10/10/2026
To Our Locklin Insurance Family ❤️
We hope you and your families are safe following the storm.
Our team will be back in the office as soon as it is safe to do so. We are following guidance from Santa Rosa County Emergency Management and waiting for roads to be safely cleared. We are also giving our employees time to assess any damage at their own homes and make necessary emergency repairs.
We appreciate your patience and understanding as our community begins to recover.
🏠 If you have damage and need to file a homeowners claim:
The fastest way to report your claim is directly to your insurance carrier.
You can find the claims phone number in your policy documents or on the Carrier Claim Contact List posted on our page.
Please have your policy number ready when you call. Once the claim is reported, save your claim number and adjuster’s contact information.
📸 Before you clean up or make repairs:
• Take photos and videos of all damage before moving or repairing anything.
• Take reasonable steps to prevent more damage. For example, you may need to tarp a damaged roof or remove standing water if it is safe to do so.
• When possible, make temporary repairs only until your insurance carrier has had a chance to inspect the damage.
• Save all receipts for supplies, tarps, emergency repairs, water removal, temporary lodging, and other storm-related expenses.
• Try not to throw damaged property away until it has been photographed and documented. If something must be removed for safety reasons, take photos first.
🌀 Don’t forget about your Hurricane Deductible
Your hurricane deductible applies for the calendar year.
If you have damage from this storm, report it even if you think the damage may be less than your deductible.
If another hurricane causes damage later this year, the amount from this claim may count toward your hurricane deductible.
Many carriers also have reporting requirements, so it is important to report your damage as soon as possible.
🔨 Be careful when hiring contractors
Unfortunately, storms can bring out dishonest contractors and vendors.
Do not feel pressured to sign anything immediately. Read documents carefully, verify that the contractor is properly licensed and insured, and be cautious about signing anything that gives someone else control over your insurance claim.
Most importantly, please put your safety first. Do not climb onto roofs, touch downed power lines, drive through flooded areas, or enter damaged areas that may be unsafe.
As soon as it is safe for our team to return, Locklin Insurance Agency will be here to help our clients through the claims process. ❤️
Please stay safe. We are thinking about our clients, our employees, and our entire community.
