Traci Stier Mortgage

08/08/2024

Exciting news! 🎉 I just got my AI certification, and no, it doesn’t mean I’m a robot... yet. 🤖 I’m now one of the few agents nationwide who can use AI to supercharge my mortgage loan business, helping real estate agents market properties and connect with clients more effectively. Let’s take your real estate game to the next level – with a bit of human touch and a sprinkle of AI magic! 🏡💼

Traci Stier, Phone 714.369.4887. Mortgage Broker/Loan Consultant, NMLS ID 453506

08/06/2024

Ask your loan officer to explain the value of working with a Buyer's Agent.

08/06/2024

Lower Rates = More Competition

08/06/2024

Changes to Real Estate Representation are on the horizon! 🏡✨

Discover how these updates could benefit you and enhance the value of working with a dedicated buyer’s agent. Stay tuned!

10/06/2023

Setting Your Budget: How to Analyze Your Finances to Determine How Much Mortgage You Can Afford: In today's post we'll take a look at a few ways that you can analyze your financial situation to help decide how much mortgage you can truly afford.

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10/05/2023

Simple Tips for a Stunning First Impression: Begin with a Welcoming Entrance: The front door is the gateway to your home, and a fresh coat of paint can do wonders to revitalize its appearance. Consider selecting a color that complements your home's style and personality. Don't shy away from bold choices that create a statement.

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10/04/2023

Buying or Selling a Home This Winter? Keep These Tax Tips in Mind!: With all of the expense that can go into buying or selling your home, it's good to be aware of what you can claim and how a home can benefit you come tax time.

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10/03/2023

4 Facts You Need to Know Before Setting Up a Mortgage Escrow Account: Buying a home involves a variety of nuances and strange-sounding terms, and one of the least understood aspects of the home buying process is the escrow account. Essentially, an escrow account is a third party bank account your lender can require you to pay into in order to cover certain costs related to your home. Your lender uses an escrow account to ensure that property taxes and home insurance fees get paid on time.

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10/02/2023

What’s Ahead For Mortgage Rates This Week – October 2, 2023: Next week, the unemployment data is going to be released, as initial jobless numbers are going to come in. This is a key indicator because rising interest rates generally lead to more layoffs, which could jeopardize the Fed's goal of a soft landing.

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09/28/2023

A Quick Look at Reverse Mortgages: The Golden Ticket to Enjoying Your Golden Years: With a high volume of millennials set to enter the real estate market this year, it may seem like all the available options out there were created to snag new home buyers. However, there are products available on the market that cater to those who are in their golden years too. If you're older than 62 and are currently weighing the options with your mortgage, here are the basics on reverse mortgages and why they might positively benefit you.

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09/27/2023

Understanding Mortgage Amortizations and Why Longer Periods Can Cost More: Buying a home is one of the largest investments you will make in your life, and that's why so many people have longer mortgage amortization periods to pay down the principal. While it may seem appealing to have a longer amortization period, here's why an extended loan term can end up costing you more and may be less financially beneficial when it comes right down to it.

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09/26/2023

What Does Contingent Mean on a House Sale: In the context of a house sale, "contingent" typically means that the sale of the house is dependent on certain conditions being met. These conditions could include things like the buyer securing financing, the completion of a home inspection, or the sale of the buyer's current home.

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