Skinner Wealth Strategies

Skinner Wealth Strategies CFP® helping people age 50+ build tax-smart retirement income plans.

Integrating investments, Social Security, Roth strategies, and estate basics into one clear roadmap Brian joined Waddell & Reed in 2009, and LPL in 2021 as a result of the two companies merging. A University of Connecticut graduate, Brian sustains his industry knowledge through continuing education, and has earned the CFP® mark and CRPC designation. As a financial advisor, Brian focuses on helping

clients develop a comprehensive plan for all of their financial goals and concerns, and assists in implementing the actions needed to pursue those goals. Some of the areas he covers include: investment management, risk planning, and tax efficient accumulation and distribution, among many others. Brian's primary goal for his clients is to efficiently combine these pieces into one complete plan for the family.

06/03/2026

Most retirees don't find out they owe hundreds more per month for Medicare until the notice arrives from Social Security. 🚨 It's called IRMAA — and a single high-income year from a Roth conversion, stock sale, or lump sum can trigger it two years later. One dollar over the threshold triggers the full surcharge. Here's what to know before it catches you off guard.

06/01/2026

During the April 2025 selloff, markets dropped sharply for four days — then recovered half the loss in minutes when policy changed. 📉📈 If you had sold during the panic, you missed one of the fastest recoveries in recent history. The best days almost always follow the worst ones. Emotional decisions are the number one wealth destroyer for people near or in retirement — not bad markets.

05/29/2026

"Safe" investments aren't always as safe as they feel. 💰 A savings account protects your balance — but at 0.4% interest and 3% inflation, you lose over 20% of purchasing power in a decade. Bonds can go flat for years. And 100% stocks introduce serious risk near retirement. The answer for most people is a diversified portfolio that balances all of it.

05/27/2026

Over 70% of a retiree's financial outcome depends on returns in just the first 10 years. A short-term cash reserve can help you avoid selling investments during a downturn.

05/22/2026

People who have been retired 20+ years say they wish they retired sooner, spent more in the early years, and prioritized their health. All three come down to better planning.

05/20/2026

Target date funds sell your stocks, bonds, and cash all at once when you need income. A well-built portfolio lets you choose what to sell and when.

05/18/2026

At 3% inflation, $500,000 in purchasing power drops to $371,000 in 10 years. Inflation is a bigger long-term threat to retirees than a market crash.

05/15/2026

Most people think Social Security is tax-free, but up to 85% of your benefits can be taxed based on your income. The thresholds have not been updated since 1984.

05/13/2026

Every dollar in your traditional IRA has never been taxed, and withdrawals can trigger higher Social Security taxes, Medicare surcharges, and more. A Roth conversion strategy can help defuse the tax bomb.

05/11/2026

The bucket strategy helps retirees stop worrying about market crashes by keeping five years of expenses in safe assets while investing the rest for long-term growth.

Address

472 Wheelers Farms Road, Suite 305
Milford, CT
06461

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Website

Alerts

Be the first to know and let us send you an email when Skinner Wealth Strategies posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Skinner Wealth Strategies:

Shortcuts

Share

Category