Team Clay - CrossCountry Mortgage

Team Clay - CrossCountry Mortgage Clay Carroll - Originating Branch Manager - NMLS #513125
(www.nmlsconsumeraccess.org)
Equal Housing Le

My name is Clay Carroll and I am an Originating Branch Manager with CrossCountry Mortgage. I pride myself on being a top professional in the marketplace with more than 20 years of mortgage-lending experience. I am very knowledgeable about the various home loan products available, including those for first-time homebuyers as well as jumbo, FHA, VA, renovation and refinance loans. I work with some o

f the top real estate agents in the area to deliver a world-class experience. Referrals are the heart of my business, so I appreciate your help in spreading the word about my services.

01/12/2026

Where you aim determines what you become.

Timeless bones, endless charm. These Classical home styles never go out of style.   Want help finding your personal home...
01/10/2026

Timeless bones, endless charm. These Classical home styles never go out of style.

Want help finding your personal home style? Tap the link for our full guide. http://spr.ly/6180ClnlM

It’s not just eco-consciousness that’s important to homebuyers. It’s cost-consciousness, and it shapes the home search d...
01/09/2026

It’s not just eco-consciousness that’s important to homebuyers. It’s cost-consciousness, and it shapes the home search differently across generations.

Our renovation products make it easy to turn your New Year’s goals into reality. Take the first step in making that kitc...
01/08/2026

Our renovation products make it easy to turn your New Year’s goals into reality. Take the first step in making that kitchen glow-up or bathroom refresh dream come true. Learn more about our renovation options at http://spr.ly/6185C92Tb 🛠️

We felt a shift in November, did you? Pending home sales climbed 3.3%, marking the strongest month in nearly three years...
01/07/2026

We felt a shift in November, did you? Pending home sales climbed 3.3%, marking the strongest month in nearly three years. Gains across all four major regions show broad confidence and growing buyer appetite nationwide. Let’s talk strategy!

01/06/2026

HELOC tips every homeowner should know. Your home’s equity can help fund everything from updates to life’s big moments — and a HELOC keeps it simple. Check out our guide to figure out how. http://spr.ly/6186C92Tm

Let your “why” lead your way.
01/05/2026

Let your “why” lead your way.

01/03/2026

That new year reset feeling >>>

Existing-home sales increased by 0.5% in November, with a median price of $409,200 and 4.2 months of inventory. While su...
01/02/2026

Existing-home sales increased by 0.5% in November, with a median price of $409,200 and 4.2 months of inventory. While supply remains tight, the data shows steady momentum heading into year-end — especially among prepared buyers. Give us a call soon! 📈

12/30/2025

Making a budget is one thing, but actually sticking to it is another. Simple, everyday habits and tips can keep you accountable as you work toward those big goals.

For our full budgeting guide: http://spr.ly/6180Cuhw4

Success starts with effort, not approval.
12/29/2025

Success starts with effort, not approval.

Cold, snow and winter weather are no match for your home — as long as you’re up to date on your maintenance. Get our yea...
12/27/2025

Cold, snow and winter weather are no match for your home — as long as you’re up to date on your maintenance. Get our year-round checklist right here: ☃️ http://spr.ly/6182ASZ0G

Address

14405 Justice Road
Midlothian, VA
23113

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Our Story

Any posts prior to January 14, 2019 are for services performed at my previous employer and not Main Street Home Loans

My name is Clay Carroll and I am a Sr. Home Loan Consultant with Main Street Home Loans. I pride myself on being a top professional in the marketplace with more than 15 years of mortgage-lending experience. I am very knowledgeable about the various home loan products available, including those for first-time homebuyers as well as jumbo, FHA, VA, renovation and refinance loans. I work with some of the top real estate agents in the area to deliver a world-class experience. Referrals are the heart of my business, so I appreciate your help in spreading the word about my services. Main Street Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS 2893. NFM is an Equal Housing Lender. Some products and services may not be available in all states. Make sure you understand the features associated with the loan program you choose, and that it meets your unique financial needs. Subject to Debt-to-Income and Underwriting requirements. This is not a credit decision or a commitment to lend. Eligibility is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral, and underwriting requirements. Not all programs are available in all areas. Offers may vary and are subject to change at any time without notice. (http://nmlsconsumeraccess.org).

Clay Carroll NMLS ID 513125 1 Parkwest Circle Suite 208 Midlothian, Virginia 23114

Corporate Headquarters 1190 Winterson Road, Suite 300, Linthicum, MD 21090 [email protected] NMLS #2893