10/20/2026
🏡 One credit score doesn't always tell the whole story!
Here's something pretty cool we're now able to do at CrossCountry Mortgage.
Most people don't realize there are different ways to calculate your credit score. Two of the big ones are FICO and VantageScore, and believe it or not, they can give you two different numbers!
Why does that matter?
Because your credit score can impact your mortgage interest rate and closing costs.
We can now look at both scoring models for eligible borrowers to see if one gives us a better financing option.
✅ Two different ways to evaluate your credit
✅ Potential for a better interest rate or lower costs
✅ No additional charge for the VantageScore option
Now, this won't make a difference for everyone, but I love having another tool available that could potentially save someone money.
Sometimes a little difference in your credit score can make a big difference in your mortgage. And I'd rather check every available option than leave something on the table!
