Michaela.The.Mortgagee

Michaela.The.Mortgagee Michaela Braddock
Home Loan Advisor
Licensed in FL & PA
NMLS ID #2310611 Meet Michaela Braddock, a dedicated Home Loan Advisor at CBM Mortgage.

With two years of hands-on experience in the Real Estate industry, Michaela possesses a wealth of knowledge and expertise that makes her an invaluable resource for her clients. Having been captivated by the natural beauty and charm of the Miramar Beach area during several visits, Michaela has taken a significant step in her life by making it her new home. Her personal connection to the area allows

her to understand the unique real estate landscape, making her an ideal advisor for those seeking to settle in this picturesque location. Outside of her professional pursuits, Michaela has a zest for life that knows no bounds. A passionate outdoors enthusiast, she finds solace and inspiration in nature, whether it's exploring the sandy beaches, hiking scenic trails, or simply enjoying the fresh sea breeze. Coupled with her love for discovering new cultures and experiences, Michaela's adventurous spirit makes her approachable and relatable to clients from all walks of life. Beyond her passion for the outdoors, Michaela is a self-proclaimed foodie, constantly seeking out delectable dining spots and savoring culinary delights from around the world. Her discerning palate and knowledge of the local dining scene enable her to provide personalized recommendations to clients, ensuring they not only find their dream home but also the perfect community to match their lifestyle. As she begins her exciting Florida career journey with CBM Mortgage, Michaela is brimming with enthusiasm to assist homebuyers in achieving their dreams of homeownership. She values the opportunity to establish strong personal and professional relationships, knowing that trust and communication are the cornerstones of successful transactions. With Michaela Braddock as their Home Loan Advisor, clients can expect a dedicated and empathetic partner who is committed to understanding their unique needs and guiding them through the home financing process with confidence and ease. Her infectious energy and drive make her a valuable asset to both CBM Mortgage and the clients she serves. Whether you're a first-time buyer or a seasoned investor, Michaela is ready to be your trusted partner on your homeownership journey. Michaela Braddock | Home Loan Advisor
Licensed In: FL, PA
NMLS ID # 2310611
Cell: (717) 982-0035
165 Brooks Street, Suite A, Fort Walton Beach, FL 32548

Everett Financial, Inc. dba Supreme Lending NMLS #2129
(http://www.nmlsconsumeraccess.org)
14801 Quorum Dr., #300, Dallas, TX 75254
Office: (877) 350-5225
Equal Housing Lender. http://bit.ly/SLDisclaimers. For licensing information go to: www.nmlsconsumeraccess.org

04/29/2025

☀️ Moving to Sunny Florida (or Back to PA!) 🕶

Woof woof, paw-some news, friends! My human says lots of folks dream of sunshine and beaches in Florida, or maybe they miss the changing leaves and friendly faces of Pennsylvania! Guess what? We've teamed up with a super cool mortgage broker in Florida! 🌴☀️ They know all the best ways to help you find your dream home, whether it's a cozy condo near the beach or a comfy house with a big backyard for zoomies back here in PA! 🐾 If you're thinking of making the move, tell your humans to check out Michaela.The.Mortgagee – they're the real deal (and gives great belly rubs!).



Mike Braddock, Realtor
Keller Williams of Central PA
Keller Williams Emerald Coast
License RS327247 & SL3500204

Michaela.The.Mortgagee
Loan Officer
NMLS #2310611
Direct: (717) 982-0035
Branch: (850) 706-2502
[email protected]

04/16/2025

✨ 4 YEARS STRONG! ✨
The CBM Team of Supreme Lending - Fort Walton Beach is beyond honored to be Voted Best Mortgage Company at the VIP Destin Awards for the 4th year in a row!
Grateful for our amazing clients, partners, and community who make this possible. Here’s to excellence, year after year! 🏆💙

04/05/2025

Tax season got you thinking BIGGER than just deductions Wondering how your tax refund can actually fuel your homeownership dreams – whether that's soaking up the Florida sun or finding your perfect place in PA? My awesome mortgage partner in Florida is ready to help you explore your options and see how your refund can be a REAL game-changer! Let's connect! DM or comment below if you want some more information.



Mike Braddock, Realtor
Keller Williams of Central PA
Keller Williams Emerald Coast
License RS327247 & SL3500204

Michaela.The.Mortgagee
Loan Officer
NMLS #2310611
Direct: (717) 982-0035
Branch: (850) 706-2502
[email protected]

Sick of the cold?  Florida got your back!                                                           NMLS  #2310611 Addit...
03/15/2025

Sick of the cold? Florida got your back!



NMLS #2310611

Additional terms and conditions apply. All approvals are subject to underwriting guidelines. Not all applicants will qualify. This is an advertisement and not a commitment to lend.

☀️ Moving from PA to FL? Securing a mortgage during a relocation adds a few layers! Here's a quick breakdown:

Financial Checkup:
💵 Gather recent pay stubs, W-2s, tax returns, and bank statements.
💵 Check your credit score! Lenders love to see a strong score.
💵 Factor in moving costs - these can impact your down payment funds.

Pre-Approval is Key:
🟢 Start this process before your move. It shows sellers you're serious.
🟢 Find a lender licensed in Florida. Consider local FL lenders familiar with the market.
🟢 Explain your relocation plans clearly to your lender.

Location, Location, Location:
☀️ Florida's insurance costs (especially for flood zones) can affect your mortgage. Research areas carefully.
☀️ Consider property taxes in your desired Florida county.
☀️ If buying a second home, or investment property, mortgage rules differ.

Proof of Income & Employment:
🔵 If changing jobs, have a solid offer letter. Lenders want to see stable income.
🔵 If transferring within your company, provide documentation of the transfer.
🔵 If self employed, have all needed documentation ready.

Florida Specifics:
🐠 Be prepared for potential HOA fees or condo association rules.
🐠 Understand Florida's homestead exemption for property taxes.
🐠 Work with a real estate agent and mortgage lender that are experienced in Florida.

Stay Organized:
✍️ Relocating is stressful! Keep all documents organized digitally and physically.
✍️ Communicate regularly with your lender and real estate agent.

Relocating and buying a home is a big step! Careful planning makes it smoother.



Mike Braddock, Realtor
Keller Williams of Central PA
Keller Williams Emerald Coast
License RS327247 & SL3500204

Michaela Braddock
Loan Officer
NMLS #2310611
Direct: (717) 982-0035
Branch: (850) 706-2502
[email protected]

i must pay a huge thank you to  for capturing these shots! last week we held a Broker’s Open House at  listing where we ...
03/11/2025

i must pay a huge thank you to for capturing these shots! last week we held a Broker’s Open House at listing where we offered Real Estate agents a chance to update their headshots. looking forward to collaborating again with this ray of sunshine 📸



NMLS #2310611

Additional terms and conditions apply. All approvals are subject to underwriting guidelines. Not all applicants will qualify. This is an advertisement and not a commitment to lend.

featuring special guest Better Call Braddock Team at KW of Central PA

03/04/2025

🚨 Reminder! 🚨 Don’t miss out on our Mardi Gras-themed headshot event—it's happening TOMORROW! 🎭✨

📅 Date: Tuesday, March 4th
⏰ Time: 3:00 - 5:00 PM
📍 Location: 503 Regatta Bay Boulevard, Destin, FL 32541

✨ Featuring:
📸 Professional Headshots by: Jessica Salort Photography
🏡 Hosted by: Listing Agent Erin Treadwell
🎉 Sponsored by: CBM Team of Supreme Lending

It’s your chance to update your headshot, have some fun, and network with industry pros! See you there! 🎉

✨We’re excited to share that Supreme Lending has been recognized as one of National Mortgage News’ 2025 Best Mortgage Co...
02/18/2025

✨We’re excited to share that Supreme Lending has been recognized as one of National Mortgage News’ 2025 Best Mortgage Companies to Work For✨

Between this and claiming the title for Best In Destin for the 4th year in a row, we are just overwhelmed with gratitude! Thank you to our family, friends, colleagues, & community members for making this possible 🤩💛

The Eagles weren’t the only ones that won something this week 🤩 Very grateful & proud to be apart of the CBM Team of Sup...
02/10/2025

The Eagles weren’t the only ones that won something this week 🤩

Very grateful & proud to be apart of the CBM Team of Supreme Lending

Annemarie - VA Specialist-Loan Officer & Jessica Daughtry 😊



NMLS #2310611

Additional terms and conditions apply. All approvals are subject to underwriting guidelines. Not all applicants will qualify. This is an advertisement and not a commitment to lend.

4 years, 4 wins! 🏆 We're beyond grateful to be named Best Mortgage Lender in Destin for the fourth year in a row! 🎉 Thank you to our incredible clients and community for your trust and support. We’re honored to continue helping dreams come true!

Address

Miramar Beach, FL
32550

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17179820035

Website

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