The Kristen Blossman Group

The Kristen Blossman Group Providing confidence in the mortgage process • 25 years of mortgage lending experience • NMLS # 466160 Call us at 850-654-1994.

With Kristen Blossman, the loan approval process has never been as easy. We offer a variety of secure and convenient pre-qualification options. We will gladly assist you with any questions you may have. I am truly passionate about my profession, and the result is that nearly 100% of my business is by referral from satisfied clients, and the most experienced Realtors in the Panhandle of Florida. My

mission is to guide the borrower through the entire loan process, so they feel confident as they make choices about the options available for their financing strategy. With many years and a wide range of experience in the mortgage industry, my dedicated team and I stand ready to assist the borrower each step of the way.

We couldn't let January get away without sharing the new loan limits! Effective this month, the new Conforming and VA lo...
01/27/2026

We couldn't let January get away without sharing the new loan limits! Effective this month, the new Conforming and VA loan limits are increasing to $832,750.

If you're ready to call Florida home, we want to help. For questions about the increased loan limit, contact us today at 850-585-3335!

Whether it’s sunset beach walks, private golf outings, or acclaimed local dining, South Walton offers lifestyle perks th...
01/23/2026

Whether it’s sunset beach walks, private golf outings, or acclaimed local dining, South Walton offers lifestyle perks that make living here truly exceptional—even in the winter months!

Photo Credit: Sandestin

If you're thinking about investing in real estate in Florida, you may already know that Gov. Ron DeSantis and state lawm...
01/21/2026

If you're thinking about investing in real estate in Florida, you may already know that Gov. Ron DeSantis and state lawmakers are actively discussing proposals that could reduce or even eliminate property taxes on primary residences, with voters likely to weigh in on one or more constitutional amendments in 2026.

Because of the ongoing conversation around property tax reform, many experts suggest that home values could respond quickly to shifts in tax policy. In fact, some analyses estimate that eliminating major portions of property taxes could drive home values up by 7–9% statewide (according to the Realtor.com economic research team), even making current inventory more valuable in the long term.

So what does this mean for you: Inventory along Florida’s Gulf Coast remains highly desirable and limited — a proactive purchase could be a smart long-term move.

Ready to discuss next steps in preparation for this change? We're here to help, support, and be a resource as these changes evolve.

Interested in trading white snow for white sand this winter? We know just the place.Photo Credit: Greenway Station 30A
01/15/2026

Interested in trading white snow for white sand this winter? We know just the place.

Photo Credit: Greenway Station 30A

As tax season approaches, we recommend partnering with your tax advisor when considering investments in real estate. Doi...
01/13/2026

As tax season approaches, we recommend partnering with your tax advisor when considering investments in real estate. Doing so prepares you to understand factors like mortgage interest deductions, property taxes, and cost strategies to keep more wealth in your pocket when closing on your new home, second home, or investment property on the Coast.

If you have specific tax-related questions as you consider investing in real estate on Florida's Gulf Coast, contact our team today. We are happy to work with your financial team to devise a plan that makes sense from an investment perspective. Contact our team at 850-585-3335 to get personalized, professional recommendations.

Photo Credit: Kaiya Beach Resort

In recent weeks, we've seen slight dips in mortgage rates. While some may see these changes as small, even small changes...
01/07/2026

In recent weeks, we've seen slight dips in mortgage rates. While some may see these changes as small, even small changes in rates can significantly impact your monthly payment and borrowing power (especially on high-end loans).

If you're eyeing property on Florida's Gulf Coast and plan to invest this year, contact our team today! We're here to provide personalized loan information, tailored to you, your financial goals, and beyond. You can reach our all-local team at 850-585-3335.

At the conclusion of 2025, President Trump announced “aggressive housing reform” that could affect mortgages and housing...
01/05/2026

At the conclusion of 2025, President Trump announced “aggressive housing reform” that could affect mortgages and housing costs nationwide. This plan included ideas such as expanded mortgage options and supply-focused policy shifts.

While full details are still emerging, buyers should stay informed as these reforms may influence financing options and housing supply dynamics in Coastal markets and nationwide.

As the proposed housing reform unfolds, we're here to be a resource and plan to offer area-specific insights as these new policies take shape.

Are you prepared to purchase real estate this year? Here's what you can lock in now so you're ready: > Updated credit do...
01/01/2026

Are you prepared to purchase real estate this year? Here's what you can lock in now so you're ready:

> Updated credit docs
> Cash proof
> Tax planning
> Lender relationship
> Inspection allowances

If you have questions about any of the above, contact us today! We're happy to help!

As we look back on 2025, we are truly grateful for YOU, our clients. Thank you for trusting us, referring us, and allowi...
12/31/2025

As we look back on 2025, we are truly grateful for YOU, our clients. Thank you for trusting us, referring us, and allowing us to help you secure financing for your dream homes on the Gulf. We look forward to serving you in the New Year!

We wish you health, happiness, and the magic of new beginnings!

Photo Credit: Hotel Effie

Merry Christmas from our Kristen Blossman Group family to yours! Photo Credit: The Destin Commons
12/25/2025

Merry Christmas from our Kristen Blossman Group family to yours!

Photo Credit: The Destin Commons

In more luxury markets (such as along 30A), top-end listings are more scarce. When that's the case, price guidance and t...
12/18/2025

In more luxury markets (such as along 30A), top-end listings are more scarce. When that's the case, price guidance and timing matter to make the deal—especially in today's market.

We serve clients seeking top-end listings year-round. If you're in the market for a luxury property, we're the local lender for you.

Myth: You need 20% down for luxury homes. Reality: many tailored loan programs exist — let’s find the one that fits your...
12/16/2025

Myth: You need 20% down for luxury homes.

Reality: many tailored loan programs exist — let’s find the one that fits your portfolio.

Are you interested in loan program options? Let's explore them together. Contact our team today at 850-585-3335!

Address

655 Grand Boulevard, Suite D 105B
Miramar Beach, FL
32550

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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