evolving beyond traditional operations, the Johnson Insurance team is here to help you ask the right questions.

Reach out to Johnson Insurance with questions!

07/04/2026

Today, we celebrate more than fireworks and flags. We celebrate the courage, sacrifice, and vision that built this country and the generations of Americans who have carried that spirit forward.

As America celebrates its 250th birthday, we are reminded of what makes this nation so special: freedom, resilience, community, and the belief that we are always stronger when we move forward together.

From our Johnson Insurance family to yours, we wish you a safe, proud, and meaningful Independence Day.

Happy Birthday, America. ❤️🤍💙

07/01/2026

Happy International Joke Day! 🐴😂

We love a good laugh (especially from our new friend, Neighthan Coverage), but finding out you have a coverage gap after a claim? That's a mare-jor problem.🐎

Whether you own a farm, run a business, or just haven’t reviewed your policy in a while, today is a good reminder: insurance works best when someone is paying attention to it.

Don’t horse around with coverage gaps. Reach out to the Johnson Insurance team. 🤳

06/25/2026

Self-storage deals usually don't fall apart because of the price or the financing. They fall apart because of the insurance.

It's sometimes the last thing addressed in a transaction, and by the time someone starts shopping for coverage, the closing timeline is already tight. Missing documents, coverage gaps, or a policy that doesn't meet lender requirements can stall or kill a deal at the worst possible moment.

🎉THE GOOD NEWS: it doesn't have to work that way.

Knowing what lenders and buyers typically need upfront, and having an agent who works in this space daily, can take most of the friction out of the process. The right coverage for a self-storage facility covers the physical structure, general liability, and in some cases customer goods liability, depending on the policy and carrier.

If you're buying, selling, or financing a self-storage facility and want to understand what information is needed before closing, we have the team that can walk you through it.

Connect with our self-storage advisors to discuss your self-storage insurance needs. 📲