Synergy 1 Lending - Minnetonka, MN

06/08/2026

If you’re a first-time homebuyer, this one’s for you 🫶 Swipe for your 2026 homebuying checklist ✅

Comment BUDGET to get our financial fitness app and jump start your New Year’s financial goals!

06/05/2026

Rates felt the pull this week, and it wasn't subtle.

Markets opened Monday under pressure as Iran-U.S. tensions flared over the weekend. Oil climbed back toward $95, manufacturing hit its strongest growth reading in four years, and the jobs market printed stronger numbers than expected at almost every turn. ADP, JOLTS, Factory Orders — all came in above forecast.

Friday's unemployment report wrapped the week on a similar note.

None of this gives the Fed a reason to ease, and the market priced accordingly.

If you're watching rates and waiting for a clear signal — this week was a reminder that the economy isn't cooperating with that plan. The better move is understanding what you can actually afford right now and building your strategy from there.

DM me and let's run your numbers. 📊

06/04/2026

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06/03/2026

Debt doesn’t mean failure. It usually means interest is winning. Your home can help you change that. Send me a message and let’s run the numbers 💬

05/29/2026

Rates gave back some ground this week. Here's what drove it.

The week opened on an optimistic note. Peace deal hopes with Iran lifted markets early, oil pulled back, and bonds improved. That tone held through Wednesday.

Then Thursday changed the mood. GDP came in softer than expected. Inflation data for April showed prices still running higher than hoped. New home sales dropped. Jobless claims ticked up. The market absorbed a lot at once, and rates reflected it.

The takeaway isn't doom and gloom. It's that the path to lower rates runs through cooler inflation. That story is still playing out, and every data release moves the needle.

If you're watching rates and wondering when to move, let's talk through the numbers. 📊

05/29/2026

The difference between buyers who close and buyers who don't usually comes down to preparation 🏡

5 things successful homebuyers do differently... and most people skip at least one.

They shop the payment, not the price 📊
Start with the monthly number that fits your life. Everything else works backward from there.

They go beyond pre-approval.
Underwriting approval tells sellers you're serious. Stronger approval means a stronger offer.

They actually sit down with their lender before they commit.
In person or on Zoom. No surprises. No guessing. Just clarity.

They keep their finances quiet until closing 🔐
On-time payments. No new debt. No big moves. Stay boring. It works.

They ask questions early and often.
The only questions that hurt are the ones you didn't ask before it was too late.

Which one of these do you wish you'd known sooner? 💬

05/29/2026

5.0 star review received on Experience.com for Michael Sunnarborg by James W C - Mike, it was easy and fast and I always felt you cared about me, and you always responded to any questions I had very quickly. You made the experience understadable and as stressfree as possible. Thank you very much. Jim Carlson

05/28/2026

5.0 star review received on Experience.com for Michael Sunnarborg by Nicholas D - Mike was patient with me when I a lot of questions and was willing to explain everything on a level that I could understand. And was always there to explain the next steps in the home buying process.

Click to see all 290 reviews of Michael Sunnarborg, Branch Manager | 616295

05/28/2026

Many loan programs allow 3–5% down. Some even require no down payment. The 20% rule exists to avoid PMI, but it is not required. Know the difference before you wait years longer than you have to. No fine print. Just facts.

05/27/2026

Here is the truth about buying a home... The sooner you buy, the sooner you can start building equity. Buying a home is one of the biggest decisions you'll ever make, and it's essential to have all the facts at your fingertips. No question is too small, and no concern is too big! Take the first step of your homeownership journey and download the S1FinFit App. It's designed for homebuyers and homeowners to manage their homeownership goals in one place. Message me to get the app! Available for iphone and android



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