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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm Saturday 9am - 4pm Sunday 9am - 4pm

Vespan Demehri - Loan Originator

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United States
Mission Viejo, CA
Vespan Demehri - Loan Originator

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NMLS 1586769 | DRE 02439419 | Loan Factory NMLS 320841
We Dare You To Compare Groves Capital offers Conventional, FHA, VA, USDA, Jumbo, and Specialty products.

Helping you buy, invest, and refi smarter 🧠
DSCR & Fix n Flip loans nationwide
Licensed in CA, WA, TX, FL, PA
CA real estste
Free consultation and pre-approval, No credit pull. As your dedicated mortgage loan officer, I am familiar with a variety of loan types and specialized programs. I am ready, willing, and able to help you find the mortgage product that may be right for you. Whether you are looking to purchase a personal residence, 2nd home, or investment property, or if you need to refinance an existing mortgage, I can help you find the product that suits your needs and circumstance. With my team support, I am prepared to help you find one that is right for you. Prepare to walk an illuminated path on your journey with me as you are never left in the dark. I will regularly communicate status updates to you as your loan reaches certain milestones in the process. With Groves Capital as your mortgage lender, you have an entire team dedicated to carrying your loan from application, through processing and underwriting and over the finish line where your loan is finalized (closed) and funded.

10/31/2026

There’s nothing quite like celebrating Halloween in the comfort of your own home! 🎃 From carving pumpkins to sharing treats with neighbors, the most special holiday memories happen right where you live.

Wishing you and your family a fun, safe, and happy Halloween from all of us at Loan Factory! 👻

Vespan Demehri | NMLS #1586769 | DRE #02439419
Loan Factory | NMLS #320841 | DRE #01771313

10/30/2026

Just because you qualify for a maximum loan amount doesn’t mean it’s the right monthly budget for you. 🏡

Property taxes, insurance, HOA dues, and your personal savings goals all impact what you’ll actually feel comfortable spending each month.

Planning to buy soon? Send me a message today and let’s review your numbers before you start shopping! 📲

For informational purposes only. Not a commitment to lend.

Vespan Demehri | NMLS #1586769 | DRE #02439419
Loan Factory | NMLS #320841 | DRE #01771313

10/29/2026

Real estate investors, looking to grow your portfolio without relying heavily on personal income documentation? 🏠

DSCR financing focuses on whether the property's rental income supports its debt obligations, simplifying the path to your next investment. 📈

Send me a message with DSCR today and let's explore your options!

For informational purposes only. Not a commitment to lend.

Vespan Demehri | NMLS #1586769 | DRE #02439419
Loan Factory | NMLS #320841 | DRE #01771313

10/28/2026

Thinking about using family gift funds for your down payment? 🏡

It can be a great option for eligible homebuyers, but rules regarding who can donate, required documentation, and how funds are used depend on your specific loan program.

Drop a comment below or send me a direct message to see how gift funds might apply to your home purchase!

For informational purposes only. Gift-fund requirements vary by loan program, lender, donor, property, and transaction. Not a commitment to lend.

Vespan Demehri | NMLS #1586769 | DRE #02439419
Loan Factory | NMLS #320841 | DRE #01771313

10/27/2026

Looking to tap into your home equity for upcoming expenses or new opportunities? 🏠

Our streamlined HELOC program makes it simple with an easy online application, flexible options, and credit lines tailored to your situation.

Send me a message today to explore what options may be available to you! 📩

For informational purposes only. Not a commitment to lend.

Vespan Demehri | NMLS #1586769 | DRE #02439419
Loan Factory | NMLS #320841 | DRE #01771313

10/26/2026

Thinking about buying a home this fall? 🍁 Housing conditions shift throughout the year, making local market knowledge essential before making a move.

Send me a message today—let's explore your financing options so you can navigate the autumn market with confidence!

Market conditions vary by location. For informational purposes only.

Vespan Demehri | NMLS #1586769 | DRE #02439419
Loan Factory | NMLS #320841 | DRE #01771313

10/23/2026

Myth buster: Getting pre-approved doesn't mean you are locked in with one lender! 💡

A pre-approval gives you a clear picture of your buying power, but you still have the freedom to compare loan options before making your final choice.

Have questions about starting your homebuying journey? Send us a message today!

Pre-approval is subject to verification, underwriting guidelines, and lender requirements. Not a commitment to lend.

Vespan Demehri | NMLS #1586769 | DRE #02439419
Loan Factory | NMLS #320841 | DRE #01771313

10/22/2026

Real estate investors, did you know your property’s cash flow could help you qualify for your next mortgage? 🏠

DSCR loans focus on rental income and property performance rather than personal tax returns, giving you a streamlined path to grow your portfolio. Because every investment scenario is unique, the right loan structure depends on your specific goals.

👉 Tap below to explore your DSCR loan options today!

Programs subject to guidelines. Not all borrowers will qualify.

Vespan Demehri | NMLS #1586769 | DRE #02439419
Loan Factory | NMLS #320841 | DRE #01771313

10/21/2026

Buying a home is an exciting milestone, but navigating the mortgage process can feel a bit overwhelming.

Having a clear roadmap—from pre-approval and house hunting to underwriting and closing—helps you feel confident every step of the way. 🏡

Every journey is unique, but you don't have to navigate it alone. Send me a message today to get started!

Vespan Demehri | NMLS #1586769 | DRE #02439419
Loan Factory | NMLS #320841 | DRE #01771313

10/20/2026

Buying a home doesn't have to feel overwhelming when you know what to expect! 🏡

Having a clear roadmap—from pre-approval and house hunting to underwriting and closing day—makes the entire process so much smoother.

Ready to take the first step toward homeownership? Send me a message today to get started!

Vespan Demehri | NMLS #1586769 | DRE #02439419
Loan Factory | NMLS #320841 | DRE #01771313

Address

Mission Viejo, CA
92692

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm
Saturday	9am - 4pm
Sunday	9am - 4pm

Telephone

+19495561507

Website

https://www.loanfactory.com/vespandemehri, https://texreg.sos.state.tx.us/fids/201203133-2.pdf?fbclid=IwAR1rJkhrTncl1SDM

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