Madeline Holt - Financial Counselor

08/21/2024

Hi Friends! 🩵

I have a passion for educating people on the right way to protect their families’ income and build wealth.

Let me paint a picture for you:
You have any type of cash value life insurance (which many do unfortunately) and in 20 years you have built some cash value, and you or your spouse passes away. You have $200k in life insurance coverage and have built $100k in cash value. You think to yourself “I will have $300k from this policy to get me through my absolute biggest nightmare.” Wrong. The insurance company keeps 100% of the cash value and only pays out the death benefit. AND if you have borrowed from that and you owe it back plus interest, they will deduct that amount from what you will receive in the death benefit. So say you borrowed $50k, and owe $3k in interest, you will only receive $147k in the death benefit. And you will also be thinking to yourself, “Why in the world have we been paying so much money into this policy? This is not what I expected. This is not what we needed.”

This is why Term Life insurance is the one and only way to go, plus investing the difference of what you pay currently for cash value life insurance.

$500k of coverage for you and your spouse (at 30 years old, 35-year level term, non-smoker), plus $20k of coverage for all of your children (doesn’t matter if you have 1 or 10 children, it’s the same premium) comes out to about $151/month.

Now, let’s say you decided to invest the difference of what you currently pay for your cash value policies. $175/month invested will look like over $500k in 35 years.

This is building wealth for your family. This is properly protecting your family.

On top of all this, I offer financial coaching absolutely free. I can help you build a plan to get out of debt, and make that investments number rise significantly by freeing up more money to go towards your future.

PLEASE reach out to me and let me help your family. I have such a passion for financially educating families. 🩵

Please feel free to share!

07/18/2024

07/04/2024

I want to share with everyone about what I do, because it’s been brought to my attention that not many do!

I am a Ramsey Certified Financial Coach and an Alabama Licensed Life Insurance Agent. I have a passion for helping families better manage their finances in this wild economy we're living in. It seems like every family is struggling right now and living paycheck to paycheck. I want to help families in Alabama change that and have a better life. I help families build their Financial House, and the first step is getting income protection. It's a hard thought, but what will happen to your family financially if you lose the loved one who is the family's main breadwinner? Do you have any savings? Do you simply just not make enough to make ends meet? This brings me to my next point...

I am looking for busy mom’s (or anyone!!) just like myself who want to bring in more income for their family, but do not want to sacrifice staying home and raising their babies. This is an amazing job opportunity to do just that. You make your own schedule and work when you want to and/or have the time. All you have to do is get your Life Insurance License, and the best part is all expenses are reimbursed to you by the company once you obtain your license. I want to build my team full of dedicated people that their families always come first, and need encouragement to keep going. When I first started with the company about a year ago, I thought "There has to be a catch. This company has to be too good to be true." And I'm telling you right now, there has been nothing that has pushed me away from the company. I love Jesus with all my heart and serve my children daily through that. This company puts Jesus first, family second, and work third.

I WANT YOU ON MY TEAM to help spread hope to families and protect those we love. Message me for more information, and I'd love to meet with you soon!! I’d love to tell you all about what I do and why I love it!

https://calendly.com/madelineholt?fbclid=IwZXh0bgNhZW0CMTEAAR3y0kECaVBNZnH6L0cOzK85QLL1XhyPAk40LPuVlD83IFyLhv4DzQxjArg_aem_Di6_nV_3A0IGJkleaqqJHQ

Please share ❤️🤍💙

10/11/2023

🤯 Puts things into perspective!!

If you're looking for extra money in your budget, look for patterns like this.

Changing small spending habits over time can make a BIG impact on your money goals!

10/11/2023

I am excited to announce that I am a licensed life insurance agent in Alabama!

74% of American workers reported living paycheck to paycheck in a 2020 study. What does that mean? If one paycheck did not come, you would be in a crisis. Bills would not get paid and groceries would not be purchased.

What would your family do financially if they lost you and their main source of income?

What plan do you have in place while you are still young and are slowly building savings and wealth?

Savings and wealth take TIME to build.

Term life insurance is to ensure your family is protected in the time before your savings and retirement are built up. After that time period, you are considered SELF-insured.

That is what I have a passion for. I want to give you the tools, motivation and hope that this is possible for you and your family.

Protecting your family, and being debt-free and financially independent is possible for anyone and everyone.

I would love to sit down with you and talk about what I do.
No obligations. No pressures.

Click the link below to schedule a consultation with me!

Welcome to Madeline Holt Financial Coaching's scheduling page. Please follow the instructions to schedule a meeting with me. I look forward to meeting with you soon and beginning your debt-free journey to live like no one else!