The Perea Lending Team at Canopy Mortgage

The Perea Lending Team at Canopy Mortgage Frank Perea Jr, Loan Officer at Canopy Mortgage LLC in Midland, TX, NMLS # 317782 He specializes in Conventional and FHA loans for first time home buyers.

Frank's calling to the mortgage industry comes from his passion for helping hard-working families invest in their future by purchasing their own home. Frank has been in the industry for more than 18 years as a Loan Processor, Jr Underwriter, Loan Originator, and Mortgage Broker. Frank has been a Homes For Heroes affiliate for the last three years, helping his community heroes achieve their dream o

f homeownership. Frank has been chosen four years in a row as a Platinum Top Producer. Frank feels blessed for his wonderful family, including his beautiful wife Cinthia and two wonderful children Aleshanee and Nolan. We are happy to have Frank and his team on board! "
NMLS # 317782 Co. NMLS #3116

Frank Perea
Mortgage Loan Originator NMLS 317782
Canopy Mortgage LLC NMLS 1359687
www.nmlsconsumeraccess.org
4908 N Midkiff Rd
Midland, TX 79705

Equal Housing Lender

State Licenses Page: https://canopymortgage.com/state-licenses/
Privacy Policy: https://canopymortgage.com/privacy-policy/
Terms of Use: https://canopymortgage.com/terms-of-use/

07/31/2026

Can You Still Qualify for a Home Loan After Cosigning? We discuss how cosigning for someone doesn’t automatically disqualify you from getting a home loan. Depending on who’s making the payments and for how long, that debt may not count against you. We emphasize not to assume and to call your lender first. If you’re planning to buy a house in the next twelve months, we invite you to text ‘Plan fifteen’ for a fifteen-minute discussion. DebtManagement LenderAdvice HomeBuyingProcess

07/22/2026

Prepare for Your Mortgage Application: Gather Your W-2s and Key Details. I talk about the best way to prepare for a mortgage application by gathering your W-2s or 1099s from the last two years, and filling out key details like dates, position, and phone number to streamline the process with your lender.

Teaching him early that every “clear to close” has a story behind it. 😂
07/17/2026

Teaching him early that every “clear to close” has a story behind it. 😂

07/15/2026

How Much Down Payment Do You Really Need to Buy a Home? We talk about the common misconception that you need 20% down to buy a home and explain that you can qualify with much less depending on your financial situation, loan program, and the home you’re buying. We invite viewers to text ‘plan fifteen’ for a 15-minute conversation to discover their specific down payment needs.

07/07/2026

Don’t Wait: Talk to a Lender Before You Start House Hunting I talk about the biggest mistake homebuyers make: waiting too long to talk to a lender. I explain that the first step is understanding your current financial situation, not just filling out a mortgage application. I help you build a plan so you’re ready before you fall in love with a home. FinancialPlanning HomePurchase

Pool’s cleaned.This weekend is all about family, burgers, fireworks, soccer, and making memories.Wishing everyone a safe...
07/03/2026

Pool’s cleaned.

This weekend is all about family, burgers, fireworks, soccer, and making memories.

Wishing everyone a safe and happy Fourth of July! 🇺🇸

06/30/2026

I break down the five essential factors lenders evaluate when considering your mortgage pre-approval: credit score (580+), income stability, work history (2+ years), debt-to-income ratio (under 50%), and savings/assets for your down payment. I explain what documentation you’ll need and reassure you that if one area isn’t perfect, you can create a plan to get mortgage-ready. FirstTimeHomeBuyer RealEstateAdvice MortgageReady HomeBuyerGuide FinancialPlanning

06/23/2026

If you were pre-approved for an amount that’s less than the home that you wanna buy, don’t give up just yet. I recently worked with a buyer where we explored something called the permanent rate buydown. By lowering your interest rate, we’re able to lower your monthly payment, which will lower your debt-to-income ratio and sometimes help you qualify for a higher loan amount. So if you’re looking at buying a home in the next twelve months, text me the word plan, and I can help you come up with a strategy to get mortgage ready DebtToIncomeRatio HomeLoan MortgageReady HousingMarket FirstTimeHomeBuyer

Sunday setup mode.Upgrading the office network so we’re faster, smoother, and ready for a big week ahead. 🔧💻Behind the s...
02/22/2026

Sunday setup mode.
Upgrading the office network so we’re faster, smoother, and ready for a big week ahead. 🔧💻
Behind the scenes work nobody sees… but everybody benefits from.

Address

4908 North Midkiff Road
Midland, TX
79705

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm

Telephone

+14328972299

Website

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