Cole Gambrell NC Farm Bureau Insurance Agent

04/07/2026

What's Employee Benefits Day?

It started in 2004 for two things:

1. To empower employees to take advantage of their benefits and become more familiar with what they have available.

2. To give recognition to people within companies that help make benefits possible and focus their efforts on helping employees get the most out of their employment experience!

Not in all cases, but in many situations companies and staff are limited on what advice they can give to help provide guidance when it comes to things that involve financial and/or tax implications. That's where professionals come in!!

So the day passed, but what do you have an opportunity to do:

1. Check to see what benefits your employer offers for your position. Some benefits (like health insurance) require you to sign up at specific times throughout the year, but other benefits are accessible throughout the year, and you may be able to start using them now!

2. Look at what you're already opted into, and check for areas that may fall short. For example, you may have 401(k) matching, but are your funds actually invested, or are they just sitting in an account?

Another common example is life insurance. Not all employers offer it, but those that do rarely offer enough to fully cover the needs of the average person or family!

Rather than only know you have something or that it's available to you, make sure to talk with professionals outside your company so they can help educate you on the good parts and potential shortfalls of your benefits...

As you read this, if all you know is that you have life insurance, or that you have $100,000 of coverage, or 2X your salary, or that you have group-term, etc... those are all good things to know, but still leave a lot of important questions on the table.

Give yourself the peace of mind about what you're getting at work. Take charge so you know if there is something you can do to take better advantage of the benefits you have, and gain an understanding of what may be falling a bit short. Give me a call, send me an email, or shoot me a text today!!

Cole Gambrell
Farm Bureau Insurance
Cell: 828-489-2513
[email protected]

04/06/2026

If you’ve been thinking about getting a quote or making a switch, now’s a great time. Contact me at 828-489-2513 or via email at [email protected].

02/01/2026

Don't get me wrong, I'm ready for Spring too, but what are the best things we can all do to stay on top of the snow?? Bottom line... don't stress too much, do what you can, and have fun!

Hope everyone has great weekend!!

Your Local Insurance Agent,
Cole Gambrell
Farm Bureau

10/21/2025

Calling all local business owners!!!

My BNI group is hosting a visitors day: Nov 6th at 11:45am. There are a few key categories of businesses we are looking to fill, and several other openings for new types of businesses as well.

The focus of BNI is to work on building personal relationships that give you the ability to help and refer other members in the group. By working hard to help other members, they are in turn working just as hard to find referrals and business opportunities for you too.

Whether you're in the trades, provide event planning, work as a professional in business law, the medical world, etc... this is a great place to grow your business and to grow as an individual!

Lunch is provided, Daddy Macs off Biltmore Ave in Asheville
All industries welcome, and only ONE of each profession is allowed to join per group (Chapter). Highly recommend from personal experience!!

Feel free to reach out for details, happy to help: 828-489-2513

07/01/2025

YEAR 3 IN THE BOOKS!!!

I just want to say thank you to all the people, families, and businesses that have come alongside me over the last 3 years. At 19, I had no idea what opportunities were ahead of me or who would be in my path. I was pretty nervous, to say the least, but WOW am I grateful!! There have been so many wonderful people I have had the pleasure of meeting, and so many amazing things that I have gotten to be a part of. A special thank you to the customers, real estate agents, and mortgage brokers in particular who went above and beyond by introducing me to their clients, friends, and family members... you made a world of a difference, and I am extremely thankful!!

I also want to thank Robert Gibson for giving me an opportunity right out of college, not knowing how I would do or if it would pay off. Thank you for giving me a shot!!

I also want to thank everyone at our office for making work a fun and enjoyable place to be. No matter what we all have going on, I know that I can always count on everybody to help where needed and to be there when it matters. Being in an environment where we all care about each other beyond work is something I know can be hard to find. It means the world!!

While I am constantly working hard on improvement and growth, I am so grateful for where God has me and how he has blessed my life and career over the last several years. I owe all the credit to him because I know that I wouldn't be here without him, and I would never be part of the opportunities I've had without his hand in each and every one.

I share all these numbers because I am excited and proud of all the people I have had the opportunity to help, and I want everyone who played a role to see how their effort played a part in what I've been able to accomplish! I am always working on having a healthy balance between being grateful for where God has me, while also using my God-given nature to work hard and strive to be better every day!! I have several areas I want to improve to get where I know I can be, and these last 3 years have really helped put into perspective what I need to do to get there. Super thankful, and can't wait to see how the next year goes. Onto Chapter 4!!

06/05/2025

SIX YEARS in a row!!!!!!!!! 🎉6️⃣🎉

I always share this with new clients because body shops, mechanics, technicians, etc… work with all companies all the time. Yes, budget matters and affordability is important. However, cheap insurance is only great until you need it most… ☔️🌀🌪️⛈️

If the people working in the repair industry choose Farm Bureau for themselves, you should too!!! 🚗🏡

Give me a call or shoot me a text on my cell today: 828-489-2513 📲☎️

For the sixth consecutive year, North Carolina Farm Bureau has been ranked #1 in the nation by CRASH Network’s Insurer Report Card, earning an A+ Grade from collision repair professionals. We’re honored and grateful for the continued trust placed in us. Thank you for allowing us to serve you.

06/26/2024

"You should have gotten Farm Bureau"

One of my funniest clients came in today to make a payment. Every time she comes in we laugh, we talk about being outside, and just have a good time! Today she tells me for the 2nd time that her husband works in the body shop industry doing inspections and working with claims...

Any time he gets to work with a customer, he always tells them they need to switch their insurance. When they ask who he uses, he says, "Farm Bureau!" If the DMV makes you have it anyway, why not have insurance somewhere you can feel good about?

Super cool to see NC Farm Bureau listed at the top out of 88 US companies, and to be #1 as a single-state operation is mind-blowing!!

You need a good agent, and you need Farm Bureau. Give me a call or shoot me a text on my cell: 828-489-2513

https://bit.ly/3VDZ06t

04/22/2024

If you are ever looking to bring a crowd to the mountains, check my clients out!!! 👇🏼☀️🏔️

04/05/2024

Had such a great district meeting this morning!!! It’s always so cool to be in a room full of people that want the best for each other, that help each other when times are hard, and who celebrate people for their wins!!!

Last year was so amazing getting to provide over $11,000,000 in protection for families if something happened to their loved ones… it’s humbling to be in a position where I get to be there for the best and worst times for all of my local friends and family!

July 1 will mark 2 years at Farm Bureau, and now having the experience I have, I wouldn’t have gone anywhere else!!!

02/21/2024

I started Karate when I was in 1st grade!!!

11 YEARS later and balance was still one of the hardest skills to master...
Balance is something you have to find. It's different for each person, and some of us know better than others that BALANCE is hard!!

Whether you're learning to ride a bike, learning how to navigate life, or learning how to manage your money... it comes easy in some ways and in other ways not so much!

Balance is something I find myself talking about daily. It looks different for each person, each family, and each business...

With everything going up and time becoming more slim, it's important to make sure you have balance. Although more important between family and work, it's also important to have balanced insurance.

My expertise allows me to share the truth about what's important and what's not so that people who are struggling to find balance can cross at least one item off their list.

In a world where balance is harder and harder to find, I can help "INSURE" you have what you need and remove what you don't. Unfortunately, the world places insurance in the wrong order. Insure your car because you have to, insure the house because the bank makes you, and insure your life if you want to.

Good people WANT to, and recognize that want is really a NEED! I know balance is important. Re-gain balance, re-prioritize and give me a call today: 828-489-2513

02/14/2024

I bought a new car on Saturday!!!!

It’s crazy how many times I hear this throughout the week… you guys must be secretly winning the lottery!!

Want to know how you make your car buying experience MORE affordable and smooth:

- About 1/2 the time, dealerships won’t let you leave the lot without proof of insurance on the “new” car… Although insurance sometimes gives people lag time here… because dealerships have their own rules, it’s best to plan in advance in case you find the one 💍🚗 -- I got you covered here, it takes less than 5 mins to talk pricing, coverages, etc... and you're ready to go!

- This one can be tricky- insurance on common cars can be more costly while some nicer vehicles can be very reasonable… A quick call with me before you get to the dealership could be the difference between the car you think you can afford and the one you really want.

- For those of you with teenagers -- Let's talk first cars… obviously SAFE & affordable are what we're after here! You can save a lot of cost and still ensure your child’s safety by choosing a car that doesn’t need “decked-out coverage”… I have people go both ways (to each their own) ❌/✅

- This one is my favorite - MANY people don’t know there are even things you can do for MAJOR emergencies that will pay off your car entirely so it's not a stressor!

- Lastly, Farm Bureau gives members special coverages and financing opportunities that many other companies don’t offer…. things like original manufactured parts, replacement coverage, etc… things you CAN’T get at some companies!

Believe it or not there are some really cool things you can do with something as boring as car insurance- whether you have a new car, a used car, sporty, practical, big, or small.

Really it's just about building coverage that’s the right fit for you, your family & the new ride!!!

Give me a call today, 828-489-2513 (Cell)