The Sanders Agency, Inc.

The Sanders Agency, Inc. The Sanders Agency offers the highest quality health and life insurance coverage in a wide range of

Out-of-network Coinsurance is your share (for example, 40%) of the allowed amount for covered health care services to pr...
03/26/2025

Out-of-network Coinsurance is your share (for example, 40%) of the allowed amount for covered health care services to providers who don't contract with your health insurance or plan. Out-of-network coinsurance usually costs you more than in-network coinsurance.

Out-of-network Copayment is a fixed amount (for example, $30) you pay for covered health care services from providers wh...
03/25/2025

Out-of-network Copayment is a fixed amount (for example, $30) you pay for covered health care services from providers who do not contract with your health insurance or plan. Out-of-network copayments usually are more than in-network copayments.

Non-Preferred Provider is a provider who doesn’t have a contract with your plan to provide services. If your plan covers...
03/24/2025

Non-Preferred Provider is a provider who doesn’t have a contract with your plan to provide services. If your plan covers out-of-network services, you’ll usually pay more to see an out-of-network provider than a preferred provider. Your policy will explain what those costs may be. May also be called “non-preferred” or “non-particiapting” instead of “out-of-network provider”.

If you’re getting close to 65, you’ve probably heard Medicare is right around the corner. Most people become eligible to...
03/21/2025

If you’re getting close to 65, you’ve probably heard Medicare is right around the corner. Most people become eligible to enroll in Medicare when they turn 65, and this window is referred to as your Initial Enrollment Period (IEP).

Your Initial Enrollment Period is a seven-month window when you can first become eligible for Medicare. It includes the ...
03/20/2025

Your Initial Enrollment Period is a seven-month window when you can first become eligible for Medicare. It includes the three months before your 65th birthday, the month of your birthday, and the three months after. This is your first chance to enroll in Medicare Part A and Part B (unless you qualify for Medicare under 65).

The Medicare program has four different parts: Part A, B, C, and D. Part C, D, and Medigap plans are sold through privat...
03/19/2025

The Medicare program has four different parts: Part A, B, C, and D. Part C, D, and Medigap plans are sold through private insurance carriers, not the federal government.

Fast Fact: If you apply for Medicare during the three months before your birthday month, your coverage starts on the fir...
03/18/2025

Fast Fact: If you apply for Medicare during the three months before your birthday month, your coverage starts on the first day of your 65th birthday month.

Turning 65 soon? Let us educate you on your Medicare options. Request a no cost consultation today!
03/17/2025

Turning 65 soon? Let us educate you on your Medicare options. Request a no cost consultation today!

Part A (Hospital Insurance): Helps cover inpatient care in hospitals, skilled nursing facility care, hospice care, and h...
03/14/2025

Part A (Hospital Insurance): Helps cover inpatient care in hospitals, skilled nursing facility care, hospice care, and home health care.

Also known as Medicare Advantage, the Part C program is a form of managed care that allows Medicare beneficiaries to get...
03/13/2025

Also known as Medicare Advantage, the Part C program is a form of managed care that allows Medicare beneficiaries to get their Parts A and B benefits through a private insurance plan and its network of providers. Many Part C plans offer a built-in Part D drug plan.

Are you starting to get a lot of phone calls and things in your mail about Medicare Insurance Plans? Contact us today fo...
03/12/2025

Are you starting to get a lot of phone calls and things in your mail about Medicare Insurance Plans? Contact us today for a no cost consultation. We can educate you on your options.

Fast Fact: Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.
03/11/2025

Fast Fact: Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.

Address

310 W McKinley Avenue Suite 350
Mishawaka, IN
46545

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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