Victor Purdy - Loan Officer

12/17/2025

Getting ready to buy a home? 🏠

Know the difference between being pre-qualified and getting pre-approved — and why it matters.

➡️ Pre-qualification is a quick, no-commitment check to help you start house-hunting with a rough idea of your budget.

➡️ Pre-approval involves verifying your finances and credit, and it gives you a stronger letter when you’re ready to make an offer — making you more attractive to sellers.

Start with pre-qualification if you’re browsing. But if you find “the one”, get pre-approved to show you mean business. 💪

Message me today to get started! 📲

Victor Purdy Sr.
NMLS #2242463
📞 +1 (804) 878-6658
📩 [email protected]

11/25/2025

Mortgage Rates Show Little Movement 📊

Mortgage rates have been holding steady, moving within a tight ten-basis-point range for the past month. This consistency is a promising sign for both buyers and sellers, offering a bit more certainty in today’s housing market. Stable rates can make planning easier—whether you’re preparing to buy your next home or thinking about listing.

Schedule a FREE consultation today! https://calendly.com/link-up-with-victor/30mins

Start your loan application here: https://victorpurdy.floify.com/

Victor Purdy Sr.
NMLS #2242463
📞 +1 (804) 878-6658
📩 [email protected]

11/20/2025

Thinking about buying a home or refinancing? 🏡💰

Life moves quickly — but you don’t have to navigate these decisions alone. Get expert guidance, real answers, and a clear path forward.

📲 Message me today to get started with a personalized consultation! https://calendly.com/link-up-with-victor/30mins

Start your loan application here: https://victorpurdy.floify.com/

Victor Purdy Sr.
NMLS #2242463
📞 +1 (804) 878-6658
📩 [email protected]

11/12/2025

10/22/2025

Mortgage Rates Dip Again! 📉🏡

Mortgage rates inched down last week and have been holding steady at lower levels lately—and both homebuyers and homeowners are taking notice!

Refinance activity is on the rise, and with more homes on the market plus slower price growth, it’s becoming a great time to explore your next move—whether that’s buying or refinancing.

Let’s chat about how you can make the most of these favorable conditions!

Schedule a FREE consultation today! https://calendly.com/link-up-with-victor/30mins

Start your loan application here: https://victorpurdy.floify.com/

Victor Purdy Sr.
NMLS #2242463
📞 +1 (804) 878-6658
📩 [email protected]

10/22/2025

Price Improvement! 💫🏠

Now offered at $419,999, this stunning 4-bedroom, 3.5-bath townhouse in the heart of Glen Allen is ready to welcome you home. Built in 2022, it features 2,165 sq. ft. of modern comfort, stylish finishes, and a layout designed for easy living. https://myre.io/0QlGrDJYn66r

📍 Just minutes from top-rated schools, shopping, dining, and major commuter routes — this home truly has it all!

Don’t miss your chance to own this gem in one of Glen Allen’s most sought-after areas.

Schedule your private tour today!

Victor Purdy Sr.
Broker - eXp Realty
📞 +1 804-878-6658
📩 [email protected]

10/10/2025

📉 Mortgage Rates Drop to Their Lowest in a Year!

More good news for homebuyers—mortgage rates just moved down again, holding steady at their lowest level in about a year! 🙌

We’re starting to see more buyers take advantage of these lower rates, with purchase activity on the rise. If you’ve been waiting for the right moment to buy, this could be your sign! 🏡

Let’s talk about how these rates could work in your favor.

Schedule a FREE consultation today! https://calendly.com/link-up-with-victor/30mins
Start your loan application here: https://victorpurdy.floify.com/

Victor Purdy Sr.
NMLS #2242463
📞 +1 (804) 878-6658
📩 [email protected]

10/09/2025

Want your offer to rise above the rest?

In today’s competitive market, standing out isn’t just about offering the highest price. It’s about being strategic, prepared, and personal.

Here’s how to make your offer hard to resist:
✅ Get pre-approved — Show sellers you’re serious and financially ready.
✅ Make a strong earnest deposit — It signals commitment and confidence.
✅ Limit contingencies — Keep your offer clean and simple.
✅ Be flexible on closing — Accommodate the seller’s timeline.
✅ Add a personal touch — A sincere letter can make an emotional connection.
✅ Work with an experienced agent — They’ll help you negotiate smart and move fast.

Every detail counts when it comes to winning your dream home! Contact us to start your real estate journey. 🏘

Victor Purdy Sr.
Broker – eXp Realty
📞 (804) 878-6658
📩 [email protected]

09/13/2025

Lower rates = lower payments? 💸

Refinancing your mortgage could put more money back in your pocket each month. Explore your options and see if refinancing makes sense for you!

Let's chat to discuss your mortgage needs! https://victorpurdy.floify.com/

Victor Purdy Sr.
NMLS #2242463
📞 +1 (804) 878-6658
📩 [email protected]

09/03/2025

📉 Mortgage Rates at a 10-Month Low!

Big news! Mortgage rates just dropped to their lowest level in 10 months. 🙌 With purchase demand climbing and the economy staying strong, more buyers are stepping into the market.

Yes, affordability can still be a challenge, but these lower rates could be the opportunity you’ve been waiting for. 🏡

Thinking about buying? Let’s chat and see what this means for you!

Victor Purdy Sr.
NMLS #2242463
📞 +1 (804) 878-6658
📩 [email protected]

09/01/2025

🇺🇸 This Labor Day, we honor the hardworking individuals who keep our communities thriving. Your dedication builds the foundation for strong families, secure futures, and the dream of homeownership. 💪

Whether you’re working toward buying your first home, investing, or refinancing, we’re here to help turn your hard work into lasting stability. 🏠

08/27/2025

First-time homebuyers are getting older. 📊🏡

The median age has reached a record 38 years in 2024, compared to just 29 in the 1980s.

💡 Rising home prices, affordability challenges, and delayed family formation are reshaping the path to homeownership.

✨ The good news? It’s never too late to buy your first home, and the right guidance can help you get there sooner.

Victor Purdy Sr.
Broker – eXp Realty
📞 (804) 878-6658
📩 [email protected]