Exchange Bank

Exchange Bank Choose the bank that’s invested in you—and the communities we all call home. Exchange Bank is committed to building a lasting relationship with our customers.

Proudly serving Milledgeville, Lake Oconee, Gray & Braselton.

Member FDIC Since 1903, Exchange Bank has exercised a position of financial leadership in the Middle Georgia community with expertise in banking, loans, investments, and travel. Exchange Bank offers various products and services to fit any of your personal or business banking needs. Exchange Bank...Exceeding Your Expectations Since 1903. Member FDIC. Equal Housing Lender.

From the Archives 📸 A look back at 1968.This Exchange Bank newspaper ad promoted one simple idea: saving a little at a t...
08/07/2026

From the Archives 📸 A look back at 1968.

This Exchange Bank newspaper ad promoted one simple idea: saving a little at a time can make a big difference. While banking has changed tremendously over the decades, that message still rings true today.

For more than 123 years, we've been committed to helping our neighbors reach their financial goals—whether through passbook savings accounts then or today's digital tools and automatic savings options.

Looking through our archives is a reminder that while technology evolves, our commitment to serving our communities never goes out of style.

Do you remember seeing ads like this or banking with us back in the day? We'd love to hear your memories in the comments. ❤️

08/05/2026

There’s something special about the way shows up for one another—and Miracle Treat Day at the Gray Dairy Queen is a perfect example. 💙🍦

Our Exchange Bank team was proud to volunteer alongside so many others to support this incredible cause benefiting Beverly Knight Olson Children’s Hospital. Seeing our community come together to make a difference is what Community Matters is all about.

Congratulations to Justin Kelly, the Gray Dairy Queen team, and all of Jones County for another successful Miracle Treat Day. Thank you for reminding us what can happen when a community rallies around a great cause. We’re honored to be a small part of it each year!

🏠 Congratulations to Jeanine & Kerry on the purchase of their new home! 🎉🔑We’re grateful to have been part of this excit...
08/04/2026

🏠 Congratulations to Jeanine & Kerry on the purchase of their new home! 🎉🔑

We’re grateful to have been part of this exciting milestone and wish you many happy years and wonderful memories ahead.

Thank you Stribling and Crockett Law and Truman Crockett for helping make for a smooth closing.

Congratulations, Jeanine & Kerry! 🏡❤️

08/03/2026

🎞️ From the Exchange Bank Archives | September 20, 1963

On September 20, 1963, Exchange Bank celebrated the grand opening of its first branch location on the south side of Milledgeville.

More than six decades later, we’re able to revisit that day through original Super 8 footage and audio preserved on a vinyl record—both recently digitized from our archives.

The recording includes remarks from then-Mayor Walter B. Williams Jr., as community leaders, employees and customers gathered to mark an important milestone in Exchange Bank’s history.

So much has changed since 1963, but the story behind this footage feels familiar: a community growing, a local bank growing with it, and people coming together to celebrate what was ahead.

We’re proud to preserve these pieces of our history and share the people, places and moments that helped shape Exchange Bank.

Take a look back at September 20, 1963—and let us know if you recognize any familiar faces.


Member FDIC

Sometimes, a simple thank-you means more than you know. 💐This week, Alicea Clemmons received these beautiful flowers fro...
07/31/2026

Sometimes, a simple thank-you means more than you know. 💐

This week, Alicea Clemmons received these beautiful flowers from a customer after helping them work through some financial challenges.

For Alicea, who has spent more than 25 years as a personal banker, being there for customers through all seasons of life is what community banking is all about.

“As a personal banker for over 25 years, I’ve had the privilege of helping people through both exciting and challenging seasons of life. Being able to support this customer during a difficult time was just part of my job, but their thoughtful gesture reminded me why I love what I do,” Alicea shared.

It’s a sweet reminder that banking is personal. Sometimes it means celebrating exciting new chapters, and sometimes it means sitting down together and finding a way forward when things are a little harder.

Thank you, Alicea, for taking such good care of the people we serve — and to the thoughtful customer who sent the flowers, thank you for making her day. ❤️

At Exchange Bank, this is what we mean when we say Community Matters.


Member FDIC

Thank you to CF Designs Printing & Graphics for the kind words and the 5-star review! We truly appreciate your support.A...
07/31/2026

Thank you to CF Designs Printing & Graphics for the kind words and the 5-star review! We truly appreciate your support.

As Exchange Bank continues to grow into new communities, we're grateful for the opportunity to build relationships with local businesses like CF Designs. Whenever possible, we love partnering with businesses in the communities we serve, because supporting local is good for everyone.

Thank you again for your recommendation. We're proud to be part of a community that believes in supporting one another. 💙


Member FDIC

💙 Caring for our communities starts with our people.Through the Exchange Bank C.A.R.E. Program, our employees voluntaril...
07/30/2026

💙 Caring for our communities starts with our people.

Through the Exchange Bank C.A.R.E. Program, our employees voluntarily contribute through biweekly payroll donations, pooling their contributions to support nonprofit organizations making a difference across the communities we serve.

For 2026, our employees raised more than $8,000 through the program and voted on where those funds could make a meaningful impact. One of the organizations selected was Circle of Love which provides critical support, resources, and a safe place for individuals and families affected by domestic violence.

We are proud to support the important work Circle of Love is doing to help individuals find safety, stability, and hope for the future.

And we are especially proud of the Exchange Bank employees who make gifts like this possible. Every payroll contribution adds up to something much bigger—a chance to make a real difference for our neighbors.

That’s what it means to be a community bank. 💙


Member FDIC

07/29/2026

There’s something special about being greeted by name. It says, we know you. We see you. You belong here. ❤️

At Exchange Bank, we want every person who walks through our doors to feel welcomed, valued, and at home. Because you’re more than an account number or a transaction—you’re our customer, our neighbor, and part of our community.

Banking should feel personal. Around here, it does.


Member FDIC

07/28/2026

In 1998, Exchange Bank partnered with GCSU Bobcats to create this fun commercial featuring a friendly matchup of Loans vs. Deposits. On the court, you'll find some very familiar faces who helped shape Exchange Bank into the community bank it is today.

What we love most about looking back through our archives isn't seeing how much things have changed—it's being reminded of the people and partnerships that have always made Exchange Bank special. The relationships we've built with our communities and organizations like GCSU have been part of our story for generations.

Many of the people featured in this video dedicated years of service to our customers and communities, laying the foundation for the values that continue to guide us today. Their legacy lives on in every relationship we build and every community we serve.

We hope you enjoy this trip down memory lane!

Member FDIC | This archived commercial is shared for historical purposes.

07/27/2026

Address

250 W. Hancock Street
Milledgeville, GA
31061

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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