KMOJ Financial Fitness - 89.9FM

KMOJ Financial Fitness - 89.9FM Financial Fitness is hosted by Nneka Serwaa every Wednesday from 6:00pm to 6:30pm and is frequently guest hosted

Financial Fitness believes that where we spend our money matters. We will continue to focus on financial fitness from all aspects, but also take the time to focus on economic disparities, economic empowerment, and look at social justice issues from an economic perspective.

The hustle is real, but the pivot is where the power's at. Check the math: The Rise Up Center in Uptown is becoming the ...
06/04/2026

The hustle is real, but the pivot is where the power's at.

Check the math: The Rise Up Center in Uptown is becoming the new engine for our community, moving 3,000 of us every year into high-paying union careers. We love that entrepreneur spirit, but don't sleep on these union trades. We’re talking about building that generational wealth with solid pensions and healthcare that keeps the family secure.

It’s more than just work; it’s about claiming our seat at the table and building a foundation that doesn't shake. This isn't just about a job: it's about a career that changes the legacy for your kids and their kids.

When we talk about shifting the trajectory for our people, how big of a deal is it to have this kind of hub right in our backyard? Let’s talk about it.

The 29% reality is hitting the Twin Cities heavy right now. After years of pushing forward, Black homeownership just too...
05/30/2026

The 29% reality is hitting the Twin Cities heavy right now. After years of pushing forward, Black homeownership just took a step back, and the gap between us and the rest of the city is officially the widest in the whole country. That’s not just a stat: that’s a call to arms for our community’s future.

We’re up against the legacy of redlining and an economy that keeps moving the finish line, but we don't fold. We pivot. The mission is bigger than just a mortgage; it’s about stability and passing a baton that doesn’t trip up the next generation.

It’s time to look at the tools differently. We’re talking land trusts, multi-generational buying, and getting aggressive with down payment grants that belong to us. We have to be intentional because they weren't accidental when they locked those doors.

Let’s keep the conversation going on Financial Fitness. We aren't just talking about wealth; we’re architecting it together. Our legacy depends on the moves we make today.

05/25/2026

Saluting the ones who stood on the front lines so we could stand here today. 🕊️✊🏾

On this Memorial Day, we don’t just offer words: we’re offering the blueprint for legacy. We honor the sacrifice by making sure our living veterans are winning the economic battle. Listen close: those new 2026 rules just opened up tax-free ABLE accounts for about a million more of our brothers and sisters in uniform.

If a service-connected disability started before age 46, you can stack up to $20,000 a year tax-free. And the best part? It won’t touch your VA pension or SSI. That’s not just a benefit; that’s building a wall of protection around your family’s future.

Don’t let these tools sit on the shelf while you’re out here grinding. We honor the past by securing the bag for the next generation. If you or a vet in your circle needs to tap in, drop a comment or share this out. Let’s keep that wealth where it belongs: in the community.

Stay focused. Stay empowered.

05/25/2026

Money Mindset Monday: time to shift the vibration. Wealth isn’t just a bag or a balance. Wealth is a system. It’s in the way you think, the way you move, and the way you prepare the ones coming up behind you.

We can’t keep passing down struggle and calling it character. It’s time to pass down the blueprint. We gotta teach the psychology of money: showing the youth that capital is a tool, not a trap. Discipline over desire. Legacy over luxury.

When we master the system, we stop being played by it. We start owning it. Talk to your people today. Break down the game. Let’s build that collective muscle.

Stay focused. Stay disciplined. Stay fly. ✊🏾✨

Sunday morning energy hits different. Before the world starts demanding your time tomorrow, take a second to breathe. Th...
05/24/2026

Sunday morning energy hits different. Before the world starts demanding your time tomorrow, take a second to breathe. This is the Sunday Reset: where we align the spirit with the strategy. 🕊️✨

We aren't just surviving the week; we’re building a legacy. That means checking in with your 'why' before you check your bank account. Is your spirit right? Is your plan tight?

Wealth isn't just about the numbers; it’s about the peace of mind to make moves that matter. Take this quiet time to map out your wins, prioritize your peace, and get your house in order. We move with purpose, not just pressure.

How are you centering yourself today for the wealth-building week ahead? Let's talk about it in the comments. ✊🏾💰

Look, we talk about building legacy, but sometimes the bridge to that front door feels just a little too long. If you’ve...
05/20/2026

Look, we talk about building legacy, but sometimes the bridge to that front door feels just a little too long. If you’ve been doing the work: getting your credit right, stacking your chips, and you're officially mortgage-ready: this is the sign you’ve been waiting for.

There’s $50,000 in homeownership assistance sitting on the table. That’s not just a number; that’s the keys to your future and a solid foundation for the family. We’re moving from "one day" to "Day 1."

So what’s the real talk? If you’re ready to buy but haven’t made the move, what’s the biggest hurdle standing in your way? Is it the market vibes, the process, or just needing that extra push?

Let’s get the community gems flowing in the comments. What advice do you have for someone stepping onto the ladder today?

Success leaves clues, and our Build Wealth MN family is dropping the blueprint! 💎 We’re seeing more and more of our peop...
05/20/2026

Success leaves clues, and our Build Wealth MN family is dropping the blueprint! 💎 We’re seeing more and more of our people grab those keys and step into homeownership because they’re moving different.

It ain’t just about how much you make; it’s about how you manage what you got. Our graduates are staying consistent: checking that budget, stacking those coins, and keeping their eyes on the prize. They’ve turned financial habits into a lifestyle, and now they’re building a foundation that’s gonna last for generations.

The mission is clear: we’re building wealth, together. Catch the vibes and get the gems you need to level up on KMOJ Financial Fitness. We’re more than a radio station; we’re the heartbeat of this movement. Let’s get it!

Listen, the game is shifting right in front of us. We talkin’ about $3 Trillion: that’s TRILLION with a T: moving throug...
05/18/2026

Listen, the game is shifting right in front of us. We talkin’ about $3 Trillion: that’s TRILLION with a T: moving through the Great Wealth Transfer. 💰✨

While everybody’s out here trying to build a foundation from the dirt, there’s a faster lane to the finish line: Business Acquisition. Why stress the startup struggle when you can step into a legacy that’s already breathing? Buying an existing business isn’t just a move; it’s a whole blueprint for generational power.

We’re talking about taking the keys to the kingdom instead of just laying the first brick. It’s about being the CEO on day one, keeping that community wealth circulating, and making sure our seats at the table are permanent.

This ain’t just business: it’s our mission. Let’s stop starting over and start taking over. 🕊️✊🏾

Lock in with Financial Fitness on KMOJ. We’re mapping out how to secure the bag and the business.

05/14/2026

It’s more than just a key in the door: it’s the ground beneath our feet. 🌳

We’re moving from renting the vibe to owning the tribe. When we stop paying for someone else’s dream and start investing in our own foundation, we’re changing the game for generations to come. Legacy isn’t just a word; it’s the deed in your hand and the wealth in our community.

Let’s flip the script. No more temporary stays: we’re talking permanent presence. Building that wealth, piece by piece, block by block. Financial Fitness is the mission, and ownership is the goal.

Who’s ready to lay down some roots and build that legacy? Let’s get to work. ✊🏾💰

Real talk, family: July is coming fast and the doors are swinging wide for the first-ever Black Business Week. The city’...
05/13/2026

Real talk, family: July is coming fast and the doors are swinging wide for the first-ever Black Business Week. The city’s got the bag on the table, but you can’t catch it if your hands aren't ready. We're talking procurement and matchmaking sessions where the real moves happen. This is how we build that community wealth and keep our ecosystem strong.

To move from just "doing business" to "securing contracts," here are the top 3 keys you need in your pocket:

1. Capability Statement. This is your business’s heavy-hitting resume. One page, all facts. What do you do, and why are you the best choice?
2. Your Certifications. MBE, WBE, SBE: don’t let the alphabet soup slow you down. These are your VIP pass to the table. Get registered so they know you’re official.
3. Your Perfected Pitch. You have 60 seconds to show them you’re the solution. Know your numbers, know your value, and speak it with power.

Let's get prepared so we can all win together. July 19th–27th is our time to shine.

Who’s getting their documents together right now? Drop a "Ready" in the comments! ✊🏾✨

Address

2123 West Broadway
Minneapolis, MN
55411

Telephone

(612) 377-0594

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