09/22/2026
Let's paint a picture!
You are driving home from the T-Ball game, the kiddos are tired, hungry, and fighting about what you will buy for dinner. (That they dont eat anyway).
Your mind is the equivalent to a radio stuck between stations. You reach back to give your 11 month old his pacifier, take your eyes off of the road, and cause an auto accident, you rear ended the car in front of you.
It was not high speed, the kiddos are fine, and so are you. The person you hit however, has damage to their vehicle, and the whiplash initial ER visit + recurring treatments has racked up to $40,000.
You are stuck with a state limit auto policy that is only going to pay out $25,000 per person for bodily injury. You saved about $30/month ($360/year) by electing not to upgrade that.
Simple math is - Law suit - your at fault - you lose.
$40,000 in bodily injury damages
-$25,000 in coverage
---------------------
$15,000
Do you have $15,000 plus attorney fees to give away out of your front pocket? Are you shopping for price, or protection from this horrible situation that happens DAILY?
When you are ready to be PROPERLY insured, reach out. I would love to help you become and stay protected.
(251) 263-1055
251-244-7330
[email protected]
alfainsurance.com/bryanklein
