10/13/2026
If a scammer emptied your checking account tomorrow, who would help you get it back?
For most families, the answer is no one. A standard homeowners policy covers fire, wind and stolen property. It wasn't written for a stolen identity, a ransomware screen on the family laptop, or a convincing fake bank text.
The FBI received more than 1 million internet crime complaints last year, with nearly $20.9 billion in reported losses. Americans 60 and older lost about $7.7 billion of that.
Personal cyber insurance is an often-overlooked add-on to your home policy. Depending on the carrier, it can help with:
• Online fraud and stolen funds
• Identity theft recovery
• Ransomware and cyber extortion
• Cyberbullying and online harassment
• Smart home device attacks
October is Cybersecurity Awareness Month. We wrote a plain-English guide to what it covers, what it doesn't, and how to add it:
https://berry-agency.com/personal-cyber-insurance/
Want to know whether your policy already includes it? Give us a call at 513-444-2100. Fifteen minutes is usually enough.