09/30/2026
Homeowners insurance isn’t something you want to set and forget. Over time, home values and rebuilding costs can change—sometimes a lot. That’s why it’s a good idea to review your policy and confirm it still matches what it would cost to rebuild your home today.
Pay special attention to Coverage A (Dwelling)—this is the part of your policy that’s meant to help pay to repair or rebuild your home after a covered loss.
If you’ve made updates (renovations, additions, new roofing, finishes, etc.), those changes can also affect how much coverage you may need.