06/24/2026
🚨 Business Owners & Side Hustlers: This Could Cost You Thousands 🚨
Did you know that roughly 1 in 3 Americans has a side hustle or small business? Whether you’re mowing lawns, pressure washing, roofing, baking cakes, consulting, hauling trailers, or selling products online, many people are using their personal vehicles to make money. Yet many don’t realize their personal auto insurance may not cover those activities.
Here’s the hard truth:
❌ Delivering products for your business
❌ Hauling tools or equipment to job sites
❌ Meeting clients or transporting inventory
❌ Using your truck or SUV as part of your side business
Depending on your policy and how the vehicle is being used, these situations can create coverage gaps—or even lead to a denied claim.
I’ve seen too many people assume:
“It’s my personal truck, so I’m covered.”
Unfortunately, that’s not always the case.
đź’ˇ Before you start that side hustle or use your vehicle for business, have a conversation with your insurance agent. Sometimes a simple endorsement is enough. Other times, you may need a commercial auto policy.
A 10-minute review today could save you from a devastating surprise after an accident.
At Grounds Insurance Agency, we believe in Honesty. Integrity. Service. If you’re unsure whether your vehicle use is covered, ask. It’s always better to know before a claim than after one.
