11/03/2025
📊💳 Let’s talk Credit Scores!
Ever wondered what makes up your credit score? Here’s the breakdown 👇
✅ Payment History – 35%
Paying your bills on time has the biggest impact!
✅ Credit Utilization – 30%
Keep your credit card balances low compared to your limits.
✅ Length of Credit History – 15%
The longer your accounts have been open, the better!
✅ Credit Mix – 10%
Having a variety of credit types (cards, loans, etc.) helps.
✅ New Credit Inquiries – 10%
Too many new applications can temporarily lower your score.
💡 Understanding these factors can help you boost your score and get closer to your dream home! 🏡✨
