Phillipe MLO

NMLS #1849043

10/09/2026

Sebas esta practicando ir al bano y cuando llega a una meta se le habia prometido un helado GIGANTE!

10/07/2026

Visité La Bombonera, el estadio de Boca Juniors! 💙💛 Una experiencia increíble en un lugar que respira fútbol. ⚽🏟️

¿Ya la conocés?

10/06/2026

No tax returns. No W2s. No pay stubs. And she still closed. 🤯🔑

Our friend just picked up this beautiful investment property and we never looked at her personal income once. 👀

How? A DSCR loan. 🏡

We qualified the property on its own cash flow. If the rent covers the payment, you're in business. That's it. 💰📈

Everyone talks about "no doc" loans like they're a myth. They're not. 😎 If you're an investor who doesn't want to hand over your tax returns, or your write-offs make your income look tiny on paper, this is the loan built for you. 🙌

Let the property do the qualifying. 🏠➡️✅

Ready to grow your portfolio? Send us a DM or give us a call. 📲

📲 (786) 451-8098
📧 [email protected]
🌐 vialending.com

09/28/2026

$90,000 toward her home. Not a typo. 🤯🏡

This one hits different because she's not just a client, she's family to us. ❤️

We secured roughly $90K in Broward County down payment assistance for our friend's apartment purchase. 💰 That money knocked a huge chunk off the amount she had to finance, which means her monthly payment is now super comfortable. 😌

No stretching. No stress. Just the keys. 🔑✨

And here's the good news 👇 Broward County's DPA program is expected to reload this September. 📅 Funds go FAST, so if you're thinking about buying in Broward, now is the time to get ready.

Want to see if you qualify? Send us a DM or call us today. 📲

📲 (786) 451-8098
📧 [email protected]
🌐 vialending.com

09/25/2026

🥊 Are you sitting down? Because rates just landed another punch... and the knockout blow might be next.

📈 The 10-Year Treasury, the note that basically tells mortgage rates where to go, just hit 5.2% yesterday. Translation: rates went UP. Again.

🔥 Inflation keeps climbing, and the only weapon to fight it is higher rates. That makes more increases look almost inevitable.

⛽ And here's the part nobody's talking about: the war is hitting us hard, and we haven't even felt the diesel price changes yet. When shipping costs rise, EVERYTHING gets more expensive.

💡 If you're thinking about buying, refinancing, or locking a rate, waiting could cost you. Let's talk strategy BEFORE the next hit lands.

📲 DM me "RATES" or call today.

09/21/2026

Her house was paid off. Her money was just sitting there doing nothing. 😴🏠

So we put it to work. 💪

One of our clients owned an investment property free and clear and wanted capital to keep building her portfolio. We set her up with a cash out refinance and pulled equity straight out of that property. 💰

The best part? She's not paying the mortgage. Her tenants are. 🙌 The rental income covers the new payment AND still leaves her with positive cash flow every month. 📈

Paid off property ➡️ cash in hand ➡️ next investment ➡️ repeat. 🔁

That's not debt. That's leverage. 😎

Sitting on equity in a rental? Let's talk about what it could be doing for you. 👇

📲 (786) 451-8098
📧 [email protected]
🌐 vialending.com

09/18/2026

⛽ $4.39 a gallon. Again. 😤

And before anyone says "it's just gas," let's talk about what's actually happening. 🌍 The war is moving oil, oil moves diesel, and diesel moves EVERYTHING. 🚛 Every truck, every delivery, every piece of heavy machinery on every job site. When diesel goes up, the price of your groceries, your materials, and your house goes up with it. 📈

Now here's where it hits my world. 🏠 I had a client priced out at a certain rate right before all this kicked off. Same borrower, same file, just a different day on the calendar. The difference in what that loan cost? Close to $30,000. 💸

Thirty. Thousand. Dollars. I have never seen a swing like that in my career. 😳

I'm not going to stand here and tell you it's about to get better, because I don't think it is. I think it gets a little worse before it gets better. So if you're sitting on a pre-approval or thinking about pulling the trigger, understand that "I'll wait a few weeks" is not a free decision anymore. ⏳

Hang on tight. 🤝

📲 Phillipe Bulicich
CEO & Mortgage Broker | Via Lending LLC
☎️ (786) 451-8098
📧 [email protected]
🌐 vialending.com
NMLS #1849043 | Company NMLS #2504927
Equal Housing Opportunity 🏠

09/17/2026

🚨 Don't wait until you're drowning to grab a life jacket. 🛟

The Fed just raised rates. 📈 That doesn't hit your mortgage directly, but it does hit your credit cards and other short term debt. 💳🔥

My crystal ball says this 🔮: gas keeps climbing ⛽, inflation follows, rates keep rising, and everything gets more expensive. 💸

The biggest mistake I see homeowners make? Waiting until the water is up to their neck to act. 😬

If you own a home and have equity, set up your safety net NOW. 🏡💪
✅ A HELOC (home equity line of credit)
✅ Only pay interest on what you actually use
✅ Money ready when you need it, not when it's too late

Be ready before things get tough. 👊 DM me or call and let's look at your options. 📲

📞 (786) 451-8098
📧 [email protected]
🌐 vialending.com
Phillipe Bulicich | Via Lending LLC
NMLS #1849043 | Company NMLS #2504927
Equal Housing Opportunity. Not a commitment to lend. All loans subject to credit approval.

09/16/2026

The Fed announces today at 2PM... but your mortgage rate already got the memo 📬📈

Here's what most people miss: banks don't wait for the Fed. Rates moved last week when inflation data came in hot 🔥, and the 10-year Treasury just broke above 5% for the first time since 2023. That's what mortgage rates actually follow 👀

So today's hike? Mostly baked in 🍰 What still matters is what the Fed says about what's NEXT. A hawkish tone could push rates higher again. A "we're done for now" message could bring some relief 😮‍💨

👉 Buying or refinancing? Let's talk strategy before the next move, not after.
👉 Got a HELOC? A hike moves prime, so your payment likely goes up 💸

💬 Drop a comment or DM me "RATES" and I'll walk you through your options.

Address

Miramar, FL

Website

http://www.vialending.com/

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