Jeremy Brown, NMLS: 2663235, GMFS

Jeremy Brown, NMLS: 2663235, GMFS I'm Jeremy Brown, NMLS: 2663235, Loan Officer with GMFS Lending, a national mortgage lender making the home loan process simple.

PrimeLending NMLS ID: 13649

I'm Jeremy Brown, NMLS: 2663235, Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple. At PrimeLending, we are Home Loans Made Simple®. For over three decades, we have helped people buy, refinance and renovate their homes. PrimeLending's loan officers give customers personal attention and explain their options every step of th

e way. We have straightforward processes, user-friendly mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers' trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. primelending.com/legal

Equal Housing Lender

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03/24/2026

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Ever feel like your home’s value is growing, but you're not sure what that really means for you? That’s where your loan-...
06/30/2025

Ever feel like your home’s value is growing, but you're not sure what that really means for you? That’s where your loan-to-value ratio, or LTV, comes in.

LTV compares how much you still owe on your mortgage to how much your home is worth today. Here's an easy way to picture it — imagine your home as a pie and your LTV is the slice your lender still owns. The smaller their slice, the more equity you’ve built up — and that can open doors when you’re ready to refinance.

A lower LTV can open the door to better rates, more loan options, and the chance to drop mortgage insurance.

Want to see where you stand? DM me to get started.

Cool down your payments this summer!With our Summer Savings Buydown, you’ll enjoy a 1-0 temporary buydown* that lowers y...
06/27/2025

Cool down your payments this summer!

With our Summer Savings Buydown, you’ll enjoy a 1-0 temporary buydown* that lowers your effective interest rate and payments during the first year of your FHA, VA, or USDA loan — making your first year of homeownership feel like a breeze.

Even better? You can combine this offer with our No VA Lender Fees promo** for even more savings. This is a limited-time offer, so let’s get you set up while it’s hot. DM me today and mention promo code SUMMER to learn more.

*Buydown 1-0 Option will be paid by PrimeLending. Rate discount applies only to first year. Must apply for and lock loan through PrimeLending between 6/1/25 and 8/31/25. Savings will reflect on the Closing Disclosure. Offer only available for FHA, VA, and USDA purchase loans. Excludes bond, broker, conventional products, high balance, jumbo products, portfolio products, construction loans, and refinances. Offer can be paired with PrimeLending VA No Lender Fees promotion, all other promotions are excluded. Certain loan programs do not allow buydowns. Additional restrictions may apply, contact a PrimeLending loan officer for details. Subject to credit approval.

**All lender closing costs such as origination, processing, underwriting, and closing will be waived, borrower is still responsible for third party fees such as VA funding fee, title, and appraisal etc. Down payment waiver is based on VA eligibility. This offer is valid until 12/31/2025. Savings only applies to direct originations made by PrimeLending for first mortgage purchase or refinance transactions and is not available on brokered loans. Only one offer per loan transaction is available, and savings cannot be combined with any other offer, discount, or bond program other than Summer Savings Buydown promotion offer. Savings will reflect on Closing Disclosure at closing.

Buying a fixer-upper? With a PrimeLending renovation loan, you can buy and renovate a home with one simple loan. No need...
06/26/2025

Buying a fixer-upper? With a PrimeLending renovation loan, you can buy and renovate a home with one simple loan. No need for separate financing or delayed projects — you get one application, one approval, one monthly payment. Here’s how it works — find a home with potential, roll the cost of the improvements into your mortgage and start creating a space that’s truly yours right after closing. It’s an easy way to turn “almost perfect” into “just right.” Let’s talk about how to make your next home move-in ready

School’s out, routines are more flexible, and there’s extra time to settle in — summer is one of the easiest times to ma...
06/25/2025

School’s out, routines are more flexible, and there’s extra time to settle in — summer is one of the easiest times to make a move, especially for families with kids.

It’s a chance to adjust at your own pace, get to know a new neighborhood, and start fresh before the school year begins. No juggling classes or last-minute packing — just a little more breathing room to enjoy the transition.

If a summer move is on your radar, get in touch and let’s create a plan that fits your timeline.

If you've been managing your money well, you deserve a mortgage process that sees the full picture.That’s where Loan Lif...
06/24/2025

If you've been managing your money well, you deserve a mortgage process that sees the full picture.

That’s where Loan Lift comes in. This automated underwriting program helps more homebuyers get approved by recognizing non-traditional income sources like Venmo, Zelle or gig work.

It’s designed to give you credit for real financial habits — not just what shows up on a pay stub.

Wondering if Loan Lift could help you qualify? Send me a DM and I’ll give you all the details.

PrimeLending is not affiliated with other mentioned companies.

Sometimes the only thing standing between you and homeownership is a little extra support — and that’s where a co-signer...
06/23/2025

Sometimes the only thing standing between you and homeownership is a little extra support — and that’s where a co-signer can help.

If your credit score is still building, your income is just shy of what’s needed, or your debt-to-income ratio is a bit high, a trusted co-signer can strengthen your application and help you qualify. It’s a common solution, and it doesn’t mean you’re not ready — it just means you have someone backing you up.

And here’s the good news — having a co-signer isn’t forever. Once you’ve had time to build equity or strengthen your financial profile, you may be able to refinance and remove them from the loan.

There’s more than one way to get the keys — and this could be the one that gets you there. Send me a DM to walk through the details and see if this option makes sense for you.

06/20/2025

Paint the walls purple. Rip out the carpet. Hang that oversized gallery wall you love.

Owning a home means you don’t have to ask permission — you make the rules. This National Homeownership Month, we’re celebrating the freedom to shape your space, your way.

Got a dream project in mind? Share your vision in the comments — I want to hear what you'd do first!

Trying to time the market just right? It makes sense — but it’s not always the most practical strategy. The real questio...
06/19/2025

Trying to time the market just right? It makes sense — but it’s not always the most practical strategy. The real question is: how much could waiting actually cost you?

According to Bankrate, U.S. home prices rose by 4.5% in 2024 and are projected to increase by another 2% in 2025*. That means a $400,000 home at the start of this year could cost $408,000 by year’s end — an $8,000 difference just for waiting.

If the right opportunity came up today, would you be ready? DM me to get a quote.

*Source: https://www.bankrate.com/real-estate/housing-market-2025/?utm_source=chatgpt.com

There’s more than one way to lower your mortgage rate — and two of the most common are buydowns and discount points. Bot...
06/18/2025

There’s more than one way to lower your mortgage rate — and two of the most common are buydowns and discount points. Both can help you save, but they do it in different ways that suit different goals.

A seller or builder paid temporary buydown gives you a lower effective interest rate for the first year or two of your loan. That means lower monthly payments upfront — perfect if you want some breathing room as you settle into your new home. After the initial set period of time, the rate returns to the original rate for the life of the loan.

Discount points are all about the long game. You pay a bit more upfront to permanently lower your interest rate, which can add up to serious savings over time — especially if you plan to stay put.

It all comes down to what fits your financial goals. DM me so we can find the option that works best for you and your future plans.

First summer in your new place? There’s nothing like turning that house into a home — and a summer full of memories is t...
06/17/2025

First summer in your new place? There’s nothing like turning that house into a home — and a summer full of memories is the perfect place to start.

Whether you're unpacked or still living out of boxes, here’s a bucket list to help you soak up the season:

Host your first backyard BBQ
Add some personality with a DIY project
Watch a sunset from your new porch or patio
Plant something — herbs, flowers, anything green
Invite the neighbors over for a casual get-together
Have a movie night under the stars
Explore your new neighborhood like a tourist
Start a photo wall with your favorite new memories
Homeownership is about more than just the mortgage — it’s about making space for the moments that matter. What would you add to the list?

Address

3607 Old Shell Road
Mobile, AL
39531

Telephone

+12283271820

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