Central Virginia Insurance and Investment Services

10/19/2026

Playing the Odds on Your Paycheck: Why disability is a far safer bet than most people think

Walk into any Las Vegas sportsbook and you will not find the bookmaker guessing. He studies the numbers, sets the line, and then hedges his bets so that no single outcome can sink the house.

10/18/2026

Did you know Medicare plans can change every year?

Premiums, copays, provider networks, and prescription coverage may all be different next year. A quick review during Annual Enrollment can help you avoid surprises.

(540) 872-0465 https://www.centralvirginiainsurance.net

10/16/2026

Medicare Advantage — sometimes called Part C — combines Parts A and B, and often Part D, into one plan offered by private insurers approved by Medicare. It’s a simple, all-in-one way to manage your healthcare coverage.

(540) 872-0465 https://www.centralvirginiainsurance.net

10/14/2026

A little planning goes a long way — and not just for your next vacation.
Each year, review your Medicare Advantage plan to make sure it still fits your doctors, prescriptions, and lifestyle.

(540) 872-0465 https://www.centralvirginiainsurance.net

10/12/2026

Did you know many Medicare Advantage plans include extra benefits like dental, vision, and fitness programs?
Review what’s available in your area to see which benefits could make a difference for you.

(540) 872-0465 https://www.centralvirginiainsurance.net

10/12/2026

An Underwriter Explains: Why Your Life Insurance Premium Is What It Is

Picture two 40-year-olds buying an identical policy: $500,000 of 20-year term life insurance. One pays about $30 a month. The other pays $300.

10/11/2026

Mark your calendar!

Medicare's Annual Enrollment Period begins October 15 and ends December 7. If you're thinking about changing plans or simply want to review your current coverage, now's the time.

(540) 872-0465 https://www.centralvirginiainsurance.net

10/09/2026

Your wellness journey deserves the best protection. Call us now for a free consultation (540) 872-0465

10/05/2026

When In-Network Becomes Out-of-Network

You did your homework. You chose a hospital and surgeon who both accept your insurance, so the final bill should be predictable.

10/04/2026

Annual Enrollment is almost here!

From October 15 through December 7, you can review your Medicare coverage and make changes for the coming year. Even if you're happy with your current plan, it's worth taking a fresh look.

(540) 872-0465 https://www.centralvirginiainsurance.net