Mortgage Solutions, Inc.

07/07/2025

H.R. 1, the One Big Beautiful Bill Act, brings a much-needed tax break for buyers with less than 20% down by allowing them to fully deduct their mortgage insurance premiums. It also adds and continues tax benefits to Investors in many scenarios!

06/30/2025

Thanks to our great Realtor Partner, Nancy Taylor, we have another happy closed customer at a great rate of 5.625! Unbelivable right? If you partner up with the right team, you can get these great rates too. Promise to post more often!

09/19/2022

Hot Property Just Listed, if you might be interested in this or any other home, call us for a Free Consultation and Pre-Approval.

09/02/2022

Why pay outrageous rent when you can invest in yourself? We have the solution. Call for a free rent vs own analysis.

Serving Alabama 260 Loans Products to suit every need- FHA, VA, Conventional, Scores to 580, 1% down

08/29/2022

Another Happy New Homeowner, Who's next? Congrats to Christopher T. You and the kids are going to love your new home!
We Appreciate Your Business Chris!
***A special thanks to Jamie McCormick, she is an excellent realtor and a true pro. I Highly recommend her, she's with Berkshire Hathaway HomeServices Cooper & Company at 251-654-4130.***

Serving Alabama 260 Loans Products to suit every need- FHA, VA, Conventional, Scores to 580, 1% down

08/02/2022

Home Prices not likely to Decline: In our markets, home prices will not likely drop for one simple reason, Inventory. For a balanced market we should have 6 months supply of homes available for sale on any given day, currently we are holding around 2 months supply. And with housing starts down, this likely wont change. What we will see and are seeing is appreciation rates to normalize around 3% per year, the end to bidding wars on properties, and Sellers more likely to negotiate terms with buyers.

07/27/2022

The federal reserve raised short-term rates by .75% today, did mortgage rates go up? Well if you thought they would, you would be mistaken. Mortgage Bond values are eroded by inflation, and with the Fed raising rates, the mortgage bond buyers like the fact the Fed is trying to keep inflation in check. Rates remained stable today with little change after the rate hike by the Fed.

We will be analyzing current home pricing trends in the coming days. Will housing prices drop in our area? Stay tuned....

07/01/2022

Another Happy Home Owner, Congratulations Dyala! Wishing you many years of happiness and joy in your awesome new home.

Chris & Dorothy

06/29/2022

Limited time offer, free Rent vs Own analysis and Home Loan Easy qualification workshops. Take advantage of this limited-time offer.

06/23/2022

So the rate Increases keep coming, yet Home Affordability in our area still beats renting! Mortgage rates are hovering about 1.50- 2% higher than their lows. Which is still very low rates. Great low to no down payment loans remain available.