Service Saves

Service Saves Service Saves is a Public Employee Benefit for people buying a home or refinancing their current mortgage.

Service Saves™ is available to qualified MN public employees provided exclusively through licensed lenders.

New home sales fell 10.5% MoM in July to an annualized pace of 607,000, below expectations. However, June’s sales were r...
09/02/2026

New home sales fell 10.5% MoM in July to an annualized pace of 607,000, below expectations. However, June’s sales were revised up from 628,000 to 678,000. Source: MBS Highway

Housing starts fell 12.4% from June to July, coming in below expectations. But building permits, a key indicator of futu...
08/26/2026

Housing starts fell 12.4% from June to July, coming in below expectations. But building permits, a key indicator of future homebuilding, rose 5%. Source: MBS Highway

Homeownership is about more than having a place to live. From building equity over time to putting down roots in a commu...
08/19/2026

Homeownership is about more than having a place to live. From building equity over time to putting down roots in a community you love, buying a home can be one of the most impactful financial decisions you make. If homeownership is one of your goals, now is a great time to start exploring your options. Have questions about the homebuying process? I'm here to help. Reach out any time! Source: MBS Highway

Private employers added 44,000 jobs in July, according to ADP, well below expectations of about 70,000. Hiring rose acro...
08/12/2026

Private employers added 44,000 jobs in July, according to ADP, well below expectations of about 70,000. Hiring rose across businesses of all sizes, though ADP described job growth as "choppy" across industries. Source: MBS Highway

U.S. home prices increased 0.6% from April to May, bringing the three-month gain to 2.1%. After adjusting for seasonal t...
08/05/2026

U.S. home prices increased 0.6% from April to May, bringing the three-month gain to 2.1%. After adjusting for seasonal trends, however, prices were essentially flat. Even so, home values remain 1.1% higher than they were a year ago. Source: MBS Highway

Summer has long been one of the busiest seasons for moving, and it's easy to see why. With more homes typically on the m...
07/29/2026

Summer has long been one of the busiest seasons for moving, and it's easy to see why. With more homes typically on the market, buyers and sellers often have more opportunities to find the right fit. Whether it's a job change, a growing family, or simply taking advantage of the season, summer remains a popular time to make a move. Curious what buying could look like for you? Reach out any time. I’m here to help. Source: MBS Highway

After reaching a seasonal high of 47 in May, the MBS Highway National Housing Index continued to cool in July 2026, fall...
07/22/2026

After reaching a seasonal high of 47 in May, the MBS Highway National Housing Index continued to cool in July 2026, falling from 38 in June to 32. Buyer activity and home price direction both posted notable month-over-month declines. Source: MBS Highway

New home sales fell 7.3% in May to an annualized pace of 580,000, well below expectations and marking the second-lowest ...
07/15/2026

New home sales fell 7.3% in May to an annualized pace of 580,000, well below expectations and marking the second-lowest reading in nearly four years. Source: MBS Highway

June job growth came in well below expectations, with the economy adding 57,000 jobs versus the 110,000 forecast. April ...
07/08/2026

June job growth came in well below expectations, with the economy adding 57,000 jobs versus the 110,000 forecast. April and May payrolls were also revised lower by a combined 74,000 jobs, while the unemployment rate edged down from 4.3% to 4.2%. Source: MBS Highway

Buying a home isn’t just for one income bracket. From under $50K to $200K+, today’s homebuyers span a wide range of hous...
07/01/2026

Buying a home isn’t just for one income bracket. From under $50K to $200K+, today’s homebuyers span a wide range of household incomes. What matters most isn’t fitting into a specific category, it’s understanding what you can comfortably afford. That’s where your estimated monthly payment (including principal, interest, taxes, and insurance – aka PITI) comes in.

The right strategy starts with knowing your numbers. Reach out to review your situation and explore what’s possible for you. Source: MBS Highway

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Minneapolis, MN

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