Dow Credit Union

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Dow Credit Union Dow Credit Union’s Commitment is to Be Our Members’ Lifelong Financial Partner. Dow Credit Union is insured by the NCUA and an Equal Housing Opportunity lender.

Dow Credit Union is a not-for-profit financial institution owned by its members and dedicated to being a multiplier for good. Membership is open to all, with members enjoying lower rates on loans, higher rates on deposits, no NSF fees, and convenient anywhere banking backed by advanced security and protection. Headquartered in Midland, Michigan, and serving members nationwide, the credit union has $2.5 billion in assets and more than 83,000 members across all 50 states and in 40 countries. Dow Credit Union offers a full range of financial services—including newly launched Business Accounts and Preferred Checking, an activity-based checking account designed to create more value for members. Recognized as one of America’s Best Regional Banks and Credit Unions for 2025 by Newsweek and multiple times by America’s Credit Unions for top performance in saving members money, Dow Credit Union is celebrated for exceptional member value, community impact, and industry-leading rates. Its reputation for excellence has also been acknowledged by Investopedia and Business Insider for offering some of the nation’s most competitive CD rates. For more information, visit dowcreditunion.org.

Lending a hand and spreading a little good. 🫶Last week, our team volunteered at the Saginaw Habitat ReStore, helping pre...
10/17/2026

Lending a hand and spreading a little good. 🫶

Last week, our team volunteered at the Saginaw Habitat ReStore, helping prepare donated items for sale and keeping the store clean and organized. ReStore proceeds help fund Habitat’s work to build and improve homes for local families.

“The ReStore is a wonderful resource for the Saginaw community, and I am grateful for the opportunity to support its mission through volunteering,” said Jolene from our Lending Department.

We’re glad to play a small part in helping make a difference in our community! 💙

With Jersey Boys coming to Midland Center for the Arts as part of the Broadway & Beyond Series presented by Dow Credit U...
10/16/2026

With Jersey Boys coming to Midland Center for the Arts as part of the Broadway & Beyond Series presented by Dow Credit Union, a few of our team members decided to try out their best impressions of Frankie Valli & The Four Seasons! 🎤

Can you spot the difference? See the real deal live on-stage October 30 – November 1!
Jersey Boys | Midland Center for the Arts - https://trst.in/4UUFO7

10/15/2026

🏆 Running Out of Room at the Office 🏆

We've been fortunate to receive some incredible national recognition this year, including six Diamond Awards, five MAC Awards, and an award for our Glide implementation team. The only challenge? Finding enough space for all the trophies. 😅

In our latest video, you'll see what happens when the awards keep coming and the display case can't keep up. From the refrigerator to a few unexpected spots around the office, our team got a little creative with storage solutions.

While we're having fun with the trophy dilemma, these awards represent something we're truly proud of: serving our members with innovative solutions, exceptional service, and a commitment to making banking easier every day.

Watch the video and see where the trophies ended up... and why having "too many awards" is a problem we're happy to have. 🏆✨

10/14/2026

We’re giving our regards to Broadway! 🎭

Dow Credit Union is proud to partner with Midland Center for the Arts as the presenting sponsor of the 2026/27 Broadway & Beyond Series. And with a lineup like this, we can’t wait for the show to begin!

The season kicks off with Jersey Boys, followed by Clue, Dolly Parton’s Smoky Mountain Christmas Carol, Riverdance 30 The New Generation, Beetlejuice, A Beautiful Noise: The Neil Diamond Musical and The Wiz.

We’re excited to help bring Broadway favorites to Mid-Michigan and can’t wait to see this season come to life!

Let’s hear it for live entertainment right here in Midland! Check out full performance details at midlandcenter.org.

Shred Day is TOMORROW! 🗂️♻️Have old paperwork piling up? Bring your sensitive documents to our community Shred Day for s...
10/14/2026

Shred Day is TOMORROW! 🗂️♻️

Have old paperwork piling up? Bring your sensitive documents to our community Shred Day for secure, on-site shredding and recycling! It’s a great opportunity to clear out clutter while helping protect yourself from identity theft and fraud.

📅 Tomorrow, Thursday, October 15
🕐 1:00–3:00 PM
📍 Dow Diamond SE Parking Lot
825 E Main Street, Midland, MI
(Same location as the Midland Area Farmers Market)

A few reminders:
🗑️ Members may bring up to 3 bags of documents.
🚫 This event is for members, not commercial enterprises.
📍 Please note: Shred Day will NOT take place at Dow Credit Union.

Questions? Call 989.835.7794 or 800.835.7794.

We hope to see you there!

10/13/2026

Some days, Mom and Dad are the G.O.A.T. 🐐

Especially when they say, “Let’s go to the zoo!”

With Preferred Checking, qualifying members can earn up to $83 every month — that’s what we call putting the “fun” in extra funds!

Tag the G.O.A.T. in your family and plan your next adventure at Saginaw Children's Zoo.

Learn more: dowcreditunion.org/preferred

Insured by NCUA.

A first home is a big deal. Having someone you can trust along the way makes it a little easier.Nicholas and Jessalyn we...
10/12/2026

A first home is a big deal. Having someone you can trust along the way makes it a little easier.

Nicholas and Jessalyn were comparing lenders when they found themselves dealing with changing rates and terms. After three changes, they decided they wanted to work with someone they could count on.

That’s when they chose Dow Credit Union.

With our First-Time Home Buyer program, they were able to put just 3% down with no PMI — and got exactly what we promised.

Nicholas summed it up: “Your integrity won my business.”

Congratulations, Nicholas and Jessalyn! We’re so happy we could be part of your first-home journey. 🏡

Learn More about our Welcome Home Loan: https://trst.in/szo4Zr

Insured by NCUA.

Dow Credit Union’s Welcome Home Loan is a fixed-rate first-time home buyer mortgage with no PMI to help keep monthly payments low.

10/09/2026

NUMBER ONE LOOKS GOOD ON US. 🏆

Dow Credit Union’s 3-Month Simple CD currently holds the #1 3-month CD rate in the country, according to The Wall Street Journal: https://www.wsj.com/buyside/personal-finance/banking/cd-rates-today-10-8-2026

The rate? 4.35% APY.
The commitment? Three months.
The move? Yours to make.

Check Out the Details: dowcreditunion.org/cd

APY = Annual Percentage Yield. Insured by NCUA.

Good grows when we do it together. 💙On Tuesday, our team spent the day at the Bridge Food Center, lending a hand alongsi...
10/08/2026

Good grows when we do it together. 💙

On Tuesday, our team spent the day at the Bridge Food Center, lending a hand alongside the volunteers who work hard to keep affordable, high-quality food available for local families. It was a meaningful day and a great reminder of how much can be accomplished when we come together.

Thank you to everyone at the Bridge Food Center for the warm welcome and for all you do to serve our community!

We had the best time getting a first look at the newly renovated Hall of Ideas at Midland Center for the Arts on Monday!...
10/07/2026

We had the best time getting a first look at the newly renovated Hall of Ideas at Midland Center for the Arts on Monday! 💜

It was so much fun to explore the space and feel like a kid again. We’re especially proud that the Kaleidoscope exhibit now carries the Dow Credit Union name as part of our support for the capital campaign.

And just when we thought the night couldn’t get better, Jacob Collier took the stage for a private concert and played the Moodical for the very first time!

We’re grateful to be part of such a special night—and excited for the community to experience the new Hall of Ideas!

Address

600 E Lyon Road
Midland, MI
48640

Opening Hours

Monday 7:30am - 5:30pm
Tuesday 7:30am - 5:30pm
Wednesday 7:30am - 5:30pm
Thursday 7:30am - 5:30pm
Friday 7:30am - 5:30pm
Saturday 9am - 1pm

Telephone

+18008357794

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