Tom Shannon - Bell Bank Mortgage

09/02/2026

Don't assume you'll need a large down payment or perfect finances to become a homeowner.

At Bell Bank Mortgage, we offer a variety of affordable financing solutions that can help eligible buyers:
✅ Down payment assistance programs
✅ Grants for qualifying first-time homebuyers
✅ Reduced-rate affordable lending options
✅ Low down payment conventional loan programs

Whether you are a first-time homebuyer or simply looking for a more affordable path to homeownership, there are programs designed to help you move forward sooner and with less cash up front.

Wondering whether you are ready to purchase, let's connect. I'd be happy to review your options and help you identify a financing solution that fits your goals.

All loans are subject to credit approval. Income, property, and program restrictions may apply. Programs are subject to change without notice.

09/01/2026

Why are more buyers exploring new construction? Here are just a few of the potential benefits:

• Modern layouts
• Energy-efficient features
• Personalization options
• Everything is brand new

If you're considering a move, let's discuss whether a new build could be right for you. Contact me today!

08/27/2026

Open House: Thursday Aug. 27 from 4:00pm - 5:30pm
This 4 bed | 3 bath Highland Park home is located one block from the river and offers cottage style charm with many improvements. You'll appreciate the updated kitchen, bathrooms and basement remodel, the vaulted family room and much more.
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Info? Contact Wahlberg & Toohey Group - Coldwell Banker Realty
Let's discuss the financing.

OPEN HOUSE: Thursday, August 27, 2026 4:00 PM - 5:30 PM. For Sale - 1970 Norfolk Ave, Saint Paul, MN - $649,000. View details, map and photos of this single family property with 4 bedrooms and 3 total baths. MLS # 7114650.

08/27/2026

Buying a home is one of life's biggest milestones, and you deserve guidance every step of the way. As your loan officer, I’ll help you feel confident, informed and supported throughout the entire process.

If homeownership is on your radar, let's start the conversation.

08/26/2026

Happy National Dog Day! Whether your furry friend dreams of a bigger yard, more room to roam or a cozy spot by the window, finding the right home can make a big difference for the whole family.

Drop a photo of your pup below – and if you’re thinking about making a move, reach out today!

08/26/2026

Mason, I sincerely appreciate your review and the opportunity to assist you for the second time. Your continued trust is the greatest compliment — thank you for choosing me again!

08/20/2026

First-time homebuyers, how does $1,500 toward a new home sound? The Bell Opportunity Program offers a $1,500 lender credit for eligible buyers. Best of all, it’s exclusive to Bell Bank Mortgage.

Want to learn more about this great opportunity? Reach out today!

Subject to credit approval. Income and property restrictions apply. Purchase of primary residence only. Not available in all markets. Applications must be taken between June 1, 2026, and February 20, 2027, with loan closings occurring between September 1, 2026, and April 30, 2027. Lender credit can only be applied to closing costs payable to Bell Bank Mortgage. At least one borrower must be a first-time homebuyer. Homebuyer education may be required. Program guidelines are subject to change without notice. Other restrictions apply.

08/20/2026

Your home is more than a place to live - it's an investment. Stay on top of your home's value and equity with a free monthly Homebot report tailored just for you.

Sign up to get your monthly home wealth update→ https://hmbt.co/yQUMtD

08/18/2026

As routines settle back in, it’s a great time to think about what's next for your family.

If your current home feels a little too small, or a little too far from where you want to be, let's talk about your options.

08/13/2026

For the last few years, conventional offers have sometimes overshadowed FHA and VA loans. We decided to change that.

With our FHA and VA 5/1 ARM options, your interest rate stays the same for the first five years, then can adjust once a year after that, creating a lower starting point with flexibility over time.

Must be an eligible service member or veteran for the VA product. All loans are subject to credit approval, income and property restrictions may apply. Not available in all markets. Program guidelines are subject to change without notice. Other restrictions apply. Adjustable-Rate Mortgage (ARM) products have a fixed interest rate for a set period of time and adjust periodically thereafter. At the end of the fixed rate period, the interest rate and payments may increase. Escrows and full appraisal may be required.