Nations Lender, LLC

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United States
Mission Viejo, CA
Nations Lender, LLC

This is not a commitment to lend or extend credit. Not all loans or products are available in all states or counties. NMLS 418481. Member FDIC.
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All loans are subject to credit approval including credit worthiness, insurability, and ability to provide acceptable collateral. Bank of England Mortgage is a division of Bank of England.

Address

26040 Acero Suite 114
Mission Viejo, CA
92691

Website

http://www.nationslender.com/

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About Us

The Bank of England, an FDIC insured bank, has been serving the needs of customers since 1898 and received the highest rating of 5 stars from bankrate.com. Our partnership with Bank of England allows our customers to gain access to a wide variety of offerings (see below) and take advantage of our unparalleled customer service. All of our staff is federally licensed in accordance with the federal government’s S.A.F.E. Act.

We have built a strong reputation as an outstanding mortgage banker, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the region and across the country.

As a full-service mortgage provider, we have access to the complete range of mortgage sources for purchases, refinances, and construction lending. All of our lending experts are dedicated to finding the right loan - with the best rates, terms, and costs - to meet your unique needs. And that's just the beginning of our service.

We lend in 50 states; all types of loans, Conventional, Jumbo, Portfolio, FHA, VA, USDA, Jumbo Reverse, Construction, HARP & Down Payment Assistance programs

· Fast Purchase closings, Inhouse products

· 12 Month Personal Bank Statements Loan for Self Employed Borrower - Min. score 620

· 24 Month Business Bank Statements Loan for Self Employed Borrower - Min. score 600

· 1 Year Documentation (W-2 or Tax Return) - Min. score 620

· 1 Day out of Foreclosure, Short Sale/DIL, & Chapter 13, 7 or 11.

· Mortgage delinquencies allowed up to 0 X 120

· Qualifying FICO: The FICO of the Primary Wage Earner which will be the score used for grading and pricing (Portfolio products)

· No income/No asset Verification/No Doc Product for Professional Investors & 1st Time

· 600 credit score on FHA /VA/USDA, 620 Conventional

· 5% Down payment Assistance purchase programs, FHA/VA/Conventional Loans-CA Only

· Zero down payment VA/USDA; VA 100% Cashout- Min. score 600

· No credit score required on Reverse mortgages for Purchases or Refinances

· Non QM Portfolio loans to 55% DTI and Interest Only products

· Jumbo Portfolio Loans to $5 million and as high as $10,000,000, case by case.

· Manufactured Home Financing – FHA/VA/Conventional

Asset Depletion Jumbo loans to 80%, Bank Statement for Self-Employed, Non-warrantable condos, Condotels, Co-ops, Construction, Work Visa/Expat program for foreign nationals, True foreign nationals, Rural Property, Log Homes, Hobby farms, and other unique scenarios

Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan.

And, now it's our pleasure to offer all of our exceptional mortgage services online. Through us, you not only have access to the best loans available in the marketplace, but you can also review loan alternatives, and can even apply for your loan, at your convenience, online - 24 hours a day.

Thank you for visiting our website. We look forward to putting our mortgage lending experience to work for you!

This is not a commitment to lend or extend credit. All loans are subject to credit approval including credit worthiness, insurability, and ability to provide acceptable collateral. Not all loans or products are available in all states or counties. Bank of England Mortgage is a division of Bank of England. NMLS 418481. Member FDIC