Grounds Insurance Agency

Grounds Insurance Agency Grounds Insurance Agency is an independent agency designed to educate, protect, and service clients with honesty and integrity in the state of Texas.

08/31/2026

Today, we celebrate 130 years of Germania Insurance! 🎉

As we celebrate this milestone anniversary, we're grateful for every policyholder, agent, team member, and community member who has helped shape our legacy. Together, we've built 130 years of trust, service, and protection across Texas.

Thank you for being part of our journey.

08/15/2026

Get ready to celebrate National Relaxation Day. You deserve it. If you're heading out this weekend, review this checklist provided by Travelers to help you keep your home safe and protected while you’re away. http://tkpl.us/tr06i

08/10/2026

S'mores are a summer classic. Before you gather around the firepit to toast your favorite - whether sweet or savory - take a moment to review these firepit safety tips. What's your favorite type of s'more? The traditional or ones with a new twist? http://tkpl.us/tmsz0

08/06/2026

Decluttering your home and garage can feel overwhelming, but it doesn't have to be! These tips can help you tackle it all this week. What are your favorite tips for decluttering your space? http://tkpl.us/tk9xc

08/06/2026

🚗 Did you know your personal auto insurance may not cover you if you’re using your vehicle for business?

If you’re:
🔹 Transporting tools or equipment
🔹 Visiting job sites
🔹 Delivering products
🔹 Meeting clients regularly
🔹 Using your vehicle as part of your business

…your personal policy could deny a claim if it’s outside the policy’s permitted use.

The right commercial auto coverage doesn’t just protect your vehicle—it helps protect your business, your livelihood, and your financial future.

Not sure if you’re properly covered? We’d be happy to review your current policy and explain it.

📞 Grounds Insurance Agency
☎️ Call or Text: (903) 321-3311

07/27/2026

🏡 Thinking about buying, selling, or insuring an older home?

Not all older homes are a problem—but certain electrical and plumbing systems can limit insurance options or increase premiums.

Some of the most common concerns include:
⚡ Knob-and-tube wiring
⚡ Federal Pacific (FPE) electrical panels
⚡ Aluminum branch wiring
💧 Polybutylene plumbing
💧 Aging galvanized plumbing

For homeowners, future homeowners, and real estate professionals, knowing about these items before closing can help avoid unexpected delays.

If you’re unsure about a home’s insurability, we’d be happy to review it before it becomes a problem.

07/24/2026

Road trips can be the best trips. If you’re hitting the road today, let's make safety a priority and stay focused on the road. Here are some tips to help ensure a safe ride while you enjoy the open road: http://tkpl.us/tayai

07/20/2026

🚘 Now is a GREAT time to shop your auto insurance.

Over the past several weeks, we’ve been seeing some exceptionally competitive auto insurance rates across multiple carriers. If you’ve been putting off getting quotes because “insurance is expensive,” it may be worth taking another look.

A lower premium is great—but our goal is to make sure you’re also properly protected. We take the time to review your:
• Liability limits
• Uninsured/Underinsured Motorist coverage
• Comprehensive & Collision deductibles
• Available discounts
• Overall coverage—not just the price

If it’s been more than 12 months since you’ve compared your auto insurance, let’s see what your options look like. You might be surprised.

📱 Call or text: 903-321-3311
📧 [email protected]

At Grounds Insurance Agency, we’re committed to helping you find the right balance of coverage, carrier, and cost—with honesty, integrity, and service at the center of everything we do.

07/17/2026

🏗️General Liability Insurance: What Every Contractor Should Know

Winning the job is important. Protecting your business while you’re on the job is even more important.

General Liability Insurance helps protect your business if you’re responsible for:
✔️ Property damage
✔️ Bodily injury to others
✔️ Legal defense costs if you’re sued

It can also help satisfy contract requirements, as many customers and general contractors require proof of coverage before work begins.

Just remember—General Liability doesn’t cover everything. It typically does not cover your tools, your work vehicle, employee injuries (that’s Workers’ Compensation), or damage to your own completed work in many situations.

The right coverage isn’t just about checking a box—it’s about protecting everything you’ve worked to build.

If you’re a contractor and aren’t sure if your current policy fits your business, we’d be happy to review it with you.

Grounds Insurance Agency
📞 903-321-3311
Honesty. Integrity. Service.

07/11/2026

As the summer heat kicks up, many of us are excited to enjoy our backyard pools. While pools offer endless fun, safety should always be a priority. Here are some essential tips to help keep your pool area safe this summer: http://tkpl.us/t1bmi

Address

Midlothian, TX
76065

Telephone

+19033213311

Website

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