Jeff Traeger at Prosperity Home Mortgage

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Jeff Traeger at Prosperity Home Mortgage

I'm a Loan Officer NMLSR # 1457551 with Prosperity Home Mortgage NMLSR #75164. NMLS ID #75164 (NMLS Consumer Access at http://www.nmlsconsumeraccess.org/)

Prosperity Home Mortgage, LLC, a wholly owned subsidiary of The Long & Foster Companies, is a full service mortgage banker that specializes in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, and renovation financing. Our company is represented by more than 500 mortgage consultants throug

hout 48 jurisdictions including: Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin and Wyoming.

09/09/2026

Same word. Three very different jobs. 🏠🛡️

🏡 Homeowners insurance helps cover the home and belongings after certain covered losses or damage.

📜 Title insurance addresses certain ownership or title problems connected to the property’s past. A lender’s policy protects the lender, while an owner’s policy protects the homeowner.

💰 Mortgage insurance protects the lender if the borrower stops making payments. Whether it is required depends on the loan program, down payment and other factors.

All three may come up during the homebuying process, but they are definitely not interchangeable.

Real estate colleagues, save and share this before your buyer asks, “Wait, which insurance is this again?” 💙

09/08/2026

📘 : Let’s talk credit.

Your credit profile is made up of more than just a score. How much available credit you’re using, the accounts on your report, and when your credit is reviewed can all be part of the bigger picture.

This week, we’re breaking down three terms worth knowing: Credit Utilization, Tradelines, and Credit Inquiries.

👉 Swipe through for a quick credit vocabulary refresh—and save this one for later!

Have questions about how credit factors into the mortgage process? Get in touch with us to learn more.

09/07/2026

Today, we celebrate the hard work, dedication, and people who keep our communities moving forward. However you’re spending the long weekend, we hope you find time to relax, recharge, and enjoy the place you call home. 🏡

Happy Labor Day from all of us at Prosperity Home Mortgage!

09/04/2026

September is REALTOR® Safety Month, and it’s an important reminder that preparedness belongs at every point of the client journey. Verify who you’re meeting, keep others informed, stay aware of your surroundings, and always trust your instincts.

Supporting the REALTORS® we work with means caring about more than the transaction.

Your client. Your relationship. Your safety matters.

Save this carousel, share it with a real estate professional you care about, and take a moment to review the safety habits you rely on every day.

09/03/2026

Long before the closing table, there are questions to answer, details to review, challenges to solve, and people working behind the scenes to keep each loan moving forward.

September is National Mortgage Professional Month, and we're proud to be part of a profession built on service, care, and follow-through. Here’s to every mortgage professional who shows what Relentless in Service looks like and helps finance the dream of home ownership. 🏡

Address

811 Glenwood Avenue , Suite 330
Minneapolis, MN
55405

Website

https://phmloans.biz/loan-officers/jeffrey-traeger

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