Underwriter on Demand NMLS #1007069

Underwriter on Demand NMLS #1007069 I provide perspectives on mortgage underwriting, housing market news & more. Follow on X

The interest rate will make a huge difference in your monthly payment
07/10/2025

The interest rate will make a huge difference in your monthly payment

Affordability is the issue!!! 🏡
02/26/2025

Affordability is the issue!!! 🏡

Over the past 4 business days, the average top tier mortgage rate has fallen by 0.22%. While that may seem like a small ...
02/26/2025

Over the past 4 business days, the average top tier mortgage rate has fallen by 0.22%. While that may seem like a small number, consider that mortgage rates haven't moved half as much in either direction for the entire month up until this point.

Over the past 4 business days, the average top tier mortgage rate has fallen by 0.22%. While that may seem like a small number, consider that mortgage rates haven't moved half as much in either direction for the entire month up until this point. Looked at another way, the last time rates moved d...

The rosy glow of the COVID-19 pandemic real estate market appears to be drying up in the Sunshine State of Florida.
01/15/2025

The rosy glow of the COVID-19 pandemic real estate market appears to be drying up in the Sunshine State of Florida.

The housing market in Florida is slowing down—just as an influx of new housing inventory hits the market.

The average rate on a 30-year fixed-rate mortgage was nearly unchanged this week but managed to reach the lowest level i...
09/26/2024

The average rate on a 30-year fixed-rate mortgage was nearly unchanged this week but managed to reach the lowest level in two years,

Rates ⬇️
09/11/2024

Rates ⬇️

The current average rate for a 30-year fixed mortgage is 6.39, the average 15-year fixed-mortgage rate is 5.74 percent, and the average 5/1 ARM rate is 6.01 percent.

Wealthy people keep moving to the south! 🌞 🔥 🥵 🌴
08/03/2024

Wealthy people keep moving to the south! 🌞 🔥 🥵 🌴

Americans earning $200,000 or more move to Florida and Texas the most, a new study found. But the South's reputation for affordability may be at risk.

Big rule changes take effect in August, which will mean historic shifts in how most Americans buy or sell a home. Here's...
08/03/2024

Big rule changes take effect in August, which will mean historic shifts in how most Americans buy or sell a home. Here's what you need to know.

Big rule changes take effect in August that will mean historic shifts in how most Americans buy or sell a home. Here's what you need to know.

New Realtor rules!!!
08/03/2024

New Realtor rules!!!

New realtor commission policies are set to come in effect on August 17, but how will these policies impact home buyers and sellers? Yahoo Finance’s Alexis Keenan breaks down the policies and its impact on those in the housing market. For more expert insight and the latest market action, click ...

Throughout much of the American South, "For Sale" signs are becoming common as a surge in new home construction has coll...
07/15/2024

Throughout much of the American South, "For Sale" signs are becoming common as a surge in new home construction has collided with cooling demand, creating what one real estate executive calls a "massive housing bubble" on the brink of bursting.

Throughout much of the American South, "For Sale" signs are becoming common as a surge in new home construction has collided with cooling demand, creating what one real estate executive calls a "massive housing bubble" on the brink of bursting. Don't Miss: Miami is expected to take New York's place....

They don’t make $1.8 million houses like they used to: Home inspectors use TikTok to reveal ‘shoddy’ new homes
07/12/2024

They don’t make $1.8 million houses like they used to: Home inspectors use TikTok to reveal ‘shoddy’ new homes

In TikTok videos, home inspectors are highlighting flaws in newly built homes, some of which can cost upwards of $1 million.

Here are the top 11 markets to home in on where deals might be hiding.
06/25/2024

Here are the top 11 markets to home in on where deals might be hiding.

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