Rita Brooks

Rita Brooks NMLS # 452521
The last 20+ years I have built my reputation on providing outstanding service and smart solutions.

You can count on me to share my experience and provide a no-cost consultation of your current situation or future home financing. At Bell Bank Mortgage, we have access to a full line of financing options and work tirelessly to find the best solution for you. We are committed to ensuring that your loan closes without any surprises. Contact me today to get started or apply on-line at www.ritabrooks.

net. I look forward to helping you find the smart way home.Bell Bank Mortgage is an Equal Housing Lender.

When it comes to construction financing, Bell Bank Mortgage has everything under one roof! 🏠 🔨 Rehab loans🔨 One-time clo...
08/04/2022

When it comes to construction financing, Bell Bank Mortgage has everything under one roof! 🏠

🔨 Rehab loans
🔨 One-time close (OTC)
🔨 Two-time close
🔨 Lot loans
🔨 Extended lock with float down
🔨 Adjustable rate mortgages (ARMs) • Fixed-rate mortgages
🔨 Jumbo conforming loans
🔨 Simple draw process
🔨 In-house appraisal desk

You’ll find it all with your in-house construction lending experts at Bell!

Think you need 20% down to own a home? Not always. Bell has a loan program where qualified applicants pay just 1% down.🤗...
08/02/2022

Think you need 20% down to own a home? Not always. Bell has a loan program where qualified applicants pay just 1% down.🤗



🔑Low credit scores for qualified applicants.

🔑Local, commonsense approach to real-life scenarios.

🔑Large enough to be backed by a powerful bank, yet small enough to feel like your situation matters.



🎉🎉Bonus: We give every employee money each year to pay it forward to causes they care about.

The fed raised rates again. What does this mean and how can it affect me in the homebuying process?This hike is done to ...
07/29/2022

The fed raised rates again. What does this mean and how can it affect me in the homebuying process?

This hike is done to tame inflation. When the fed raises rates, it is NOT mortgage rates. Even with the policy rates increasing by 0.75% in July, mortgage rates are still steady. If you’re planning on a home purchase an adjustable ARM project might be right for you.

I monitor interest rates and the markets every day. Please contact me if have questions – I’m happy to be a resource to you.

Adjustable-rate mortgages (ARMs) are becoming more popular. If you’re on the fence over whether they’re right for you, c...
07/28/2022

Adjustable-rate mortgages (ARMs) are becoming more popular. If you’re on the fence over whether they’re right for you, consider how likely your life is to change in the next few years. If you plan to live in the home for no more than 5 years, an ARM might be a good way to purchase a home at a lower rate.

07/26/2022

Dog days of summer are HERE. The good news? Bell’s rehab loan program allows for you to update, modernize and remodel your home … and you can even finally get your backyard pool. Best part? You can roll the costs right into your mortgage.

Ready to make your house be the home you’ve always wanted? Let’s chat.

My business is built on referrals from happy clients. If you know of anyone who’s looking to buy or move, please share y...
07/21/2022

My business is built on referrals from happy clients. If you know of anyone who’s looking to buy or move, please share your experience with them. I’m happy to help!

So much more than a mortgage company, at Bell, you’ll find people who find joy in helping others – whether you’re lookin...
07/19/2022

So much more than a mortgage company, at Bell, you’ll find people who find joy in helping others – whether you’re looking to build, buy or refinance. Ready to let us help you find some homeownership joy? Let’s chat.

Are you thinking of building a home, but don’t know where to start? First step, connect with me and our team to start th...
07/12/2022

Are you thinking of building a home, but don’t know where to start? First step, connect with me and our team to start the conversation and determine how much you can afford.

05/27/2022

Did you know you can update your current home with Bell’s Rehab loan program? Check that wish list to-do into ✅.

My goal is to ensure my clients have every tool available to give them the advantage when buying a home. And, in a selle...
05/26/2022

My goal is to ensure my clients have every tool available to give them the advantage when buying a home. And, in a sellers market, that is no different for my buying clients.

Want to know a little secret weapon? Pair your offer with a pre-approval from Bell along with appraisal gap coverage – this will give you an upper hand at winning in a multiple offer situation. Message me to get started!

When you’re building a home, Bell Bank Mortgage’s one-time close program gives you the flexibility and control you need....
05/20/2022

When you’re building a home, Bell Bank Mortgage’s one-time close program gives you the flexibility and control you need. Plus, save ⌛ and 💰 with no need to close again after your home is built!

Message me for details.

Avoid losing the bidding war by working with a reputable lender (like me!). Real estate agents look for offers that have...
05/05/2022

Avoid losing the bidding war by working with a reputable lender (like me!). Real estate agents look for offers that have the best likelihood of closing.

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Minneapolis, MN
55416

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