Ace Lending

12/19/2022

Vacation home? Second degree? Consolidate debt? Get money to accomplish your financial goals with a cash-out refinance. Call today to connect!

12/15/2022

Contact us Today!

12/15/2022

Why should you get pre-approved?

Getting pre-approved means a lender has looked at all of your financial information and they’ve let you know how much you can afford and how much they will lend you.

Here’s what being pre-approved means to you:

✔️ It will save you a lot of time and energy so you are not running around looking at houses you can’t afford.

✔️ It also gives you the opportunity to shop around for the best deal and the best interest rates.

✔️ Sellers may request a pre-approval letter from you before allowing you to schedule a showing

My advice: Do your research. Learn about junk fees, processing fees, or points and make sure there aren’t any hidden costs in the loan. Last but not least, contact me in case you have any questions.

12/14/2022

Conventional and FHA loans are two of the more common mortgage options on the market. Contact us to learn which one’s right for you. Learn more today!

12/09/2022

Rolling your current debts into our refi loan options can help make your total monthly payments more manageable, and keep any debt in one place. Contact us today!

12/09/2022

Rolling your current debts into our refi loan options can help make your total monthly payments more manageable, and keep any debt in one place. Contact us today!

12/09/2022

Credit issues? Contact us today!!

11/30/2022

11/28/2022

How does an appraisal work?

A home appraisal is an unbiased estimate of the true (or fair market) value of what a home is worth. All lenders order an appraisal during the mortgage loan process. These are professional opinions of the market value of a property, and can often help you determine if a home’s value is appropriately reflected in an asking price.

11/21/2022

Yes, that’s right! Interest rates that are 3% lower to kick off your new home loan 3…2…1... Let’s go!

11/10/2022

Today, I’m breaking down the barriers to homeownership once and for all! 👏👏

🔸Not being able to qualify for a mortgage
✔️Solution: Figure out why and fix it. Most often than not, it’s a bad credit score that drags us back to square 1. So start rebuilding, baby!💪💪

🔸You can’t afford the downpayment
✔️Solution: The usual rule of thumb is putting 20% down but some lenders allow you to put as little as 3% down depending on your credit and type of home. If that’s not an option, look to see if you can qualify for any down payment grants or interest-free loans. 💰💰

🔸Home values are through the roof
✔️Solution: Buying a home is about stability, so it shouldn’t be treated as an investment in the stock market. Don’t risk buying an overpriced property you can’t truly afford.