Richard Ruble at VanDyk Mortgage Corporation

Richard Ruble at VanDyk Mortgage Corporation Richard Ruble, Loan Originator, NMLS #209981, VanDyk Mortgage Corp. NMLS #3035

As a national Mortgage Banker, we have been committed to providing residential 1 to 4 family home loans to consumers for over 30 years. We currently have over 500 employees with 93 branch office locations in 38 states across the U.S. During our tenure, we have closed over 100,000+ home loans, maintained a 99% customer satisfaction ratio* and an A+ rating from the Better Business Bureau. We are an

approved FannieMae, FreddieMac, GinnieMae seller/servicer as well as an FHA/VA DE lender. These affiliations give us direct access to the capital markets that are passed on through great pricing to our borrowers. All our loans are originated on a direct retail basis and service many “in house” on our own portfolio.

Palm Beach County had a strong March.Palm Beach County single-family closed sales were up 14.26% year-over-year in March...
06/15/2026

Palm Beach County had a strong March.

Palm Beach County single-family closed sales were up 14.26% year-over-year in March 2026, and the median sale price rose 3.2% to $645,000, according to MIAMI REALTORS.

That tells us demand is still very real in parts of South Florida. For buyers, preparation matters. For homeowners, equity conversations may be worth revisiting.

Whether you are buying, refinancing, or planning your next move, call The Rainmaker.

Know The Lingo: Debt-to-Income RatioDebt-to-income ratio, often called DTI, compares your monthly debt payments to your ...
06/12/2026

Know The Lingo: Debt-to-Income Ratio

Debt-to-income ratio, often called DTI, compares your monthly debt payments to your monthly income.

Why it matters: lenders use it to help evaluate how much mortgage payment may fit your financial picture.

If your numbers feel complicated, don’t assume the answer is no. Call The Rainmaker and let’s review your options.

06/11/2026

I like the tough files.

Self-employed income? Told no somewhere else? Complicated paperwork? Unique situation?

That’s where experience matters. The first answer is not always the final answer, and a mortgage strategy unique to you can make a big difference.

Before you count yourself out, call The Rainmaker.

06/11/2026

Strong rental income can open the door to financing options that look beyond traditional income documentation.

For real estate investors, cash flow is often a key part of the conversation. Depending on the property and scenario, there may be programs available that focus more on the property's performance than on personal income.

If your investment property is generating income, let's talk about the options available to you.

Thank you Natalia. Reviews like this mean the world.Every real estate dream starts with a conversation, and sometimes th...
06/10/2026

Thank you Natalia. Reviews like this mean the world.

Every real estate dream starts with a conversation, and sometimes the opportunities that feel the most difficult just need a mortgage strategy that fits you.

That’s where The Rainmaker comes in.

If you’re ready to buy, refinance, or explore your options, let’s make it rain.

Some moments say it all.The smiles, the hugs, and the excitement of becoming homeowners for the very first time are remi...
06/10/2026

Some moments say it all.

The smiles, the hugs, and the excitement of becoming homeowners for the very first time are reminders of why I love what I do.

Congratulations to these first-time homebuyers on achieving a goal they've worked hard for. I'm grateful for the opportunity to help guide them to the closing table and into the next chapter of their lives.

Here's to new beginnings and making memories in a place to call your own. ☔🏡

06/09/2026

Investors, the loan strategy matters as much as the property.

A good investment property still needs the financing structure structured around your needs.

Cash flow, reserves, rental income, and long-term flexibility all matter when you’re building a real estate portfolio. Before you chase the next deal, make sure the mortgage strategy supports the goal.

Dreaming of becoming a real estate investor? Call The Rainmaker.

Broward buyers may be seeing a different kind of market.In March 2026, Broward County single-family home sales rose 3.3%...
06/08/2026

Broward buyers may be seeing a different kind of market.

In March 2026, Broward County single-family home sales rose 3.3% year-over-year, while the median sale price declined 5.5% to $600,000, according to MIAMI REALTORS.

That combination matters. More homes are closing, but pricing may be giving some buyers a little room to rethink what is possible.

If you’ve been waiting for to explore buying in Broward, this may be the moment to get your mortgage plan together. Call The Rainmaker.

Homeownership can create opportunities long after the purchase.Congratulations to my client on closing their cash-out re...
06/08/2026

Homeownership can create opportunities long after the purchase.

Congratulations to my client on closing their cash-out refinance! I'm grateful for the opportunity to help them access the equity they've built and take the next step toward their financial goals.

Thank you for allowing me to help you Make It Rain! ☔️

Address

3350 SW 148th Avenue Office 126
Miramar, FL
33027

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8am - 5pm

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