Weston Poole: First Horizon Mortgage NMLS #2095120

08/13/2025

If you have an assumable mortgage with a low interest rate, it could make your home much more appealing to potential buyers. Not all mortgage types are assumable, and there are some potential drawbacks to be aware of.

If you have an assumable mortgage, you might find selling your home much easier. Read on to find out why.

08/11/2025

Thinking about adding a half bathroom to your home? Here's why it might be a smart move:

With its compact size, a half bath offers increased home value and guest comfort. They're perfect for smaller spaces like hallways or under staircases and can be a solid investment, boosting your property value by $8,000 to $10,000. Plus, no need to worry about fitting in a shower or tub!

Learn more about the benefits and considerations here!

An extra half bathroom adds convenience to your home for you and your guests and boosts your home value, but watch out for hidden costs.

08/06/2025

Thinking about buying your first home? It's both thrilling and daunting, with substantial financial stakes involved. Avoid common first-time homebuyer mistakes to save money, reduce stress, and start your journey confidently. Learn from others; 82% of recent buyers have regrets. Discover actionable steps to avoid falling into the same traps and make a smart investment.

Make your home-buying journey smoother and more successful with these essential tips.

Avoiding common first-time homebuyer mistakes can help you save money, reduce stress, and start your homeownership journey on the right foot. A little planning now can prevent big regrets later.

08/04/2025

When moving from your first home, you'll face the roles of both seller and buyer. Here’s a condensed guide to manage this transition:

1. Decide the Order: Choosing to sell before buying or vice versa each has benefits. Selling first clarifies your budget, while buying first secures your next home without a rush sale.

2. Contingent Offers: Make offers on a new home dependent on selling your current one for added security.

3. Consider Renting: Rent out your current home if you wish to buy first without the immediate hassle of selling.

4. Use One Agent: Hiring the same agent for selling and buying can simplify timelines and negotiations.

5. Prepare Early: Ready your home for sale before starting your search for a new home to ensure quick decisions when making an offer.

Balancing these roles involves weighing market conditions and personal needs carefully.

Being a buyer and seller can be tricky, but there are several strategies to help you get it done.

06/22/2025

When buying a new home, it's crucial to consider utilities, often overlooked during the excitement of finding "the one." These utilities include gas, electricity, water, and internet services, which directly impact comfort and monthly expenses.

Here are some essential questions to ask about utilities before making a purchase.

Buying a home takes a lot of research, but when it comes to utilities there are questions no one thinks to ask—but definitely should.

06/20/2025

Despite a challenging housing market, a unique opportunity arises for homebuyers!

While sales of existing homes are tight, newly constructed homes are more available. Whether you're eyeing a spacious, classic home or a newly built one, navigating these two distinct markets can lead to finding your dream home.

I'm here to help you explore your options and guide you towards the best financial decision. Let's connect and start your home journey today!

New home sales are rising, while existing home sales are ticking lower, creating two very different housing market segments.

06/18/2025

To navigate today's expensive housing market, especially with a $100,000 annual salary, it's important to understand a few critical aspects of home buying:

Borrow vs. Qualify: The loan amount you're approved for might not suit your personal financial situation. Approval doesn’t always equate to affordability in your day-to-day life.

Personal Financial Assessment: Evaluate your finances by considering what you can comfortably borrow based on your monthly budget, including all components of your potential mortgage payment—principal, interest, taxes, and insurance.

Local Market Conditions: Focus on local home prices and market trends rather than national averages, as these can affect affordability significantly.

Debt-to-Income Ratio: Understand how this ratio impacts your ability to manage repayments comfortably. It's a crucial factor in determining what you can afford.

By prioritizing these elements, you can make informed decisions about whether to pursue a mortgage and avoid stretching your budget too thin. Working with a real estate professional who understands your financial reality is key to balancing ambition with practicality in homeownership. Have more questions? I'd be happy to help.

Budgeting for a monthly mortgage payment is harder than it used to be, even with a six-figure salary.

06/15/2025

Debating on continuing to rent versus buying a home? You’re not alone.

Need some extra support before you make the big decision? Contact me today and we can discuss your options.

Read more: https://bit.ly/3ZzShxo

06/12/2025

Dreaming of owning a home to call your own? At First Horizon, we can help you get into a new home with a low down payment and no private mortgage insurance requirement.

Contact me to see if you qualify for our Affordable Housing program, and let’s start making your dream come true.

Read more: https://bit.ly/404BJh0

06/11/2025

Dreaming of owning a home to call your own? At First Horizon, we can help you get into a new home with a low down payment and no private mortgage insurance requirement.

Contact me to see if you qualify for our Affordable Housing program, and let’s start making your dream come true.

Read more: https://bit.ly/4mSlMUZ

06/08/2025

Taking the leap into homeownership? Make sure you know all of your mortgage options.

At First Horizon, we offer a variety of options, including fixed-rate, adjustable-rate, first-time homebuyer mortgage programs, mortgages to build a new home and special programs for medical professionals.

Contact me, and we can work together to find the right mortgage for your needs.

Learn more about your options here: https://bit.ly/4mTbEv9

06/04/2025

Wondering how much house you can afford? Setting a homebuying budget is vital.
Knowing what you can realistically afford to pay toward a mortgage each month can help you determine what type of home you should be looking for when you’re ready to buy.

Send me a message, and I can help you determine your homebuying budget and walk you through our handy home affordability calculator.

Read more here: https://bit.ly/3HE5sqI