Dustin Funk - Independent Insurance Broker

10/15/2019

The 2020 Medicare Open Enrollment begins tomorrow and runs through Dec. 7th.
This is the time to make changes to your stand alone prescription drug plans (pdp’s) or your Medicare Advantage plans.

Important note for Douglas County NV: Senior Care Plus will not be offering Medicare Advantage plans in Douglas County for 2020.
If you know someone that will be affected by this, feel free to have them reach out to me and I will be glad to help them.

To my NV and CA Humana Walmart pdp clients: Humana has made changes to all three of their plans for 2020. Please be sure to connect with me soon so we can discuss this.

Best regards,

Dustin Funk
775-691-8667
[email protected]

09/20/2019

***Nevada isn’t using Healthcare.gov in 2020***

New for Nevada in 2020...

Nevada clients who used Healthcare.gov to obtain health insurance in the past will need to use Nevada Health Link moving forward in 2020. Nevada WILL NOT be using the Healthcare.gov platform in 2020.

If you had an account with Healthcare.gov, you should have received an email from Nevada Health Link, that included your unique Access Code, informing you to go to their site and use that access code to claim your account. Once you’ve claimed your account, your previous Healthcare.gov information will be transferred over.
Follow the instructions to set up username and password etc. My assignment as your broker should have been transferred as well but you should verify. If not, you can select me to be your broker under the “Find Free Local Assistance” link.
You’re also encouraged to set up auto-renewal if you were not previously set up this way in Healthcare.gov.
Open Enrollment starts Nov. 1st and runs through Dec. 15th.
Contact me to schedule a review of your coverage during that time....I’d be glad to help!
As always, reach out to me if you have any questions...

775-691-8667
[email protected]

Best,
Dustin

11/30/2018

NV residents:

Health Insurance Open Enrollment ends Dec. 15th for individuals and families under age 65.

Medicare Open Enrollment ends Dec. 7th.

Anthem grandfathered plans end Dec. 31st. Open Enrollment is a good time to pick up a new plan for 2019 if your Anthem plan is going away!

Premium tax credits are available to those who qualify, providing affordable coverage through exchange plans.

I’m here to help!

Reach out to me on messenger or email me:
[email protected]
Or call 775-691-8667

10/31/2018

Hi Friends,

Health Insurance Open Enrollment period started today and ends December 15th for those under age 65.

Medicare Enrollment has already begun and ends December 7th for those with Advantage Plans and Prescription Drug Plans (Med. Supplemental plans aren’t subject to the enrollment period).

A new State law allows brokers to charge broker fees but I have opted to not do this. My services come at no additional cost.

Call or email me to schedule a phone appointment:

775-691-8667
[email protected]

Dustin Funk Independent Health Insurance Broker

NV Lic # 3133128
CA Lic # 0L89046
MT Lic # 3000128104

10/05/2018

Hi Friends,

The Health Insurance Open Enrollment periods are coming up soon...

• Individual and Family (under age 65) Open Enrollment Period is Nov. 1st - Dec. 15th.

• Medicare Annual Election Period is Oct. 15th - Dec. 7th.

Call or email me to schedule a phone appointment so we can discuss what options are available. I’m here to help!

775-691-8667
[email protected]

NV Lic # 3133128
CA Lic # 0L89046
MT Lic # 3000128104

08/23/2018

Hi Friends,

I’ve been getting several calls about the recent rule change for Short Term Medical Plans (STMP’s), so I thought I would explain a few important details regarding this.

Recently the Trump administration made it possible for STMP’s to be purchased for a duration of 364 days with the option to renew the plans for up to 36 months.

Prior to this rule change, STMP’s could only be purchased for a duration of 364 days (some states like NV only 180 days) without the ability to renew the plan.

That said, you need to be aware that Nevada will continue to only allow STMP’s to be purchased for a duration of 180 days. After the plan ends you will have to wait 185 days before you can purchase another STMP.

Additionally, California just passed a bill banning the sale of STMP’s entirely.

I wish this were not the case because many clients could benefit from the low cost of STMP’s.

Feel free to give me a call or email me to schedule a phone appointment if you have questions or need help!

Cheers!

775-691-8667
[email protected]

07/26/2018

Folks, I strongly recommenced reading this article!
It explains some VERY important positive changes to HSA, HRA and FSA health plans if the bill is passed.
Not only will there be major increases to the annual contribution limits but there will be great additions to what the funds can be used for.
Additionally, catastrophic plans will no longer be limited to those under the age of 30.
If your unsure of how these plans work I suggest giving me a call or do some independent research online.
This will be a game changer if passed!

On Wednesday the House adopted two health care bills that expand tax-advantaged health care accounts including HSAs FSAs and HRAs. Here's what's in them.