The Insurance Shack

01/27/2026

Good morning on this Tuesday after the Sleet Apocalypse here in North Texas.

Our office was closed all day yesterday due to the icy roads. I am hoping to try and get out around 10am and test the roads to make into the office.

If you have an emergency claim please call your Insurance Companies Claim number.

Stay warm and safe.

10/11/2023

Most everyone is experiencing Premium Shock in their Home and Auto Insurance renewals. I have put together a smal explanation that is not too wordy that I hope can help in understanding todays market.

"Inflation can significantly impact home insurance rates as it erodes the purchasing power of insurance coverage. As the cost of goods and services rises due to inflation, the replacement value of a home and its contents also increases. Consequently, insurers must adjust their rates to account for the higher costs associated with rebuilding or repairing homes, ultimately resulting in higher premiums for policyholders to maintain adequate coverage against rising inflation-related expenses".

09/12/2023

Making an effort to improve your vehicle’s gas mileage can save you a ton of money throughout the year. Here are a few ways to do that:

Get the most out of your ride by following these simple tips to increase your fuel efficiency.

04/18/2023

I am extremely happy to share this for the second year in a row.

04/04/2023

Looking for peace of mind when it comes to protecting your most valuable assets? Our specialized Home and Auto insurance plans offer comprehensive coverage to keep you and your belongings safe. From accidents to natural disasters, we've got you covered. Trust us to protect what matters most. Contact us today for a quote.

The Insurance Shack
972-723-3301

12/19/2022

Feeling a bit chilly lately? Follow these 36 cold weather hacks to keep you cozy this winter.

Brrr! When the winter temperatures dip low, living and working in a sub-zero climate can really take its toll. By employing a few tricks, however, you can stay warm despite the cold weather. Wear an under-layer. This is an easy way to stay...

12/07/2022

My wife and I took a small vacation last week to Paradise.

With that said, that vacation was not possible without knowing that I could leave the office in capable hands such as my office manager Star Ybanez.

Star is literally worth her weight in Gold. I thank God constantly for bringing her to me way back in 2008.

Through personal Trials and Tribulations as well as serious business decisions, she has been the one reliable human constant in my life and work.

I want to take this opportunity to thank her for all she does and let her know how important she is to me, to my business as well as to my clients.

Thank you Star

11/16/2022

Always keep a lid nearby when cooking in the kitchen. You can smother a small grease fire by sliding the lid over the pan and turning off the stovetop. Leave the pan covered until it is completely cooled.

09/20/2022

09/19/2022

When it comes to insuring your home during a Home Renovation are you sure you are covered?

Most homeowners believe that their Home Insurance Policy will cover them during a renovation.

You Home Insurance Policy is designed to cover you for a completed structure in the case of a Covered Peril. Such as Fire, Tornado, Wind, Lightning, etc.....

But if you are renovating you may not be covered.

Renovation materials. Workers Tools. Whether these items are lost due to a storm, fire, theft or even vandalism, more than likely your Homeowners Insurance Policy will not cover these.

My Agency deals with these risk and can walk you through the benefits of acquiring a Builders Risk Policy for Renovations or even a New Build.

Call us today at: The Insurance Shack
Kevin Tobolka
972-723-3301
[email protected]