08/04/2025
🔍 WHAT WE’RE WATCHING — WEEK OF AUGUST 4
TUESDAY, AUGUST 5
• U.S. Trade Deficit (June) & ISM Services PMI
Signals on consumer demand and services-sector momentum may influence bond yields and mortgage pricing.
WEDNESDAY, AUGUST 6
• Capital Goods Orders & Retail Sales
Key metrics on business investment and consumer strength ahead of the next jobs report.
THURSDAY, AUGUST 7
• Jobless Claims & Consumer Credit Report
Labor and debt data that could impact Fed expectations and rate direction.
FRIDAY, AUGUST 8
• Fed Commentary & ISM Manufacturing PMI
Remarks from Fed officials may offer subtle signals ahead of the next rate meeting. Fed speakers include St. Louis Fed Chief Musalem.
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🏠 HOUSING & RATE OVERVIEW
• Current Mortgage Rates: The 30-year fixed rate is averaging 6.72%–6.75%. Rates have softened slightly following recent bond market strength.
• Rate Drivers: Economic data—not Fed decisions—are driving rate movement. Weak reports could pull yields down, while surprise strength may push them higher.
• Tariff & Trade Risk: As the next trade deadline nears, global uncertainty could inject volatility into bond markets and mortgage pricing.
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💡 WHAT TO WATCH & WHY IT MATTERS
• This week’s economic data hits key levers: consumer sentiment, labor trends, capital investment, and credit conditions.
• Bond markets are watching closely—any one report could spark a shift in pricing.
• For borrowers, even small rate movements can impact affordability, strategy, and timing.
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🔁 HOW WE’RE SERVING OUR CLIENTS
Second Look Advantage
Have a client with a current loan estimate? Let us give it a second look. We’ll provide a clear, pressure-free comparison. If we can’t improve it, we’ll be transparent—and still grateful for the opportunity.
10 in 10 — Our Current Mission
We’ve set a team goal to help 10 families in 10 days—whether that means:
• Buying a first home
• Making a strategic move-up or downsize
• Using home equity to pay off debt
• Getting clarity on a current mortgage or plan
Most people have questions—they just don’t know where to start. We’re here to provide clear, trustworthy guidance.
Who do you know that we can help this week?
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✅ WANT TO WORK WITH US?
Attached is a simple message you can copy, paste, and send to introduce us to your clients.
We’ll take great care of them — and use our proven “Up Your ASK” system to uncover even more opportunities to send back your way.
—
The Katalyst Team
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