Billy Stephens at First Heritage Mortgage

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Billy Stephens at First Heritage Mortgage Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Billy Stephens at First Heritage Mortgage, Loan service, 1 Park West Circle, Midlothian, VA.

Billy Stephens | NMLS ID #2302130

First Heritage Mortgage, LLC
Equal Housing Lender
Company NMLS ID #86548 (www.nmlsconsumeraccess.org)
Midlothian Branch NMLS ID #2587989

🚨 Last call! FHM's social media webinar is tomorrow at 10 AM!If growing your business and staying top of mind with your ...
10/14/2026

🚨 Last call! FHM's social media webinar is tomorrow at 10 AM!

If growing your business and staying top of mind with your network are on your radar, you don't want to miss this 📲

The FHM Marketing team is breaking down how to choose the right platforms, figure out what to post, and build a social media strategy that feels authentic without adding more to your plate.

The webinar is tomorrow, Thursday, October 15, at 10 am! If you haven't registered yet, they have a few spots left. Register here. 👇
https://zoom.us/webinar/register/6517907937624/WN_cnynfJz0RnW7u5k6J4WXig #/registration

Our social media webinar has moved to next week, which means you have more time to save your spot and join me! 📅The Firs...
10/06/2026

Our social media webinar has moved to next week, which means you have more time to save your spot and join me! 📅

The First Heritage Mortgage Marketing team will break down how to choose the right platforms, decide what to post, and build a repeatable content strategy that feels authentic, not overwhelming. You’ll leave with a practical roadmap to use social media more intentionally to grow your business. 📈

Here are the details 👇
🗓️ Thursday, October 15
⏰ 10 AM

Let's learn together! DM me for the registration link. 🔗

I’m excited to join the First Heritage Mortgage Marketing Growth Series next week to learn how to use social media more ...
10/01/2026

I’m excited to join the First Heritage Mortgage Marketing Growth Series next week to learn how to use social media more strategically to grow my business. 📈

FHM's marketing team will cover:
✨ Common social media myths that are holding you back
✨ How to choose the right platforms with intention
✨ A simple content formula you can use again and again
✨ How to define your content pillars so posting feels strategic but authentic to you

Whether you’re just getting started or looking to sharpen your strategy, this session will give you a practical roadmap you can start putting into action right away.

Save your spot and join us next week!
🗓️ Thursday, October 8
⏰ 10 AM
🔗 https://zoom.us/webinar/register/6517907937624/WN_cnynfJz0RnW7u5k6J4WXig #/registration

I want to give a HUGE congrats to my amazing borrower, Shameka Foster, on the closing of her new home the other day!! 🎉🏡...
10/01/2026

I want to give a HUGE congrats to my amazing borrower, Shameka Foster, on the closing of her new home the other day!! 🎉🏡💪😎

There were some moments during this loan that we weren't sure what the outcome would be. But we never gave up, and neither did Shameka, and it felt so good for everyone to make it to the finish line! Thank you again for trusting me to be your LENDER! 🙌 💰

I'd also like to thank Takisha Ruffin for being the awesome realtor that you are and for all of your help along the way with the real estate end of things! It was a TEAM effort for sure!💪😎

If you are looking to purchase a new home, need to refinance, or want to get started on a construction perm loan, let's chat!🏡😁

www.BorrowWithBilly.com

"Don't be silly...BORROW WITH BILLY!!"

~Building lasting relationships one loan at a time~

If you’ve been meaning to give AI a try, remember: you’re just a handful of prompts away from faster marketing and follo...
09/02/2026

If you’ve been meaning to give AI a try, remember: you’re just a handful of prompts away from faster marketing and follow-up. 🤖

You don’t have to figure AI out alone — we’ll walk you through it live. A few simple AI prompts can save you hours every week but only if you know how to make tools like ChatGPT and Claude work for you.

That’s why our marketing team is continuing the Marketing Growth Series with a session designed specifically for real estate agents and loan officers, led by Erica Goodwin and Cotton Walsh from First Heritage Mortgage.

Here’s what we’ll cover:
✨ How to make AI sound like you
✨ How to build your own AI content assistant
✨ How to use AI as your marketing “advisory panel”
✨ Plug-and-play prompts to save hours each week
✨ A live walkthrough of ChatGPT + Claude

You’ll walk away with practical prompts and a simple game plan you can start using the same day.

Save your spot and join us! Register here 🔗
https://myoc.io/eU76nS0Fe1V/uRDrG

Real estate partners, this is your reminder — if AI has been on your to-do list but you’re still not sure where to begin...
09/01/2026

Real estate partners, this is your reminder — if AI has been on your to-do list but you’re still not sure where to begin, this webinar is for you. 🤖

Our marketing team is back with the next session in the Marketing Growth Series, so you can spend less time trying to “figure out” AI and more time putting it to work to grow your business.

Join Erica Goodwin and Cotton Walsh from the First Heritage Mortgage marketing team to learn:
✨ How to make AI sound like you
✨ How to build your own AI content assistant
✨ How to use AI as your marketing “advisory panel”
✨ Plug-and-play prompts to save hours each week
✨ A live walkthrough of ChatGPT + Claude

Spots are limited so don’t miss out! 🔗
https://myoc.io/eU76nS0Fe1V/YlVhT

Real estate partners, if AI is something you’ve been meaning to figure out but don't know where to start, join me for th...
08/27/2026

Real estate partners, if AI is something you’ve been meaning to figure out but don't know where to start, join me for this webinar! 🤖

Our marketing team is continuing their Marketing Growth Series so you can spend less time figuring out AI and more time using it to grow your business.

Join Erica Goodwin and Cotton Walsh from the FHM marketing team to learn:
✨ How to make AI sound like *you*
✨ How to build your own AI content assistant
✨ How to use AI as your marketing “advisory panel”
✨ Plug-and-play prompts to save hours each week
✨ A live walkthrough of ChatGPT + Claude

Save your spot and join us! Register here:
https://myoc.io/eU76nS0Fe1V/c8DYy

Could right now be the best time to downsize your home? 🏡If you're always cleaning empty bedrooms, putting off yard work...
08/23/2026

Could right now be the best time to downsize your home? 🏡

If you're always cleaning empty bedrooms, putting off yard work, or wondering where your monthly housing costs are going, your home may no longer fit the life you're living today.

Downsizing isn't about giving up space—it's about making the most of what you've built. For many homeowners, downsizing can mean:
✨ Unlocking valuable home equity
✨ Lowering monthly housing expenses
✨ Reducing maintenance and upkeep
✨ Moving into a home that better fits your current lifestyle

Read our latest blog to learn why now may be the best time to downsize your home and the key factors to consider before making your next move. 🔗
https://myoc.io/eU76nS0Fe1V/cww7Z

Do you want to say goodbye to PMI and hello to extra savings in your budget? 👀PMI (private mortgage insurance) is what l...
08/21/2026

Do you want to say goodbye to PMI and hello to extra savings in your budget? 👀

PMI (private mortgage insurance) is what lets many buyers get into a home with less than 20% down — but that doesn’t mean you have to keep paying it forever. Depending on your loan and how much equity you’ve built, there may be a point where you can drop PMI and lower your monthly payment. 🏡🏡

👉🏼 In our latest guide, we break down what PMI actually is and the different ways you can get rid of it once you qualify. Tap the link to see if you’re closer than you think to getting rid of your PMI. 🔗
https://myoc.io/eU76nS0Fe1V/8qY87

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1 Park West Circle
Midlothian, VA
23114

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