Sun, Surf & Sand Insurance Services

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Sun, Surf & Sand Insurance Services We are in the business of helping people.

We proudly represent a wide range of top-rated insurance companies, offering competitive rates to meet all your needs whether itโ€™s auto, home, life or business insurance, or coverage for your favorite toys like boats, motorcycles, RVs, or golf carts โ€ฆโ€ฆ We help consumers save money, we help businesses reduce risk and we help families protect and preserve their financial future.

Hurricane Isaias is expected to reach the Florida Panhandle coast this evening, and the National Hurricane Center's Hurr...
10/09/2026

Hurricane Isaias is expected to reach the Florida Panhandle coast this evening, and the National Hurricane Center's Hurricane Warning remains in effect for our Emerald Coast. Please stay sheltered, follow local officials, and check on your neighbors when it's safe. Once the storm has passed and it's safe to do so, take photos and notes of any damage. We're here for you. Call (850) 937-7014 or visit sunsurfsandins.com.

Hurricane Isaias is on its way, and the National Hurricane Center has a Hurricane Warning in effect for our Emerald Coas...
10/08/2026

Hurricane Isaias is on its way, and the National Hurricane Center has a Hurricane Warning in effect for our Emerald Coast. Please follow local officials and NHC updates, take care of your family, and keep your policy info and our number somewhere easy to reach. We're here for you before, during, and after the storm. Questions? Call (850) 937-7014 or visit sunsurfsandins.com.

๐ŸŒŠ OUR EMERALD COAST COMMUNITY STAY SAFE! ๐ŸŒ€As Hurricane Isaias approaches the Gulf Coast, the team at Sun, Surf & Sand In...
10/08/2026

๐ŸŒŠ OUR EMERALD COAST COMMUNITY STAY SAFE! ๐ŸŒ€

As Hurricane Isaias approaches the Gulf Coast, the team at Sun, Surf & Sand Insurance Services wants to remind our neighbors, homeowners, business owners, and visitors that preparation and safety come first.

A few important reminders before the storm arrives:

โœ… Secure outdoor furniture, decorations, and anything that could become airborne.

โœ… Charge your devices, gather essential supplies, and prepare for possible power outages.

โœ… Take photos or a quick video of your home, vehicles, and valuables for your records only if itโ€™s safe to do so.

โœ… Keep copies of your insurance policies and your carrierโ€™s claims contact information easily accessible.

โœ… Stay informed through local emergency officials, follow evacuation instructions, and never drive through floodwaters.

๐Ÿก And donโ€™t forget to check on your neighbors, loved ones, and vacation rental guests.

At Sun, Surf & Sand Insurance Services, weโ€™re more than an insurance agency. Weโ€™re part of this community, too.

Our priority is helping you protect what matters most. If you have questions about your policy or need assistance navigating the claims process after the storm, our team is here to help.

Stay prepared. Stay informed. Stay safe.

โ˜€๏ธ Sun, Surf & Sand Insurance Services
๐Ÿ“ Miramar Beach, Florida
๐Ÿ“ž (850) 937-7014
๐ŸŒ www.sunsurfsandins.com

Please share this reminder with your friends and neighbors. โค๏ธ

Tropical Storm Isaias is headed for the Gulf Coast and is expected to strengthen this week. Whatever it brings, Sun, Sur...
10/07/2026

Tropical Storm Isaias is headed for the Gulf Coast and is expected to strengthen this week. Whatever it brings, Sun, Surf & Sand will be here for you before, during, and after the storm. Take a few minutes today to get ready. Know your evacuation zone, stock up on supplies, and photograph your home and belongings. Questions about your coverage? Call us at (850) 937-7014. ๐ŸŒŠ

10/05/2026

Is your Florida home insurance renewal going up again? ๐Ÿ“ˆ

We shop 30+ carriers for homeowners in Miramar Beach, Destin, and along 30A, and most reviews take less than 10 minutes. Send us your declarations page or call (850) 937-7014.

09/15/2026

Ava Karian Happy Birthday to the beast we love to call our agent !!Have an amazing day Ava.
09/11/2026

Ava Karian Happy Birthday to the beast we love to call our agent !!

Have an amazing day Ava.

Address

9375 Emerald Coast Parkway West Suite 18
Miramar Beach, FL
32550

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18509377014

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