Summit Financial Advisors

Summit Financial Advisors We offer comprehensive financial planning and wealth management services to help you reach your goals

We offer a tailored, team-based approach to address the changing needs of successful individuals, families, and business owners. Our knowledge and experience help guide clients through rocky financial terrain, offering clarity in order to pursue their financial goals. Our prospective clients often approach us with the following questions:

• Am I saving enough?
• When can I retire?
• How do I tran

sition from accumulation to distribution?
• Are my assets properly aligned for my risk tolerance? Are they working as hard to accomplish my goals as they should be?
• My financial life has become too complicated. How can I make it easier?
• Can I afford to send my children to college?
• How can I transition my business?
• Is my family properly protected against an unexpected loss of income? At Summit Financial Advisors, we understand these challenges and can offer targeted strategies to help address your goals. We value strong relationships built on an in-depth knowledge of our clients’ financial situation, focusing on their short and long-term goals and objectives. Our independence and ability to offer unbiased advice uniquely positions us to be our client’s primary advisor, working as a liaison with other professionals in your life to accomplish your goals. Our ability to build trust and long-lasting relationships with our clients is the cornerstone of Summit Financial Advisors. Through our time-tested process, our advisors and licensed staff are able to handle all of your servicing needs. Backed by the strength of Level Four Financial along with the expertise of our network of specialists from Level Four Advisory Services, we strive to guide your financial journey from base to summit.

Have you ever noticed how the biggest financial headlines are rarely about the basics? It's easy to get distracted by th...
08/31/2026

Have you ever noticed how the biggest financial headlines are rarely about the basics? It's easy to get distracted by the latest investment trend or market prediction. Yet some of the more valuable financial decisions are also the least exciting. I put together a quick visual guide that explains why the order of your financial decisions matters. You might be surprised by which step belongs at the top of the list. One of the biggest takeaways is that a few simple priorities can create a stronger foundation for everything that follows. From making the most of an employer retirement match to building a financial cushion, small steps can have a lasting impact.

Some financial moves do more.

If you had an extra $500 this month, where would it go? Would you build your emergency fund? Pay down a credit card? Sav...
08/24/2026

If you had an extra $500 this month, where would it go? Would you build your emergency fund? Pay down a credit card? Save for retirement? Invest it? They're all reasonable choices. That's what makes deciding so difficult. I recently put together a quick visual guide called The Money Stack. It isn't about adding another financial tip to the pile. It's about helping you think through which step might deserve your attention first. Follow along the simple framework for prioritizing your financial decisions, from building an emergency fund to paying down high-interest debt and making the most of the long-term.

The challenge is deciding what comes first.

Ask five people what retirement means, and you may get five very different answers. For one person, it’s travel. For ano...
08/07/2026

Ask five people what retirement means, and you may get five very different answers. For one person, it’s travel. For another, it’s more time with family. For someone else, it might be consulting, volunteering, starting a small business, caring for loved ones, or finally having space to explore what comes next. Planning for retirement is still about the numbers. But it’s also about the life behind the numbers into something much more personal. What do you want your time to look like? What responsibilities might shape your plans? What kind of flexibility matters most? Those are planning questions too.

Explore the next chapter you get to author.

Check out how retirement has shifted from a finish line into a more flexible life chapter. For some, that chapter includ...
07/31/2026

Check out how retirement has shifted from a finish line into a more flexible life chapter. For some, that chapter includes part-time work. For others, it means volunteering, consulting, caregiving, traveling, creating, or trying something completely new. Retirement is not one-size-fits-all anymore.

The shift from pensions changed the story.

More than 1 in 4 Americans between the ages of 65 and 74 still work today. That’s higher than the share from about 30 ye...
07/24/2026

More than 1 in 4 Americans between the ages of 65 and 74 still work today. That’s higher than the share from about 30 years ago. But it is not just about paychecks. For many people, work in retirement can mean purpose, structure, social connection, flexibility, or the chance to do something that feels more personally meaningful.

Retirement is becoming more personal.

For a long time, retirement followed a pretty familiar script. Work for decades. Retire around 65. Slow down. Enjoy a qu...
07/17/2026

For a long time, retirement followed a pretty familiar script. Work for decades. Retire around 65. Slow down. Enjoy a quieter chapter.

But that version of retirement was built for a very different time.

In 1950, U.S. life expectancy was roughly 68 years. Today, retirement can stretch across decades, and many people are asking bigger questions about what this next chapter could actually look like.

See how retirement has changed over 75 years.

Many estate planning problems aren't the result of neglect. They're the result of good decisions that were never revisit...
06/22/2026

Many estate planning problems aren't the result of neglect. They're the result of good decisions that were never revisited. Click below to find conversation starters that can help families talk about this without it feeling confrontational.

Intentions are great. Outcomes matter. Here's what to know.

A deed that doesn't match the tax plan. Beneficiary forms that contradict the will. A trust that was never funded. None ...
06/15/2026

A deed that doesn't match the tax plan. Beneficiary forms that contradict the will. A trust that was never funded. None of these are careless mistakes. They're what happens when estate planning decisions get made one at a time, over years, without looking at the whole picture.

Adding a child to the deed? Read this.

Do you know who's listed as the beneficiary on your retirement accounts right now? Not who you'd like it to be — who's a...
06/08/2026

Do you know who's listed as the beneficiary on your retirement accounts right now? Not who you'd like it to be — who's actually on the form. Many Americans have never updated theirs. And in many cases, those forms don't follow your will. They supersede it.

It's a system that needs to connect.

A parent puts their child on the deed to avoid probate. Makes sense, right? Except the IRS may treat it as a gift — and ...
06/01/2026

A parent puts their child on the deed to avoid probate. Makes sense, right? Except the IRS may treat it as a gift — and instead of inheriting the home with a stepped-up basis, the child gets the parent's original cost basis. On a home that's appreciated for decades, that could mean capital gains taxes on hundreds of thousands of dollars.

A forgotten form can override your will.

Address

10900 Wayzata Boulevard
Minnetonka, MN
55305

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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