Kala Wilson / Bell Bank Mortgage

Kala Wilson / Bell Bank Mortgage Bringing you home since 2012
NMLS 1381070

A lot of the mortgage advice people grew up hearing just doesn't apply anymore.You don't need a 20 percent down payment ...
08/31/2026

A lot of the mortgage advice people grew up hearing just doesn't apply anymore.

You don't need a 20 percent down payment or flawless credit to buy a home today. Guidelines have evolved, and there are more paths to qualifying than most people realize!

Not sure which old advice still applies to you? Let's sort out fact from fiction together.

📲 612-760-3268
📧 [email protected]

Every client's situation is different. This one came to me with a lot of moving pieces, and we worked through it togethe...
08/21/2026

Every client's situation is different. This one came to me with a lot of moving pieces, and we worked through it together!

If your situation feels complicated, I'd love to help you sort through it too.

📲 612-760-3268
📧 [email protected]

If you've spent any time watching real estate shows or scrolling social media, these names probably sound familiar!I’ve ...
08/14/2026

If you've spent any time watching real estate shows or scrolling social media, these names probably sound familiar!

I’ve watched pretty much every real estate reality TV show out there. What are your favorites?

Ten years, multiple homes, and one client who keeps coming back. That kind of trust means everything!Ready for a lending...
08/12/2026

Ten years, multiple homes, and one client who keeps coming back. That kind of trust means everything!

Ready for a lending experience that feels just as easy? Let's connect.

📲 612-760-3268
📧 [email protected]

Not all negotiation wins are created equal. Knocking $5,000 off the purchase price only saves your buyer about $25 a mon...
07/29/2026

Not all negotiation wins are created equal. Knocking $5,000 off the purchase price only saves your buyer about $25 a month. But $5,000 in seller-paid closing costs? That stays in their bank account on closing day and goes toward the real costs of moving into a new home.

Sellers often do not care which way it goes. Your buyer absolutely does.

Loop me in before the offer. I can help you figure out exactly what ask will help your client the most.

📲 612-760-3268
📧 [email protected]

Your annual escrow statement is on its way, and if you have a mortgage in Minnesota, here is what you should know before...
07/27/2026

Your annual escrow statement is on its way, and if you have a mortgage in Minnesota, here is what you should know before it arrives.

Escrow covers your property taxes and homeowner's insurance. Every year your lender checks whether what you have been paying in matches what was actually owed. When costs go up, your monthly payment adjusts. This year, many MN homeowners are seeing increases tied to higher property taxes and insurance rates. It is expected, it is normal, and it does not mean anything went wrong.

When your statement arrives around August 1, take a look at your new monthly payment amount. If anything feels unclear, reach out.

📲 612-760-3268
📧 [email protected]

Thank you, Paul, for the kind words and for trusting me and my team with your mortgage!
07/24/2026

Thank you, Paul, for the kind words and for trusting me and my team with your mortgage!

Here is something I want more buyers to understand. When someone tells you the rate they got on their mortgage, you are ...
07/22/2026

Here is something I want more buyers to understand. When someone tells you the rate they got on their mortgage, you are only hearing part of the story.

Focus on what the best strategy looks like for your credit profile and your goals. That is exactly what I am here to help you figure out!

📲 612-760-3268
📧 [email protected]

The way you think about buying a home matters more than you might realize! Those small reframes are where the whole proc...
07/19/2026

The way you think about buying a home matters more than you might realize! Those small reframes are where the whole process starts to open up.

Rate uncertainty during a build is real. Bell Bank's extended lock program helps take that pressure off.Lock your rate f...
07/17/2026

Rate uncertainty during a build is real. Bell Bank's extended lock program helps take that pressure off.

Lock your rate for 180 to 240 days, with the fee credited at closing. Rates drop? You still get a free float down option 15 to 30 days out. Also available on portfolio jumbo loans.

If you are building soon, let's talk through how this could work for you.

📲 612-760-3268
📧 [email protected]

Address

5500 Wayzata Boulevard Suite 300
Minneapolis, MN
55416

Telephone

+16127603268

Website

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