Elite Mortgage Group

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Elite Mortgage Group NMLS For informational purposes only and is not a commitment to lend. Programs, rates, terms and conditions are subject to change at any time.

Availability is dependent upon approved credit and documentation, acceptable appraisal, and market conditions. Not all programs are available in all areas. Elite Mortgage Group, LLC is a New Hampshire Corporation headquartered at 300 Elm Street, Unit 2 Milford, NH 03055. NMLS # 2502308; www.elite-mortgagegroup.com Elite Mortgage Group, LLC is licensed in: CT, FL, MA, ME, NH, VT. NMLS licensing records can be found at www.nmlsconsumeraccess.org. Equal Housing Opportunity.

Home financing questions on your mind this weekend? We’re here to help! 🏡Whether you’re exploring a home purchase, consi...
10/16/2026

Home financing questions on your mind this weekend? We’re here to help! 🏡

Whether you’re exploring a home purchase, considering a refinance, or sorting through self employed income questions, reach out to Elite Mortgage Group. We’re happy to talk through your options and help you take the next step with confidence.

Wishing you a relaxing weekend!

NMLS 2502308
NMLS 2502308MBR
Equal Housing Opportunity

Weekend plans? If home financing is on your mind, we’re here to help all weekend!Whether you’re planning a home purchase...
10/16/2026

Weekend plans? If home financing is on your mind, we’re here to help all weekend!

Whether you’re planning a home purchase, exploring a refinance, considering an investment property, or sorting through self-employed income documentation, our team is happy to answer your questions and help you think through next steps.

What are you working on this weekend? We’d love to hear!

NMLS 2502308MBR | Equal Housing Opportunity

An adjustable-rate mortgage, or ARM, can be worth exploring, but the details matter. Here’s the plain-English version.An...
10/15/2026

An adjustable-rate mortgage, or ARM, can be worth exploring, but the details matter. Here’s the plain-English version.

An ARM may fit buyers who expect to move or refinance before the initial rate period ends and who could manage higher payments if the rate adjusts. Plans can change, though, so a future sale or refinance isn’t guaranteed.

Pay close attention to the initial rate period. It’s the time before the loan’s rate can adjust. Understand when that period ends, how often the rate may change, and what limits apply to adjustments so you can prepare for possible payment changes.

Prefer steadier principal-and-interest payments and expect to stay in your home long term? A fixed-rate mortgage may offer more predictability.

There’s no one-size-fits-all answer. The right fit depends on your plans, comfort with uncertainty, and budget. What matters most to you: flexibility or payment predictability?

NMLS 2502308MBR | NMLS 2502308
Equal Housing Opportunity

Think it Through Thursdays are back! 🧠Today's riddle:I am not your mortgage, but no keys change hands without me.I am of...
10/15/2026

Think it Through Thursdays are back! 🧠

Today's riddle:

I am not your mortgage, but no keys change hands without me.
I am often a percent of the price, and I can come as a gift.
The more of me you bring, the less you may borrow.

What am I?

Drop your guess in the comments. No peeking at anyone else's answer!

NMLS 2502308MBR
NMLS 2502308
Equal Housing Opportunity

Thinking about tapping your home equity? Here’s what to know about a HELOC.A home equity line of credit is a revolving c...
10/15/2026

Thinking about tapping your home equity? Here’s what to know about a HELOC.

A home equity line of credit is a revolving credit line secured by your home. Unlike a cash out refinance, a HELOC generally leaves your existing first mortgage and its rate and terms in place. Most HELOCs have variable rates, and the national average is around 7% as of mid October 2026. Your rate may differ.

Borrowers commonly use a HELOC for home improvements, debt consolidation that may lower borrowing costs, or planned expenses such as education. But remember, your home secures the line. Payments can rise if the variable rate increases, and using home equity for discretionary spending such as vacations is generally best avoided.

Before moving forward, compare the costs and terms, consider how a changing payment would fit your budget, and make sure the purpose is worth putting your home on the line.

Rates, terms, and programs are subject to change without notice. The approximate national average HELOC rate of around 7% as of mid October 2026 is for general informational purposes only and is not an offer or guarantee. Your rate and terms depend on the lender, your credit profile, loan terms, and other factors. All loans are subject to credit approval and property requirements. Not all borrowers will qualify. This is not a commitment to lend.

NMLS 2502308MBR
Equal Housing Opportunity

WELCOME TO THE ELITE MORTGAGE GROUP FAMILY, BENJAMIN SHIPMAN! Please join us in welcoming Benjamin Shipman to the Elite ...
10/13/2026

WELCOME TO THE ELITE MORTGAGE GROUP FAMILY, BENJAMIN SHIPMAN!

Please join us in welcoming Benjamin Shipman to the Elite Mortgage Group team!

As a proud U.S. Navy veteran, Benjamin brings a strong foundation of integrity, dedication, hard work, and service to everything he does.

Benjamin believes the mortgage process should be built on trust, clear communication, and honest guidance. His mission is to simplify the home financing experience while ensuring every client feels confident, informed, and well taken care of from start to finish.

Outside of helping clients achieve their homeownership dreams, Benjamin enjoys working on and driving unique cars, cooking from scratch, and spending snowy winters in the mountains!

We are excited to have Benjamin join our growing Elite family and know he will be a tremendous asset to our clients and team!

Welcome aboard, Benjamin!

Elite Mortgage Group
Going Beyond the Ordinary.

Same day. Same market. Two lenders can quote different rates.Major rate surveys recently reported 30 year fixed averages...
10/12/2026

Same day. Same market. Two lenders can quote different rates.

Major rate surveys recently reported 30 year fixed averages for the same week that differed by as much as 0.21 percentage points. That gap is a reminder that a published average and the rate offered to you are not necessarily the same thing.

Why do the numbers vary? Freddie Mac’s weekly survey is based on rate lock applications. Other trackers may use daily lender surveys or rate sheets, with different methods and sample days. And each lender’s pricing can vary based on details like credit score, down payment and points.

Freddie Mac’s chief economist has noted that comparing multiple quotes can save borrowers thousands over the life of a loan. The number in a headline is not necessarily your number. Your actual options come from comparing quotes for your situation.

Did you shop more than one lender, or take the first quote you received?

For informational purposes only and is not a commitment to lend. Programs, rates, terms and conditions are subject to change at any time. Availability is dependent upon approved credit and documentation, acceptable appraisal, and market conditions. Not all programs are available in all areas. Elite Mortgage Group, LLC is a New Hampshire Corporation headquartered at 300 Elm Street, Unit 2 Milford, NH 03055. NMLS # 2502308; www.elite-mortgagegroup.com Elite Mortgage Group, LLC is licensed in: CT, FL, MA, ME, NH, VT. NMLS licensing records can be found at www.nmlsconsumeraccess.org.

NMLS 2502308MBR | Equal Housing Opportunity

New Hampshire’s own record holder makes quite an impression! 🏔️At 6,288 feet, Mount Washington is the highest peak in th...
10/11/2026

New Hampshire’s own record holder makes quite an impression! 🏔️

At 6,288 feet, Mount Washington is the highest peak in the northeastern United States. On April 12, 1934, the Observatory recorded a 231 mph wind gust, still the fastest surface wind speed ever measured at a staffed weather station!

And the Mount Washington Cog Railway, designed by Sylvester Marsh, opened to the summit in 1869 as the world’s first mountain-climbing cog railway.

Have you made it to the summit? How did you get up there: Cog Railway, Auto Road, or hiking?

NMLS 2502308MBR | Equal Housing Opportunity

Saturday at the Milford Pumpkin Fest!
10/10/2026

Saturday at the Milford Pumpkin Fest!

Happy Friday evening! Hope your weekend is off to a great start. 😊Our team is here all weekend if home financing questio...
10/09/2026

Happy Friday evening! Hope your weekend is off to a great start. 😊

Our team is here all weekend if home financing questions come up. Whether you are planning a home purchase, exploring refinancing or cash out options, looking at an investment property, or figuring out self employed income documentation, we are happy to talk it through with you.

What is on your weekend agenda? Reach out anytime. We would love to hear from you!

NMLS 2502308MBR
Equal Housing Opportunity

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300 Elm Street Unit 2
Milford, NH
03055

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