Sun, Surf & Sand Insurance Services

Sun, Surf & Sand Insurance Services We are in the business of helping people.

We proudly represent a wide range of top-rated insurance companies, offering competitive rates to meet all your needs whether it’s auto, home, life or business insurance, or coverage for your favorite toys like boats, motorcycles, RVs, or golf carts …… We help consumers save money, we help businesses reduce risk and we help families protect and preserve their financial future.

If you haven’t already met him, meet Scott Michael Zambarano the owner of Sun Surf & Sand Insurance Services.Scott and h...
09/02/2026

If you haven’t already met him, meet Scott Michael Zambarano the owner of Sun Surf & Sand Insurance Services.

Scott and his experienced team help individuals, families and businesses find coverage suited to their needs with knowledgeable guidance, responsive service and a personal approach.

Whether you need home, flood, auto or business insurance, the Sun Surf & Sand team is here to help.

🌊 Local knowledge
☀️ Personal service
🏡 Coverage designed around you
Visit https://www.sunsurfsandins.com/ to request a quote.

Located right in the heart of Miramar Beach, we’re proud to offer trusted, local service to our Emerald Coast community....
08/18/2026

Located right in the heart of Miramar Beach, we’re proud to offer trusted, local service to our Emerald Coast community. Stop by our office or give us a call to discuss your insurance needs!

Your kind words mean the world to our team! ⭐
08/13/2026

Your kind words mean the world to our team! ⭐

Hurricane season is here—are you and your home ready? 🌀🌩️Taking a few simple steps now can save you time, stress, and mo...
08/08/2026

Hurricane season is here—are you and your home ready? 🌀🌩️Taking a few simple steps now can save you time, stress, and money later!

Let’s get your insurance ready for the busy year ahead. Wishing all students, parents, and teachers a safe and fantastic...
08/04/2026

Let’s get your insurance ready for the busy year ahead. Wishing all students, parents, and teachers a safe and fantastic school year! 🍎✨

We love hearing feedback like this from our clients! ⭐
07/31/2026

We love hearing feedback like this from our clients! ⭐

Let's connect! Whether you need a quote, have coverage questions, or want to review your policies. Reach out today! ...
07/28/2026

Let's connect! Whether you need a quote, have coverage questions, or want to review your policies. Reach out today!

Don't coast on luck. Call us to get a quick boat insurance quote before your next launch! ⚓📞
07/22/2026

Don't coast on luck. Call us to get a quick boat insurance quote before your next launch! ⚓📞

We love helping our clients reach the finish line stress-free!
07/17/2026

We love helping our clients reach the finish line stress-free!

A little pool safety can go a long way. Take a moment to review your pool area and enjoy a safer summer.
07/14/2026

A little pool safety can go a long way. Take a moment to review your pool area and enjoy a safer summer.

Address

9375 Emerald Coast Parkway West Suite 18
Miramar Beach, FL
32550

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18509377014

Website

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