Scott Grooms, Certified Financial Planner R

Scott Grooms, Certified Financial Planner R Scott Grooms, CERTIFIED FINANCIAL PLANNER®, Managing Director, Partner, & Wealth Advisor at Carson Wealth. CA Insurance License .

As a full-service investment management firm, we pride ourselves in offering a comprehensive wealth management plan, strategically executed and meticulously managed. All financial plans that we create share two common goals, protecting and growing your existing assets while helping you prepare for a healthy and secure financial future. Wealth Planning
We can create a comprehensive wealth accumulat

ion and preservation plan that best addresses your life vision, needs and goals. After meticulously gathering all your financial data, our team provides you with a personalized financial and retirement plan. We continually analyze, monitor and rebalance your investments and manage your wealth proactively. Estate Planning
We help you establish an estate plan as an important component of your comprehensive wealth plan. Proper estate planning is an effective approach to minimizing your estate taxes and leaving a financial legacy for your family’s future. Our team coordinates with your attorney to implement your estate plan from start to finish, including assistance retitling your assets to potentially avoid probate or minimize estate taxes. We are committed to conducting ongoing estate planning reviews with you. Tax Planning
Our team will collaborate with your existing tax advisor to proactively develop and implement tax-optimal strategies. Insurance/Risk Management Planning
We evaluate your non-financial risks, such as life, umbrella, long-term care and medical insurance coverages to help ensure the unexpected is not detrimental to your financial health or the financial health of your survivors. Gifting and Charitable Planning
We help you develop and execute your potential for economic citizenship while protecting the financial security of your heirs. We can help families unite as they tax effectively redirect their social capital by gifting and charitable planning. Small Business Planning
We consult with you to analyze and implement employee retirement plans, executive compensation and business continuity, buy-sell and succession planning strategies. We meet with you and your team members of your business to explore how we can best help you meet the needs of your small business. Securities and advisory services offered through Cetera Advisor Networks LLC (doing insurance business in CA as CFGAN Insurance Agency LLC, CA Insurance Lic # 0644976), a broker/dealer and a Registered Investment Advisor, Member FINRA/SIPC. Investment advisory services also offered through CWM, LLC, an SEC Registered Investment Advisor. Cetera Advisor Networks LLC is separate ownership from any other named entity. For a comprehensive review of your personal situation, always consult with a legal or tax advisor. Cetera Advisor Networks LLC does not provide legal or tax advice. Third party posts found on this profile do not reflect the views of Cetera Advisor Networks or CWM, LLC and have not been reviewed by Cetera Advisor Networks or CWM, LLC as to accuracy or completeness.

Retirement isn't just about having enough money saved.It's also about how you want to spend your time, who you want to s...
06/03/2026

Retirement isn't just about having enough money saved.

It's also about how you want to spend your time, who you want to spend it with, and what the next chapter of life looks like.

A little planning now can make a big difference later. https://bit.ly/3SfqLnK

Retirement is about more than finances—it’s a life transition. Learn how to prepare financially and personally for a fulfilling next chapter.

Prices are higher.Yet consumers continue to spend.What's making that possible, and what could it mean for the economy an...
06/01/2026

Prices are higher.

Yet consumers continue to spend.

What's making that possible, and what could it mean for the economy and markets if that changes?

This week's commentary takes a closer look at one of the biggest stories beneath today's market headlines. https://bit.ly/4eigAHC

Most IRA advice starts with a general rule.Roth if you expect higher taxes later. Traditional if you expect the same or ...
05/30/2026

Most IRA advice starts with a general rule.

Roth if you expect higher taxes later. Traditional if you expect the same or lower tax bracket in retirement.

Helpful, but only to a point.

Your actual contribution options depend on the details. Before you choose Roth or traditional, see what your household may be allowed to contribute: https://bit.ly/3DSygqB

A Roth IRA conversion is a tax-timing decision.For some savers, paying taxes now may create more flexibility later. For ...
05/29/2026

A Roth IRA conversion is a tax-timing decision.

For some savers, paying taxes now may create more flexibility later. For others, the tax bill may not make sense.

See whether the tradeoff may fit your retirement plan: https://bit.ly/4bK8zYt

Could you benefit from a Roth IRA conversion? Learn about the benefits and when it may make sense for your retirement plan.

Retiring early is easy to picture.No Monday alarm. More time with the people and plans you keep saying you’ll get to som...
05/27/2026

Retiring early is easy to picture.

No Monday alarm. More time with the people and plans you keep saying you’ll get to someday.

To enjoy that freedom, your plan needs to support it.

Think early retirement could be within reach? See what your plan may be telling you: https://bit.ly/4vggGFI

Stocks keep acting like growth is still in charge. Bonds are acting like inflation is still the problem.That’s the tensi...
05/26/2026

Stocks keep acting like growth is still in charge. Bonds are acting like inflation is still the problem.

That’s the tension underneath this week’s market story. The S&P 500 has climbed for eight straight weeks, but yields have risen across the curve as oil prices, rate expectations and new Fed leadership complicate the read.

Our latest Market Commentary looks at the market through that lens: Growth is still supporting stocks, but the cost of inflation is showing up in bonds. https://bit.ly/49jEoIC

For many people, their 401(k) is one of the biggest drivers of their future financial flexibility.The challenge is knowi...
05/23/2026

For many people, their 401(k) is one of the biggest drivers of their future financial flexibility.

The challenge is knowing whether today’s savings pace aligns with tomorrow’s retirement goals.

Our 401(k) calculator can help you get a clearer picture: https://bit.ly/4akMIFJ

Life insurance can be easy to set and forget.The problem is, life doesn’t stay where it was when the policy was written....
05/22/2026

Life insurance can be easy to set and forget.

The problem is, life doesn’t stay where it was when the policy was written.

A new home, a business, retirement, or changing family needs can all change the role coverage plays.

Here’s how to know when to revisit it: https://bit.ly/4dzHWYi

How do you know if you need life insurance? Learn about the value of life insurance and when you should consider purchasing a new policy or updating an existing one.

The closer retirement gets, the more one financial decision can affect another.Withdrawals can affect taxes. Market vola...
05/20/2026

The closer retirement gets, the more one financial decision can affect another.

Withdrawals can affect taxes. Market volatility can change income plans. Estate decisions can reshape legacy goals.

Here’s what to consider before making the transition: https://bit.ly/4dzrOGj

Getting ready to retire? Find out the key planning steps you should be taking 10, 5, and 1 year before retirement.

Rising inflation usually isn’t what investors want to see alongside new market highs.But markets, economic growth, and F...
05/18/2026

Rising inflation usually isn’t what investors want to see alongside new market highs.

But markets, economic growth, and Fed policy don’t always move in the same direction at the same time.

Our latest Weekly Market Commentary explores what investors should be watching right now: https://bit.ly/4wBxlVB

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250 Camino Alto, Suite 200
Mill Valley, CA
94941

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Tuesday 9am - 5pm
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Thursday 9am - 5pm
Friday 9am - 5pm

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