Jacob Bunno Home Loan Advisor - NMLS 1338345

Jacob Bunno Home Loan Advisor - NMLS 1338345 Home Loan Advisor
Helping with your mortgage and refinancing needs! Not affiliated with FHA/HUD or any other government agency. Subject to credit approval.

This is not an offer to make a loan or to make a loan on any particular terms. All loan applicants must qualify under the underwriting requirements and satisfy all contingencies of loan approval. ©2022 GO Mortgage LLC. NMLS # 1018 4215 Worth Ave., Suite 320, Columbus, OH 43219, (262) 373-0790. www.nmlsconsumeraccess.org. Equal Housing Opportunity.

Congratulations to my buyers on the purchase of their new home!They came to me two weeks after getting an accepted offer...
11/04/2023

Congratulations to my buyers on the purchase of their new home!

They came to me two weeks after getting an accepted offer because two other lenders fell through. With 15 days to complete the loan process (with an appraisal) my team and I took on the challenge and were successfully able to get everything done to close on time! Thank you to my buyers for working with me.

If you or anyone you know needs help with financing to buy a home, reach out!

More than four decades ago, mortgage rates skyrocketed to over 18%*. People who "took the plunge" into homeownership at ...
09/18/2023

More than four decades ago, mortgage rates skyrocketed to over 18%*. People who "took the plunge" into homeownership at that time have since earned an est. 246%* increase in appreciation. I'm not going to say that interest rates don't matter. But let's level-set: they're still historically low and they're not the only factor! Let's discuss. 😊

* Data from https://www.freddiemac.com/pmms and in2013dollars.com

🤔 Renting vs Buying: What's the Better Move? 🏠✨📈 Equity Building: Your home is an investment that grows over time.🏡 Stab...
09/15/2023

🤔 Renting vs Buying: What's the Better Move? 🏠✨

📈 Equity Building: Your home is an investment that grows over time.
🏡 Stability: Say goodbye to annual rent hikes and landlord whims.
💰 Tax Advantages*: Potentially deduct mortgage interest and property taxes.
🎨 Customization: Paint, renovate, and truly make it 'your' home.
If you think you're not ready, need more than you have for a downpayment, or have other challenges - let's talk. I'm a home-getter-inner expert! 👆🏠

*Tax benefits depend on your personal situation and laws, which can change. Consult a tax advisor for tailored advice.📑

Think refinancing is off the table with current rates? You might be surprised! While it's not a universal solution, it c...
09/13/2023

Think refinancing is off the table with current rates? You might be surprised! While it's not a universal solution, it could be advantageous depending on your financial objectives. Let's discuss tailored strategies to optimize your situation. 📞 Call me today!

Attention, residents of Illinois! Count on me as your reliable ally for Illinois Housing Development Authority programs,...
09/12/2023

Attention, residents of Illinois! Count on me as your reliable ally for Illinois Housing Development Authority programs, including:

🙏🏾 The IHDAccess Forgivable Mortgage, which can provide up to $6,000 in down payment and/or closing cost assistance in the form of a 0% interest/0% APR second mortgage; the monthly payments are waived and the loan us forgiven after 10 years.

🚪 The IHDA Mortgage Opening Doors or Abriendo Puertas, which includes up to $6,000 in down payment and/or closing cost assistance in the form of a 0% interest/0% APR second mortgage; the monthly payments are waived and the loan us forgiven after 5 years on this second loan.

💰 The Illinois HFA1, which includes up to $10,000 in down payment and/or closing cost assistance in the form of a 0% interest/0% APR second mortgage and does not need to be paid back until you sell your home or refinance or payoff your mortgage.

This translates to secure, fixed-interest loans at rates that won't strain your budget. Moreover, eligible homebuyers might be eligible for assistance with down payments and closing costs. The path to affordable homeownership is within reach!

Today, we pause to remember those who lost their lives on September 11, 2001. Let us also honor the brave first responde...
09/11/2023

Today, we pause to remember those who lost their lives on September 11, 2001. Let us also honor the brave first responders who risked everything. We are united in remembrance.

A few, of many, reasons why it's better to get preapproved for a mortgage **before** house-hunting:💸 Know your budget li...
09/08/2023

A few, of many, reasons why it's better to get preapproved for a mortgage **before** house-hunting:
💸 Know your budget limits.
💪🏽 Strengthen your negotiation power.
🏎️ Faster offers (critical in tight markets!)
🛠️ Identify & fix credit issues early.
🏡 Focus on suitable properties.
👩🏽‍💻 Many agents require it!
Call me to get yours!

In the realms of mortgage and real estate, escrow simplifies both the home-buying process and the payment of significant...
09/06/2023

In the realms of mortgage and real estate, escrow simplifies both the home-buying process and the payment of significant bills. Here's where you'll commonly encounter escrow:

🏘️ Earnest Money: After your home offer is accepted, earnest money may be placed in escrow to demonstrate your commitment.

📆 Monthly Payments: Your regular payments often include Principal, Interest, and Escrow, which cover Property Taxes and Homeowners Insurance.

🧾 Bill Payments: The lender utilizes the escrow account to handle expenses like property taxes and insurance on your behalf.

An escrow account helps you avoid budgetary surprises by allowing the lender to manage and pay your property taxes and homeowners insurance when due.

Grateful for the sweat, determination, and heart that go into every task. Wishing you a relaxing Labor Day! 💙🛋️
09/04/2023

Grateful for the sweat, determination, and heart that go into every task. Wishing you a relaxing Labor Day! 💙🛋️

Let's decode that mortgage-speak! A DSCR loan can be used by real estate investors to finance rental properties. Debt Se...
09/01/2023

Let's decode that mortgage-speak! A DSCR loan can be used by real estate investors to finance rental properties. Debt Service Cover Ratio means we're looking at the ratio between incoming cash-flow of the property (think: rental income) and outgoing loan payments (think: your monthly check to the mortgage lender) to qualify the loan, not your personal income. This can make applying and qualifying easier. DSCR can be a good choice for seasoned and first-time investors alike.
🚫 No personal tax or income docs required
✅ Easier qualification and faster closing-time
🚫 Doesn't require job history verification
✅ Lot's of flexibility for both long- and short-term rentals
Questions?

A few of our best teammates got together for a photoshoot, including our Employee of the Month, to celebrate National Do...
08/31/2023

A few of our best teammates got together for a photoshoot, including our Employee of the Month, to celebrate National Dog Month! How did you celebrate? 🐾🦮🦴

🇺🇸 Proud to Serve Those Who Serve! 🏡✨ Veterans, active duty military, and qualifying spouses, we've got you covered with...
08/30/2023

🇺🇸 Proud to Serve Those Who Serve! 🏡✨ Veterans, active duty military, and qualifying spouses, we've got you covered with a range of tailored loan options. Whether it's purchasing your dream home, refinancing, renovating, or more – we're here to make it happen. 🏠🎖️

Address

Milwaukee, WI
53214

Telephone

+19208410886

Website

Alerts

Be the first to know and let us send you an email when Jacob Bunno Home Loan Advisor - NMLS 1338345 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category