Vespan Demehri - Loan Originator

Vespan Demehri - Loan Originator NMLS 1586769 | DRE 02439419 | Loan Factory NMLS 320841
We Dare You To Compare Groves Capital offers Conventional, FHA, VA, USDA, Jumbo, and Specialty products.

Helping you buy, invest, and refi smarter 🧠
DSCR & Fix n Flip loans nationwide
Licensed in CA, WA, TX, FL, PA
CA real estste
Free consultation and pre-approval, No credit pull. As your dedicated mortgage loan officer, I am familiar with a variety of loan types and specialized programs. I am ready, willing, and able to help you find the mortgage product that may be right for you. Whether you are lo

oking to purchase a personal residence, 2nd home, or investment property, or if you need to refinance an existing mortgage, I can help you find the product that suits your needs and circumstance. With my team support, I am prepared to help you find one that is right for you. Prepare to walk an illuminated path on your journey with me as you are never left in the dark. I will regularly communicate status updates to you as your loan reaches certain milestones in the process. With Groves Capital as your mortgage lender, you have an entire team dedicated to carrying your loan from application, through processing and underwriting and over the finish line where your loan is finalized (closed) and funded.

Life has its seasons, and your mortgage strategy might need a fresh approach too. Navigating a divorce often brings big ...
09/08/2026

Life has its seasons, and your mortgage strategy might need a fresh approach too. Navigating a divorce often brings big questions about your home: should you keep it, sell and move, or consider refinancing? Your unique circumstances will guide the best financing path forward. Let's explore your mortgage options together before you make your next significant move.

Vespan Demehri | NMLS #1586769 | DRE #02439419
Loan Factory | NMLS #320841 | DRE #01771313

Dreaming of building your perfect home? 🏡 Don't settle for "almost right" when you can finance the home you truly envisi...
09/04/2026

Dreaming of building your perfect home? 🏡 Don't settle for "almost right" when you can finance the home you truly envision, from the ground up!

Construction loans offer a pathway to building your custom home, with funds typically disbursed in stages. We can also explore permanent financing options for after completion.

Ready to start building? Send me a message to discuss your construction loan possibilities.



Vespan Demehri | NMLS #1586769 | DRE #02439419
Loan Factory | NMLS #320841 | DRE #01771313

Ready to buy your first home but feeling a little lost? 🏡 It doesn't have to be stressful! A little preparation goes a l...
09/03/2026

Ready to buy your first home but feeling a little lost? 🏡 It doesn't have to be stressful! A little preparation goes a long way to making the journey smooth.

Here are key steps to get you started:

✅ Understand your budget.
✅ Start saving for your down payment.
✅ Check your credit standing.
✅ Get pre-approved for a loan.
✅ Plan for your closing expenses.

Thinking about making the leap into homeownership? Send me a message, and let's create your personalized game plan!



Vespan Demehri | NMLS #1586769 | DRE #02439419
Loan Factory | NMLS #320841 | DRE #01771313

Ready to make your homeownership dreams a reality? 🏠✨Taking that first step means understanding your financing. Loan Fac...
08/31/2026

Ready to make your homeownership dreams a reality? 🏠✨

Taking that first step means understanding your financing. Loan Factory is here to guide you through the mortgage process, making it clearer and simpler. Let us help you find the path to your next home!



Vespan Demehri | NMLS #1586769 | DRE #02439419
Loan Factory | NMLS #320841 | DRE #01771313

Dreaming of your own place? 🔑 Taking the first step toward homeownership can feel overwhelming, but understanding your f...
08/27/2026

Dreaming of your own place? 🔑 Taking the first step toward homeownership can feel overwhelming, but understanding your financing options is key! Loan Factory is here to guide you through the mortgage process, making it clearer and simpler. Let us help you discover how close your next home truly is.



Vespan Demehri | NMLS #1586769 | DRE #02439419
Loan Factory | NMLS #320841 | DRE #01771313

Dreaming of homeownership? 🏡 Conventional loans can be a fantastic way to finance your goals, offering flexible options ...
08/26/2026

Dreaming of homeownership? 🏡 Conventional loans can be a fantastic way to finance your goals, offering flexible options for many qualified buyers.

Ready to explore how a conventional loan could work for you? Let's chat about your possibilities!

Subject to credit approval, underwriting, and program guidelines. Not all borrowers will qualify.

Vespan Demehri | NMLS #1586769 | DRE #02439419
Loan Factory | NMLS #320841 | DRE #01771313

Ready to make your homeownership dreams a reality? 🔑Every journey begins with a single step, and exploring your financin...
08/25/2026

Ready to make your homeownership dreams a reality? 🔑

Every journey begins with a single step, and exploring your financing options is a powerful way to move forward with confidence.

Whether you're buying for the first time, upsizing, or simply curious about your choices, we're here to help you understand the possibilities.

Let's find the right path to your future home, together.

Loan programs, terms, and eligibility vary. Subject to underwriting approval.


Vespan Demehri | NMLS #1586769 | DRE #02439419
Loan Factory | NMLS #320841 | DRE #01771313

Fixed-rate or adjustable-rate mortgage? 🤔Choosing between a fixed-rate and an adjustable-rate mortgage (ARM) is a big de...
08/24/2026

Fixed-rate or adjustable-rate mortgage? 🤔

Choosing between a fixed-rate and an adjustable-rate mortgage (ARM) is a big decision, and the right choice truly depends on your unique situation. A fixed rate offers predictable payments, while an ARM might start lower but can adjust over time.

Let's explore which fits your homeownership goals and budget best! Send me a message to discuss your options.



Vespan Demehri | NMLS #1586769 | DRE #02439419
Loan Factory | NMLS #320841 | DRE #01771313

Curious what can influence your mortgage approval? 🏠Several factors are carefully reviewed during the qualification and ...
08/21/2026

Curious what can influence your mortgage approval? 🏠

Several factors are carefully reviewed during the qualification and underwriting process. Have a mortgage question on your mind? Send it over!

Loan approval is subject to borrower qualifications, property eligibility, and underwriting guidelines. Not all borrowers will qualify.



Vespan Demehri | NMLS #1586769 | DRE #02439419
Loan Factory | NMLS #320841 | DRE #01771313

Your dream home is within reach, and so is understanding your mortgage! 🏡 Knowing your financing options *before* you s...
08/20/2026

Your dream home is within reach, and so is understanding your mortgage! 🏡 Knowing your financing options *before* you start house hunting can save you time and prevent unexpected surprises. Every loan program has unique features, so let's explore what works best for your goals. Ready to learn more about making homeownership a reality? Send me a message to start the conversation!

Loan programs, terms, and eligibility vary. Not all borrowers will qualify. Subject to underwriting approval.

Vespan Demehri | NMLS #1586769 | DRE #02439419
Loan Factory | NMLS #320841 | DRE #01771313

Address

Mission Viejo, CA
92692

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 4pm
Sunday 9am - 4pm

Telephone

+19495561507

Website

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