Kala Wilson / Bell Bank Mortgage

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Minneapolis, MN
Kala Wilson / Bell Bank Mortgage

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Bringing you home since 2012
NMLS 1381070

11/02/2026

Need a plan for the weekend? We’ve got you covered through December.

These are some of our favorite holiday spots around the Twin Cities. Send this to your group chat and pick one.
If buying a home is one of your goals for next year, now is a great time to start the conversation. Give me a call or shoot me an email.

📲 612-760-3268
📧 [email protected]

10/28/2026

Wondering how long it actually takes to buy a home?

Every situation is different, but having a clear timeline in mind can make the process feel a lot more manageable. Knowing what to expect at each step really does help.

Here's the real talk. It doesn't always move in a straight line. You might find a home you love right away, then learn there are ten other offers on the table. As a first time buyer, you might come in $5,000 over asking and still not win. That's a completely normal part of the process, and it's often exactly what helps you know what to offer next time, maybe $20,000 over instead of $5,000.

House hunting comes with a learning curve, especially the first time you put in an offer. That's why having the right realtor and lender in your corner, advocating for you, makes such a difference.

Curious what your own timeline could look like? Let's map it out together.

📲 612-760-3268
📧 [email protected]

10/26/2026

We've all gotten that unsolicited mortgage advice from a friend or family member who bought a house once and now considers themselves an expert.

Here's the thing: rates, programs, and approval guidelines shift all the time. What worked for someone else may not be the right move for you. Getting information straight from a licensed loan officer means it's actually based on your situation.

Heard something you're not sure about? Send it my way and I'll help you separate fact from fiction.

📲 612-760-3268
📧 [email protected]

10/23/2026

Nothing means more than hearing this from a client.

If you're buying in the Minneapolis-St. Paul metro and want that same experience, let's connect!

📲 612-760-3268
📧 [email protected]

10/21/2026

Calling all first-time homebuyers. The Bell Opportunity Program offers a $1,500 lender credit for eligible buyers, and it could make a real difference at closing.

This program pairs with a HomeReady® or Home Possible® loan and applies to households within a specific income range, with at least one occupant borrower buying their first home. It's available in Arizona, Florida, Kansas, Minnesota, North Dakota, New Mexico, Missouri, Tennessee, and Wisconsin, with closings between September 1, 2026 and April 30, 2027. Applications need a property address on file by February 20, 2027, and it's all subject to credit approval.

Reach out and let's find out if you qualify.

📲 612-760-3268
📧 [email protected]

10/19/2026

Short-term rentals can be a great way to grow your portfolio, but the financing looks a little different than a typical home loan.

Bigger down payments, different loan types, and tax rules worth knowing before you buy. Swipe through for the breakdown, then let's map out your options.

📲 612-760-3268
📧 [email protected]

10/19/2026

Short-term rentals can be a great way to grow your portfolio, but the financing looks a little different than a typical home loan. Bigger down payments, different loan types, and tax rules worth knowing before you buy. Swipe through for the breakdown, then let's map out your options.

📲 612-760-3268
📧 [email protected]

10/15/2026

Rising rates don’t have to derail your plans.

In fact, right now sellers are motivated to negotiate, and those concessions can make a real difference in your payment. We’ve also got temporary buydowns on ARM products that give you flexibility and breathing room to adjust down the line. Let me show you how this could work for your situation. Every buyer’s circumstances are unique, and I’m here to walk you through the options that make sense for you.

📲 612-760-3268
📧 [email protected]

10/14/2026

Starting your first home search? A few must-do's can save you a lot of stress down the road.

First, check your credit and get pre-approved before you start touring homes. Most loan programs are more flexible than people expect, but knowing your real numbers upfront means you're shopping with confidence instead of guessing.

Second, budget for more than just your down payment. Closing costs typically run two to six percent of the purchase price, and you'll want a financial cushion left over after you move in, not just enough to cover the down payment itself.

Third, get clear on your must-haves versus your nice-to-haves before you start touring. Knowing what you can't compromise on, and what you can, makes the whole search faster and a lot less overwhelming.

None of this needs to be figured out alone. If you're just getting started, let's talk through where you stand.

📲 612-760-3268
📧 [email protected]

Address

5500 Wayzata Boulevard Suite 300
Minneapolis, MN
55416

Telephone

+16127603268

Website

https://kalabringsyouhome.bellbankmortgage.com/

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