Commonwealth National Bank

Call Directions Website

Commonwealth National Bank Making Wealth Common (for all)!

In 1976, a group of organizers in Mobile, Alabama, established Commonwealth National Bank to meet the needs of individuals and businesses that had previously been denied equal access to financial services.

Today, we honor the history, resilience, and rich cultures of Indigenous peoples and recognize their continued contribut...
10/12/2026

Today, we honor the history, resilience, and rich cultures of Indigenous peoples and recognize their continued contributions to our communities.

Commonwealth National Bank will be closed on Monday, October 12, 2026, in observance of Indigenous Peoples’ Day. We will resume normal business hours on Tuesday, October 13, 2026.

Thank you for planning your branch visits accordingly.

October is National Women’s Small Business Month! 💚This month, we celebrate the women entrepreneurs who create opportuni...
10/10/2026

October is National Women’s Small Business Month! 💚

This month, we celebrate the women entrepreneurs who create opportunities, bring new ideas to life, and help our communities thrive.

At Commonwealth National Bank, we believe access to banking and financial resources is an important part of supporting business ownership and building lasting community wealth.

Growing a business of your own? Visit ecommonwealthbank.com to explore our business banking services and connect with our team.

October is Financial Planning Month! 💳It’s a reminder to check in on your finances, revisit your goals, and make a plan ...
10/08/2026

October is Financial Planning Month! 💳

It’s a reminder to check in on your finances, revisit your goals, and make a plan for what comes next. Whether you’re building an emergency fund, managing debt, or saving for a milestone, start with one step you can take this month.

Commonwealth National Bank provides FREE access to Our Money Matters, powered by Enrich, with financial education and tools to help you make informed money decisions. It’s part of our commitment to financial literacy and helping close the racial wealth gap.

Turn your goals into a plan. Sign up for free at ecommonwealthbank.enrich.org.

How you manage a credit card matters just as much as which card you choose. 💳These do’s and don’ts can help you understa...
10/05/2026

How you manage a credit card matters just as much as which card you choose. 💳

These do’s and don’ts can help you understand borrowing costs, manage balances, and make informed credit decisions.

DO understand interest rates and fees. Review the annual percentage rate (APR), annual fee, and fees for transactions such as balance transfers or cash advances. Different transactions may have different rates.

DO make payments on time. At least the minimum payment is due each month. Late payments can lead to fees and may damage your credit history. Payment reminders or autopay can help you stay on schedule, provided sufficient funds are available.

DO pay more than the minimum when possible. Minimum payments keep your account current when paid on time, but may leave you carrying debt longer. Paying more helps reduce the balance faster and can lower interest costs when interest applies.

DON’T max out your credit cards. Credit utilization is the share of your available credit that you use. High utilization can negatively affect your credit score, so avoid treating your credit limit as a spending goal.

DON’T take on more debt than you can repay. Before charging a purchase, consider your existing bills and decide how it will fit into your repayment budget.

DON’T close old cards without weighing the consequences. Closing a card reduces your available credit and can increase utilization if you still have balances elsewhere. However, closing may make sense if fees outweigh the benefits or keeping the card encourages overspending.

At Commonwealth National Bank, we support financial education alongside access to credit card options, including cards with 0% introductory APR offers. These offers can reduce interest costs on eligible balances temporarily, but payments are still required, fees may apply, and the applicable standard APR applies after the introductory period. Create a payoff plan before using an offer.

Explore CNB’s credit cards and review current rates, fees, and terms at https://www.ecommonwealthbank.com/credit-cards/.

Credit approval required.
The creditor and issuer is Elan Financial Services.

As the weather starts to get chilly, it’s time to start thinking about the holidays. ❄️ And while this year’s celebratio...
09/25/2026

As the weather starts to get chilly, it’s time to start thinking about the holidays. ❄️ And while this year’s celebrations may be right around the corner, now is also the perfect time to start preparing for the 2027 holiday season. 🎁

Holiday expenses come around every year, whether it’s gifts, travel, meals, gatherings, or celebrations. Planning ahead gives you more time to build a dedicated holiday fund instead of waiting until the season is already here.

A Commonwealth National Bank Holiday Club Savings Account gives you a simple way to save throughout the year and prepare in advance.

• Open your Account with just $25
• Add to your savings throughout the year
• Earn interest while you save
• Receive your funds the first week of November

The earlier you start, the more time you give yourself to prepare.

It’s never too early to start saving for next year’s holiday season. Visit Commonwealth National Bank to open your Holiday Club Savings Account and start preparing for the 2027 holiday season today.

Early withdrawals are subject to a $15 fee.
No debit/ATM card available.

Banking with a local, community bank does not mean limiting where you can access your money.Commonwealth National Bank c...
09/15/2026

Banking with a local, community bank does not mean limiting where you can access your money.

Commonwealth National Bank customers can receive an ATM card when opening a new account, with convenient access at both Commonwealth branch ATMs in Mobile and minimal ATM fees.

Beyond our branches, Commonwealth customers have access to participating ATMs at Regions Bank, Trustmark, PNC, Bank of America, and Wells Fargo with no ATM fee, connecting our customers to a broader global ATM network while still providing the personal service of a community bank.

Open your Commonwealth account and get your ATM card today.
Local bank. Convenient access. Lower costs.

Visit ecommonwealthbank.com to get started.

In observance of Labor Day, Commonwealth National Bank will be closed Monday, September 7, and will reopen Tuesday.Labor...
09/04/2026

In observance of Labor Day, Commonwealth National Bank will be closed Monday, September 7, and will reopen Tuesday.

Labor Day is an opportunity to recognize the dedication and contributions of workers who help strengthen our businesses, families, and communities. We wish everyone a safe and restful holiday.

September is National College Savings Month! 🎓📚This month is dedicated to raising awareness about the importance of prep...
09/04/2026

September is National College Savings Month! 🎓📚

This month is dedicated to raising awareness about the importance of preparing financially for higher education. Starting early and saving consistently can help families build more flexibility when college expenses arrive and potentially reduce dependence on student loans.

Commonwealth National Bank encourages students and families to use this month as an opportunity to think intentionally about their financial future. Our Regular Savings Account provides a simple way to begin building savings while earning interest on your balance.

College may be the goal, but developing the habit of saving can benefit you long after graduation.

Learn more about our savings options at ecommonwealthbank.com.

Banking should be simple, accessible, and give you the freedom to manage your money without unnecessary fees.Commonwealt...
08/30/2026

Banking should be simple, accessible, and give you the freedom to manage your money without unnecessary fees.

Commonwealth National Bank’s Common Freedom Checking Account can be opened online in minutes with a $25 initial deposit. The account includes no monthly maintenance fee, no NSF or overdraft fees assessed, Mobile and Online Banking, Bill Pay, Direct Deposit, and access to surcharge-free ATMs at CNB branches and participating PNC, Trustmark, Regions, Bank of America, and The First locations. Commonwealth Active Accounts.

As a Black-owned, FDIC-insured bank, Commonwealth remains committed to expanding access to financial services and supporting stronger financial futures for the communities we serve.

Bank free with Commonwealth and open your Common Freedom Checking Account today:
https://ecommonwealthbank.csinufund.com/home/newUser

Community banking means more than serving customers inside our branches. It means showing up wherever our community is l...
08/21/2026

Community banking means more than serving customers inside our branches. It means showing up wherever our community is learning, growing, connecting, and building.

Commonwealth National Bank has been proud to participate in events across Mobile ranging from student career days and youth expos to community festivals, civic engagement programs, professional networking events, and spaces centered on financial empowerment and purpose.

Through events including Scarborough Model Middle School Career Day, the Kiwanis Boys & Girls Club Career Expo, the Created Beautiful Vendor Fair & Community Fun Day, Mobile Chamber Business After Hours, the MOB Music Festival, the SPLC Voters Forum at Bishop State Community College, and Kimberly Knight’s Pardon & Purpose Conference, our team continues to build relationships with the people and organizations that make our community stronger.

Because being a community bank means being part of the community.

Learn more about Commonwealth National Bank at ecommonwealthbank.com.

Address

2214 St. Stephens Road
Mobile, AL
36617

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 6pm
Saturday 9am - 12pm

Telephone

+12514765938

Website

Alerts

Be the first to know and let us send you an email when Commonwealth National Bank posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category