Fue Yang - Financial Advisor

03/04/2026

Have you heard of loud budgeting?

Loud budgeting is all about being open about your financial goal, what fits in your budget and what doesn’t. Instead of silently overspending or feeling pressured to say “yes,” loud budgeters confidently turn down plans that don’t align with their priorities and clearly communicate what they’re working toward.

That could mean saying:
“I’m skipping this dinner at the restaurant, I’m saving for travel.”
“I’m prioritizing my health this year.”
“I’m focused on building my dream home.”

It’s not about restriction, it’s about intention. When your spending aligns with what truly matters to you, you create clarity, confidence, and control over your financial future.

What are you saying “no” to this year so you can say “yes” to something bigger?

03/03/2026

Target date assets just crossed a major milestone.

New research shows U.S. mutual fund and CIT target date assets grew 21% in 2025, reaching $4.8 trillion. Add another $371 billion in custom target date strategies, and the total market now exceeds $5.2 trillion.

A clear signal of the continued role target date strategies play in shaping retirement outcomes.

https://www.napa-net.org/news/2026/2/target-date-assets-hit-major-milestone-surpassing-$5-trillion/

New research reveals that assets in U.S. mutual fund (MF) and collective investment trust (CIT) target date series expanded by 21% in 2025, reaching $4.8 trillion. When factoring in an additional $371 billion in custom target date strategies, the total TD market rose to $5.2 trillion at the close of...

03/02/2026

New research from the Investment Company Institute makes one thing clear: workplace retirement plans matter a lot.

Nearly half (47%) of Americans with a 401(k) say they wouldn’t save for retirement without access to a plan at work. That number jumps to 58% for households earning under $50K.

For higher-income workers, 93% say employer-sponsored plans help them focus on long‑term goals, not just today’s needs.

Workplace retirement plans aren’t just a benefit. They are a critical driver of retirement readiness across income levels.

02/27/2026

Voluntary benefits are expanding fast, but so are the fiduciary risks. Recent lawsuits show that even “employee-paid” programs may trigger ERISA duties when employer involvement looks like endorsement or when fees and compensation aren’t clearly monitored.

-Now’s a good time for plan sponsors to review:
-How voluntary benefits are communicated
-Whether safe harbor criteria are truly met
-Where vendor compensation or revenue sharing might create exposure

Voluntary benefits can be a great option for employees, but only when paired with the right governance. If you’re unsure where your voluntary benefit programs stand, be sure to connect with your advisor or consultant.

Read full article here: https://www.srpretire.com/voluntary-benefits-an-expanding-benefits-lineup-and-a-fiduciary-blind-spot/

02/26/2026

Investment Policy Statements (IPS) have long been the cornerstone of fiduciary investment governance—but in today’s evolving regulatory and market environment, a static document isn’t enough. Join SRP for our upcoming event to learn how to “future-proof” your IPS so it remains principles-based, flexible, clear, and legally sound—focused on why decisions are made, not just how they’re executed.

Attendees can earn 1 hour of SHRM and PSCA CE credit. Register today to reserve your spot.

https://assets-usa.mkt.dynamics.com/57208e08-f156-4d10-b3a5-cedc4c435fe6/digitalassets/standaloneforms/432e0451-b7fa-4f34-bdbe-bd16d6a34eab?readableEventId=Future_Proofing_Your_IPS1893120130

02/23/2026

As we watch the world come together for the Olympic Games, one thing is clear:

🏅 Success takes discipline.
🏅 Progress takes consistency.
🏅 Results take time.

Your finances are no different.

Think long term.
Build strong fundamentals.
Make small improvements consistently.

Gold medals and financial goals are not won overnight. They are earned through steady, focused effort.

What is one financial habit you are working on right now?

02/20/2026

U.S. inflation eased more than expected in January.

The Consumer Price Index for All Urban Consumers rose 2.4% year over year, the lowest since May 2025. Lower energy and used car prices drove the slowdown, while food and electricity prices increased. Shelter inflation cooled to 3.0%, its joint lowest level since August 2021.

02/20/2026

Healthcare costs are rising more than twice as fast as Social Security, and a new HealthView Services report warns that for retirees, medical expenses could soon consume most or all of their benefits. With long-term healthcare inflation projected at 5.8% versus Social Security COLAs at 2.4%, a 55-year-old couple may need 104% of their benefits just to cover premiums and out-of-pocket costs, highlighting the urgent need to plan carefully for retirement healthcare.

02/19/2026

Missed our recent webinar? Watch the recording of SRP’s “Navigating Trump Accounts: What You Need to Know” to get a clear overview of Trump Accounts.

Learn what these accounts are, how they work, who’s eligible, key pros and cons, how they compare to 529 plans, and what it takes to open one.

Catch up now and explore this new savings opportunity!

https://vimeo.com/1165408612/93a957993d?fl=ip&fe=ec

This is "Navigating Trump Accounts: What You Need to Know" by Strategic Retirement Partners on Vimeo, the home for high quality videos and the people who…

02/19/2026

Student debt doesn’t have to come at the expense of retirement savings. New research from Fidelity Investments shows that employees who receive an employer retirement match tied to student loan repayment could gain nearly $200,000 in retirement savings.

Fidelity’s 2026 State of Student Debt study found participants receive an average of $1,900 per year in employer contributions based on student loan payments. Over 10 years and assuming a 7% annual growth rate that benefit could grow to $199,200 by retirement.

A powerful example of how innovative benefits can make a long term impact.

02/18/2026

The U.S. dollar has fallen sharply over the past year, losing about 7% of its monthly average value against a broad basket of foreign currencies. The Federal Reserve’s Nominal Broad U.S. Dollar Index dropped from 129 to 120 since January 2025, highlighting a meaningful shift in global currency dynamics and trade conditions.