William Sartain - NMLS #2486335 - BankSouth Mortgage

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William Sartain - NMLS #2486335 - BankSouth Mortgage

Loan Officer at BankSouth Mortgage
NMLS #2486335 William is a Loan Officer with a wealth of experience in the real estate industry.

He was born and raised in Atlanta, and attended The Lovett School and The University of Georgia, where he lettered in Baseball. After college, he worked in accounting for three years before transitioning to residential real estate. Since 2009, he has worked as a sales agent and associate broker for Dorsey Alston, Realtors, achieving the status of Top Producer Life Member of the Atlanta Association of Realtors.

06/12/2026

Raise your hand if you’ve ever found the next house before you’ve figured out what to do with the current one. 🙋‍♀️🏡

It happens more than you think.

You walk into a house “just to look.”

Then suddenly you’re standing in the kitchen telling yourself things like:

“We’re definitely not buying this...”

while mentally arranging furniture in every room. 😂

The challenge?

Most move-up buyers need the equity from House #1 to help buy House #2.

And that’s where things can get a little tricky.

A bridge loan is one strategy that can help connect those two moves.

In simple terms, it can allow you to tap into the equity you’ve already built in your current home and use it toward the next one before your home actually sells.

For the right buyer, that can mean:

🏡 Making a stronger offer

🏡 Avoiding a rushed sale

🏡 Moving on your timeline instead of the market’s

Of course, there are details to consider, which is why these situations are never one-size-fits-all.

But when the timing of buying and selling doesn’t line up perfectly, there are often more options available than people realize.

This is Chapter 1 of my Buying Before Selling series.

Because “we found the house... now what?” is one of the most common conversations I have.

Chapter 2 is up next: Piggyback Loans (aka the 80-10-10 strategy) and how some buyers use them to reduce or avoid PMI. 👀

𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐀𝐝𝐯𝐢𝐜𝐞 𝐘𝐨𝐮 𝐂𝐚𝐧 𝐓𝐫𝐮𝐬𝐭.
𝐒𝐮𝐩𝐩𝐨𝐫𝐭 𝐘𝐨𝐮 𝐂𝐚𝐧 𝐂𝐨𝐮𝐧𝐭 𝐎𝐧.
𝐖𝐢𝐥𝐥𝐢𝐚𝐦 𝐒𝐚𝐫𝐭𝐚𝐢𝐧 – 𝐘𝐨𝐮𝐫 𝐓𝐫𝐮𝐬𝐭𝐞𝐝 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐀𝐝𝐯𝐢𝐬𝐨𝐫.

📲 770.315.0782
📧 [email protected]
🔗 banksouthmortgage.com/wsartain

KnowHowMuchHouseYouCanAfford

06/05/2026

Getting a review like this never gets old. 🥹

Always grateful for clients who trust me and take the time to leave kind words like this. It means more than you know.

I genuinely love what I do, and getting to help people navigate one of the biggest purchases of their lives is something I never take lightly.

The goal is always the same: communicate well, keep things moving, solve problems when they pop up, and get everyone to the closing table smiling.

Some days require a little more coffee than others.

But reviews like this make it all worth it. 🙌

𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐀𝐝𝐯𝐢𝐜𝐞 𝐘𝐨𝐮 𝐂𝐚𝐧 𝐓𝐫𝐮𝐬𝐭.
𝐒𝐮𝐩𝐩𝐨𝐫𝐭 𝐘𝐨𝐮 𝐂𝐚𝐧 𝐂𝐨𝐮𝐧𝐭 𝐎𝐧.
𝐖𝐢𝐥𝐥𝐢𝐚𝐦 𝐒𝐚𝐫𝐭𝐚𝐢𝐧 – 𝐘𝐨𝐮𝐫 𝐓𝐫𝐮𝐬𝐭𝐞𝐝 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐀𝐝𝐯𝐢𝐬𝐨𝐫.

📲 770.315.0782
📧 [email protected]
🔗 banksouthmortgage.com/wsartain

05/21/2026

The One Where We Entered The Chat 🤝

This borrower had been working with another lender for a while and lost out on three houses before this one.

The problem wasn’t motivation. It wasn’t income. It wasn’t even the houses.

The timelines and contingencies they were using just weren’t matching up with reality in a competitive market.

Then they came to us.

No financing contingency. No appraisal contingency. Short due diligence. Strong game plan from the start.

And from there? Smooth as a baby’s butt all the way to closing.

No surprises. No scrambling. Just everybody doing their job and getting it done.

Big thanks to Charlie Thorpe with Dorsey Alston, Realtors® for helping make this one happen. 👏

Here’s to these fantastic buyers and welcome home! 🙌🏡

𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐀𝐝𝐯𝐢𝐜𝐞 𝐘𝐨𝐮 𝐂𝐚𝐧 𝐓𝐫𝐮𝐬𝐭.
𝐒𝐮𝐩𝐩𝐨𝐫𝐭 𝐘𝐨𝐮 𝐂𝐚𝐧 𝐂𝐨𝐮𝐧𝐭 𝐎𝐧.
𝐖𝐢𝐥𝐥𝐢𝐚𝐦 𝐒𝐚𝐫𝐭𝐚𝐢𝐧 – 𝐘𝐨𝐮𝐫 𝐓𝐫𝐮𝐬𝐭𝐞𝐝 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐀𝐝𝐯𝐢𝐬𝐨𝐫.

📲 770.315.0782
📧 [email protected]
🔗 banksouthmortgage.com/wsartain BankSouth Mortgage

05/20/2026

The One Where the Closing Felt Like a Friday Happy Hour 🥳

This was one of those quick-close deals where everything just… worked.

Same neighborhood. Everybody knew each other. Everybody wanted it to happen. No drama, no nonsense, no chaos hiding around the corner waiting to ruin somebody’s afternoon.

Just a group of people all moving toward the same goal and making it happen together.

By the time we got to the closing table, it honestly sounded more like a holiday party than a real estate closing. People laughing, stories flying around, everybody catching up—and somewhere in the middle of it all, actual legal documents were signed. 😂

These are the kinds of deals that make this job fun. The smooth ones. The human ones. The ones where everybody leaves happy and nobody needs a 2-week recovery period afterward.

Appreciate the great people who helped make this one happen:
🙌 Kohler Sartain Real Estate with Dorsey Alston, Realtors®
🙌 Kyle & Stephanie Macdonald and with Keller Knapp

Fantastic crew all around. 🤝

𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐀𝐝𝐯𝐢𝐜𝐞 𝐘𝐨𝐮 𝐂𝐚𝐧 𝐓𝐫𝐮𝐬𝐭.
𝐒𝐮𝐩𝐩𝐨𝐫𝐭 𝐘𝐨𝐮 𝐂𝐚𝐧 𝐂𝐨𝐮𝐧𝐭 𝐎𝐧.
𝐖𝐢𝐥𝐥𝐢𝐚𝐦 𝐒𝐚𝐫𝐭𝐚𝐢𝐧 – 𝐘𝐨𝐮𝐫 𝐓𝐫𝐮𝐬𝐭𝐞𝐝 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐀𝐝𝐯𝐢𝐬𝐨𝐫.

📲 770.315.0782
📧 [email protected]
🔗 banksouthmortgage.com/wsartain

BankSouth Mortgage

05/19/2026

Atlanta’s Top 5 Best Things I Ate Last Month 🍽️

A little different this time. No specific category.

Just things I ate recently that I’m still thinking about at stoplights on the way to the office.

5️⃣ – Mexican Pizza at Los Hermanos

This is Friday evening patio food. Think amazing nachos, but in pizza form. Simple perfection. You can’t go wrong.

4️⃣ – Fried Eggplant

Whoa. This is one of those shareables where I will absolutely slap your hand away if you eat more than your portion. Rich, smoky, creamy, and spread on fresh bread. Honestly, you might need to order a second one just to have with your entree.

3️⃣ – Dumplings, Noodles, Shrimp & Toothpick Beef

This is not your sesame chicken Chinese food. This is authentic, flavor-packed, and cooked with love. It’s tucked in the basement of a freestanding building on Buford Highway, which already tells you everything you need to know. And when you see the dinner crowd rolling in, you know it’s the real deal.

2️⃣ – Strawberry Shortcake

This is the sleeper of the list. Sun shining, temperature turned up, and this 10-minute break absolutely hits the spot. Homemade pound cake with plenty of crispy crust, freshly churned ice cream, strawberries literally picked on the property, and beautiful whipped cream. This is what sweet dreams are made of.

1️⃣ – French Dip and Fries

Open for lunch one day a week with only one offering on the menu, so it better be good. And let me tell you what, it was so good it would make a dog break its leash. Crispy French bread, tender meat sliced thin, sweet caramelized onions, melted cheese, and a luscious jus for dipping. Then somehow, it got even better with the most insane French fries I’ve ever had. These were science lab-level ex*****on fries. They have been living in my head rent free for weeks.

Drop your Atlanta recommendations below. I’m always willing to sacrifice my cholesterol for the greater good. 🫡🍟

05/14/2026

The One Where the Ink Was Barely Dry 🖊️😂

Just helped this client close on his second investment property with me using a DSCR loan (Debt-Service Coverage Ratio)—and before this one even fully wrapped, he was already submitting an application for the next purchase. 💪

This loan program made the process incredibly streamlined since approval is based primarily on assets, credit score, and an appraisal supporting the future rental income rather than traditional income documentation.

A DSCR loan is such a fantastic tool for investors focused on building long-term wealth through real estate without the usual paperwork circus.

Really excited for him on this Athens investment property… but even more excited watching the momentum continue to build. 👏
�𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐀𝐝𝐯𝐢𝐜𝐞 𝐘𝐨𝐮 𝐂𝐚𝐧 𝐓𝐫𝐮𝐬𝐭.
𝐒𝐮𝐩𝐩𝐨𝐫𝐭 𝐘𝐨𝐮 𝐂𝐚𝐧 𝐂𝐨𝐮𝐧𝐭 𝐎𝐧.
𝐖𝐢𝐥𝐥𝐢𝐚𝐦 𝐒𝐚𝐫𝐭𝐚𝐢𝐧 – 𝐘𝐨𝐮𝐫 𝐓𝐫𝐮𝐬𝐭𝐞𝐝 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐀𝐝𝐯𝐢𝐬𝐨𝐫.

📲 770.315.0782
📧 [email protected]
🔗 banksouthmortgage.com/wsartain

BankSouth Mortgage

05/07/2026

Welcome back to the PMI Series. 🫳🎤

And this chapter is a big one… because the “I need 20% down to buy” mindset keeps a LOT of people stuck on the sidelines longer than they realize.

Now to be clear — there’s nothing wrong with putting 20% down.

If you have it and it makes sense for your goals? Great.

But the issue is when buyers think it’s the minimum requirement to buy a home… and spend years trying to chase a number while the market keeps moving.

Because while you’re waiting:
👉 Home prices may continue rising
👉 Rent keeps getting paid every month
👉 And you’re not building equity of your own

That’s the part people don’t always calculate.

And no — this isn’t me saying “rush into buying.”
Not at all.

It’s simply understanding that waiting has a cost too.

So the conversation shouldn’t just be:
“Should I wait until I have 20% down?”

It should also be:
“What happens financially if I wait?”

Because in a lot of markets, buyers are surprised to learn there may be options available long before they hit that 20% number.

And sometimes getting in sooner — with a solid plan — can put you in a stronger position long-term than waiting for the “perfect” scenario.

Next up: the part of PMI most people completely misunderstand. 👀

𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐀𝐝𝐯𝐢𝐜𝐞 𝐘𝐨𝐮 𝐂𝐚𝐧 𝐓𝐫𝐮𝐬𝐭.
𝐒𝐮𝐩𝐩𝐨𝐫𝐭 𝐘𝐨𝐮 𝐂𝐚𝐧 𝐂𝐨𝐮𝐧𝐭 𝐎𝐧.
𝐖𝐢𝐥𝐥𝐢𝐚𝐦 𝐒𝐚𝐫𝐭𝐚𝐢𝐧 – 𝐘𝐨𝐮𝐫 𝐓𝐫𝐮𝐬𝐭𝐞𝐝 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐀𝐝𝐯𝐢𝐬𝐨𝐫.

📲 770.315.0782
📧 [email protected]
🔗 banksouthmortgage.com/wsartain

04/27/2026

The One Where We Had 10 Days… Total 😅🏁

This one came in as a referral—shoutout to Lindsay Dendy for the intro.

Borrower’s sharp, successful, had his plan dialed in. Already under contract on the new home, just waiting to make sure his current home was set to sell before jumping into the loan.

Totally reasonable move… except by the time he completed the application, we had exactly 10 days until closing.

Yep. Ten.

But here’s the good part.

Once the app was in and we got the loan locked, my team did what they do best—I got out of the way, and they took over.

And when I say they took over… I mean I barely heard a word until a few days later:

Clear. To. Close.

No drama. No chaos. Just a ridiculously smooth sprint to the finish.

Closing day rolls around and everyone’s thrilled—honestly not even realizing how fast everything had to move behind the scenes to make it happen.

That’s the kind of ex*****on that makes a tight timeline feel like just another day.

Huge congrats, my friend—hell of a way to land the plane. 🔑

𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐀𝐝𝐯𝐢𝐜𝐞 𝐘𝐨𝐮 𝐂𝐚𝐧 𝐓𝐫𝐮𝐬𝐭.
𝐒𝐮𝐩𝐩𝐨𝐫𝐭 𝐘𝐨𝐮 𝐂𝐚𝐧 𝐂𝐨𝐮𝐧𝐭 𝐎𝐧.
𝐖𝐢𝐥𝐥𝐢𝐚𝐦 𝐒𝐚𝐫𝐭𝐚𝐢𝐧 – 𝐘𝐨𝐮𝐫 𝐓𝐫𝐮𝐬𝐭𝐞𝐝 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐀𝐝𝐯𝐢𝐬𝐨𝐫.

📲 770.315.0782
📧 [email protected]
🔗 banksouthmortgage.com/wsartain

BankSouth Mortgage

04/24/2026

The One Where They Went Without an Agent 😅🏁

First-time homebuyer came to me for the loan without an agent.

The loan itself was a breeze—but I must have told him 20 times he needed an agent. Both he and the seller were set on rolling solo, and that decision created a lot of avoidable pitfalls along the way.

Thankfully, with my 15 years in real estate, we were able to work through every issue and still make it to the closing table. Even so, there was far more stress and far more headaches than there needed to be.

The problems started early.

The FHA appraisal called for repairs because—unbeknownst to us at the beginning—the house was missing flooring.

After the inspection, there were no seller concessions… which, on a house without floors, is a situation where they probably could have pushed for more. With an agent, they likely would have.

Even writing the original offer took weeks of back-and-forth questions—something an experienced agent could have handled in about 15 minutes.

At the end of the day, we got it done and everyone’s happy.

But this is exactly why buyers need an agent. A good agent protects your interests from start to finish, helps you avoid unnecessary mistakes, and makes the process a whole lot less stressful.

Huge congrats, my friend—enjoy it. 🔑

𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐀𝐝𝐯𝐢𝐜𝐞 𝐘𝐨𝐮 𝐂𝐚𝐧 𝐓𝐫𝐮𝐬𝐭.
𝐒𝐮𝐩𝐩𝐨𝐫𝐭 𝐘𝐨𝐮 𝐂𝐚𝐧 𝐂𝐨𝐮𝐧𝐭 𝐎𝐧.
𝐖𝐢𝐥𝐥𝐢𝐚𝐦 𝐒𝐚𝐫𝐭𝐚𝐢𝐧 – 𝐘𝐨𝐮𝐫 𝐓𝐫𝐮𝐬𝐭𝐞𝐝 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐀𝐝𝐯𝐢𝐬𝐨𝐫.

📲 770.315.0782
📧 [email protected]
🔗 banksouthmortgage.com/wsartain

BankSouth Mortgage

Address

12660 Crabapple Road Building B Suite 200
Atlanta, GA
30327

Telephone

+14048406960

Website

https://banksouthmortgage.com/loan-officer/william-sartain/

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