Licensed Medicare Specialist

04/28/2026

New season. New goals. Stronger future. 🌱

Spring is the perfect time for a fresh start. Whether you're looking to protect your family with life insurance or grow your savings with an annuity, the steps you take today can shape tomorrow.

Let’s make this season count.

04/28/2026

Do you own a CD from your bank? Are you getting the best rates available? If not, let's look at a MYGA. It's a multi-year guaranteed annuity. Works similar to a bank CD, only better! Rates up to 5.45%.

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03/20/2026

A new season is a perfect time for fresh starts and new beginnings. As you look ahead to brighter days, it’s also a great reminder to take care of what matters most.

Life insurance helps protect your family’s future—so you can enjoy today with confidence and peace of mind.

Here’s to growth, renewal, and a season full of possibility.

02/17/2026

What do I charge?

Nothing. Working with an insurance broker is free.

I’m paid by the insurance companies, and I’m paid the same amount no matter which plan you choose. So I have no reason to push you toward anything that isn't right for you.

Here's what I actually do:

1. Compare plans from multiple companies
2. Help you understand your specific situation
3. Explain the trade-offs in an easy to understand way
4. Handle all the paperwork for you
5. Answer your questions any time

You can absolutely choose insurance on your own. But why would you want to?

12/21/2025

For 2026, the standard Medicare Part B premium is $202.90/month, with a $283 annual deductible, both increases from 2025, while Part A sees a higher hospital deductible of $1,736 and increased coinsurance for extended stays and skilled nursing, though Medicare Advantage (MA) average premiums might drop, according to official CMS announcements and analyses from late 2025.

11/17/2025

The standard 2026 Medicare Part B premium is projected to be $202.90 per month, an increase of $17.90 (9.7%) from the 2025 premium of $185. This increase is largely due to higher healthcare costs

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11/08/2024

IMPORTANT INFORMATION ON PRESCRIPTION PLANS...

Several major Medicare Part D carriers have announced that they will not pay commissions to agents for Part D prescription drug plans (PDP) in 2025.

Centene will stop paying commissions for new and renewal PDP enrollments starting January 1, 2025. Centene said the decision was made due to changes in the Inflation Reduction Act and final rate notice provisions.

Other major Medicare Part D carriers have also announced that they will not pay commissions for 2025.

This decision could negatively impact Medicare consumers and health insurance agents. Medicare Part D plans are complex, and agents are an important resource for consumers looking for coverage. Without commissions, agents may have limited ability to revisit plan fit or check in with beneficiaries.

In response, agents may offer A-B options to clients. Option A is the plan that's best based on cost, but the agent can't facilitate enrollment or provide ongoing service. Option B is a plan where the agent gets paid and can provide a high level of service, but would cost the client more for their plan. Neither a good option.

Anyone wanting to review their Part D prescription drug plan may do so by calling 1-800-MEDICARE.

Send a message to learn more

10/15/2024

Social Security benefits and Supplemental Security Income (SSI) payments for more than 72.5 million Americans will increase 2.5 percent in 2025, the Social Security Administration announced. On average, Social Security retirement benefits will increase by about $50 per month starting in January.

10/15/2024

When is the start of the Medicare Annual Enrollment Period? If you chose A you’d be right! AEP starts on October 15th. You are able to review and change your coverage from October 15th to December 7th if you are unhappy with your current plan.

10/09/2024

Major changes coming for 2025 Prescription Plans.

10/02/2024